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Halifax Investment ISA

Maximise Your £20,000 ISA Allowance
Investment Fund Supermarket ISAs

Vitality Stocks & Shares ISA

from Vitality

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Choose from 6 funds based on risk level or build your own portfolio
  • Invest From: £100 pm or £1,500 single

Why we like it: Vitality Stocks & Shares ISA. Invest in Vitality funds and they will add extra money to your investment every 5 years – on top of returns. This could get you an extra 15% over 25 years. Capital at risk. More Info

Click & Invest Stocks & Shares ISA

from Investec Click & Invest

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Managed Portfolios
  • Invest From: £2,500

Why we like it: In a nutshell this service helps make your ISA money work harder! Investec Click & Investis an online investment service that aims to make actively managed, globally diversified investment portfolios accessible to a wider audience. Everyone deserves harder working money, and Click & Invest’s goal is to make a positive difference to more financial futures. Their experts build and manage investment portfolios from £2,500 online, intelligently blending expertise with high-quality service. With a £2,500 minimum investment, Click & Invest aims to deliver an exceptional service for a straightforward fee. They offer both stocks and shares ISAs and general investment accounts, with a seamless online experience, with dedicated 24/7 support available. Capital at risk.More info...

Junior ISAs

One Family Ethical Junior ISA

from OneFamily

Regular Savings
  • Investment Options: From £10 a month

Apply online and receive a £30 Amazon e-voucher (T&C’s apply – see OneFamily website for details). Fully managed investment fund - Family Charities Ethical Trust Fund, which only buys shares in companies with a responsible outlook on social, ethical and environmental issues. You choose how much you want to pay in, and when. From £10 to £355 a month up to £4,368 in the 2019/20 tax year. Easy to manage: 24/7 Online Account Management and a friendly UK based call centre. Transfers from cash or stocks and shares Junior ISAs or exisiting child trust funds accepted, with a value of at least £500. Winner of the 2016 Moneyfacts Award for Best Junior ISA Provider.

Deposit Cash ISAs

ISA Deposit Plan

from IDAD

ISA Option
Maximum Potential Return 8.00% pa or 2.5 x FTSE growth
  • Deposit Taker: Goldman Sachs International Bank
  • Term: Up to 7 years

Why we like it: The previous issue of this plan had already proved popular - this latest release offers the potential for 8.0% p.a. interest, along with the same capital protection you would get with a traditional cash deposit.”

  • Plan can be ended early by Deposit Taker
  • 2% per quarter (8% pa) if plan ends early
  • 2.5 x FTSE 100 Index growth if plan runs full term
  • Capital protected product*
  • Eligible for the Financial Services Compensation Scheme (FSCS)
  • If plan runs full term returns not guaranteed. You may only receive a return of your original capital
  • Minimum investment £10,000
  • If you withdraw your money during the plan you may get back less than you originally invested

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Halifax Investment ISA

Halifax is a British bank operating as a trading division of Bank of Scotland, itself a wholly owned subsidiary of Lloyds Banking Group. 

Choosing an Investment ISA

If you’d like to put some money away each month or invest some spare cash then an Investment ISA could be a tax-efficient way for you to do so. You can invest anything up to the tax threshold for that year either spread across a Cash, Stocks and Shares and Innovative Finance ISA or consolidated within one account.

You can only fund one of each type of ISA per year but as all providers must allow you to move your money you will be able to transfer. However, it’s worth checking if your current provider charges penalties. Otherwise you could receive back less than you originally invested.

Generally, Investment ISAs have the potential to provide better returns than a savings account but customers must be prepared for the risk element that is involved as your money could lose value depending on how the market performs.

Halifax Investment ISA Review

Features:

  • They invest in a wide variety of non-cash assets on your behalf, you simply choose how much risk you’re willing to take
  • You can take your money out at any time but bear in mind this investment is designed to be held for the medium to long-term so at least 5-10 years
  • You can invest minimum lump sum of £2000, invest monthly at a minimum of £100 a month, or a combination of the two.
  • Once you've invested, you can make lump sum top-ups of £250 or more at any time
  • You can transfer money in from an existing cash or investment ISA and keep its tax-efficient status as long as you use the correct transfer process

Halifax Investment ISA Allowance

Useful to Know

There are two charges associated with the management of this ISA:

  • An annual ongoing charge of 0.45% of the value of each fund you invest in, which is taken directly from the value of the fund
  • An annual Service Fee of 0.24% of the value of your investment to pay each year. This is calculated monthly and collected on an annual basis

How to apply

If you don’t already have a Halifax account with online banking facilities, you’ll need to open an account first. However, some of their savings accounts can be opened online with a minimum deposit of as little as £1.

Once you have a Halifax account open then you will be able to apply online for an investment ISA or request a transfer form, if you are looking to switch.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How much can I pay into an ISA?

21st March 2019

Each tax year, there's a limit set by the government to the amount you can save and invest in ISAs: your “annual ISA allowance”. The allowances are intended to reward savers and encourage us to invest more to support our future retirements, without creating a tax haven that can be taken advantage of by very wealthy individuals who just want to avoid paying tax.

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36 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.