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Standard Life Stocks and Shares ISA

The Very Latest Stocks and Shares ISA rates

The current ISA allowance is £20,000. Use our Stocks and Shares ISA tables below to compare a selection of market-leading ISAs .

Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,500+ Funds
  • Invest From: £25 pm

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds or select a ready made portfolio. Investment trusts, ETFs, Bonds & Gilts. Option to invest in 6 low cost funds selected by experts to get you started.
  • Invest From: £25 a month or any lump sum

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Strong ethical investment proposition with more than 140 investment options. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Select from over 4,000 funds. Large selection of UK shares. Investment trusts, ETFs and investment portfolios put together by experts.
  • Invest From: £25 per month or lump sum from £1,000

Why we like it: Investment choice from over 100 fund providers, giving you access to 4,000+ funds. Great service – from investment guidance on website through to UK-based phones team. PathFinder, Select 50, Investment Finder - investing tools for beginners to advanced investors. 24/7 access via online Account Management system.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Standard Life Stocks and Shares ISA

Standard Life plc is an investment company with headquarters in Edinburgh and operations around the globe. It has 1.2 million shareholders in more than 50 countries and 4.5 million customers and clients worldwide, with a further 25 million customers through joint ventures in China and India.

With the Standard Life ISA you can:

  • Start investing from £50 a month or a £500 lump sum
  • Reach your ISA limit and keep on investing, your ISA comes with a Personal Portfolio, so if you've used up your ISA allowance you can easily continue investing
  • Have easy access to your money if you need to withdraw
  • You can keep money in your ISA until you’re ready to invest
  • Receive a cash account as part of your ISA so you can hold some or all of your £20,000 allowance in cash
  • Relax as surviving spouses or civil partners can inherit your ISA tax benefits if you die
  • Manage your account online 24/7

Standard Life offer two types of Stocks and Shares ISA:

Easy Option ISA

This is a good option if you're new to investing or you've been doing it for years but can't find the time to research or manage your investments by yourself. If you're looking for an easy, tax-efficient way to invest for five years or more, this could be a good option for you.

  • You can open your ISA in minutes
  • Match the MyFolio Managed Fund that suits you based on risk and desires outcome
  • Your funds are run by a team of experts at Standard Life Investments Ltd
  • Start investing from £50 a month or a £500 lump sum
  • Enjoy no additional charge for switching funds or making withdrawals

DIY Option ISA

If you would like to choose your funds and have the time to manage your investments then this could be a good choice for you.

  • Choose from over 2,500 funds, including ethical funds
  • Match the funds that meet your needs
  • Enjoy no additional charge for switching funds or making withdrawals
  • Start investing from £50 a month or a £500 lump sum
  • Access to better deals due to negotiations with leading fund managers 

Why Choose a Stocks and Shares ISA?

Whether you’re looking to put aside some money each month or have some spare money which you’d like to make work for you, an investment ISA could be a tax-efficient option.

Currently, you are able to invest anything up to the tax threshold and choose to have it spread across a Cash, Stocks and Shares and Innovative Finance ISA or consolidated within one account.

As you can only fund one Stocks and Shares ISA per tax year it’s a good idea to shop around before you make your choice. However, as all providers must allow you to move your money you are able to transfer but it’s worth checking if your current provider charges penalties. Otherwise you could receive back less than you originally invested.

Generally, Stocks and Shares ISAs have the potential to provide better returns than a savings account but customers must be prepared for the risks that are always present with investing. There is a chance you could end up with less than you invested, depending on market growth.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

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