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First Direct Stocks and Shares ISA

The Very Latest Stocks and Shares ISA rates

The current ISA allowance is £20,000. Use our Stocks and Shares ISA tables below to compare a selection of market-leading ISAs .

Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.45%
  • Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.60%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.70%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

First Direct Stocks and Shares ISA

First Direct is a telephone and internet-based retail bank in the United Kingdom, a division of HSBC Bank plc. First Direct has headquarters in Leeds, West Yorkshire, England, and has 1.25 million customers.

Choosing an Investment ISA

Spending some time researching ISA providers before committing to a product is sensible because you can only open one of each type of ISA per tax year. Although, Isa accounts must let you transfer, it is possible that you will incur some penalty charges and occasionally withdraw less than you invested.

When you search for an investment ISA, it’s a good idea to consider things such as minimum investment charges and the range of products it allows you to invest in. It’s also worth checking charges for annual fees and trading as these can often add up.

Use the comparison tables to compare different types of ISA from a selection of providers. Follow the links to find out more and apply.

First Direct Stocks and Shares ISA Review

First Direct offer a simple Stocks and Shares account to shelter your investments up to £20,000 for the 2017/18 tax year.

Features:

  • No registration fee or annual management charge
  • Ability to self-select the eligible equities you want in your ISA
  • Your shares listed on the Alternative Investment Market (AIM) are also now available for trading in our first direct Stocks and Shares ISA
  • Easily transfer in your existing cash ISAs and Stocks and Shares ISAs. This can take up to 6 weeks
  • You can trade online or by telephone

To use their Stocks and Shares ISA, you'll need a First Direct Share Dealing Account as well as a 1st Account to hold the securities and enable the money transmission.

About Stocks and Shares ISAs

While, this kind of account is not usually an investment in its own right, it does provide you with a platform to invest from. An investment ISA can hold money in order to invest in qualifying sources such as government bonds and corporate bonds as well as shares and stocks.

They are generally available as either self-select ISAs that allow you to invest directly into stocks and shares or as collective investment schemes. Stocks & shares ISA are referred to as ‘tax-efficient’ wrappers, as there is no capital gains tax to be paid on gains made on investments held within the wrapper, although dividends do incur 10% income tax at source.

However, it is important to remember with this kind of option that your capital could be at risk. The investments you make could go down as well as up in value, so you could get back less than the amount you originally put into the account.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How much can I pay into an ISA?

21st March 2019

Each tax year, there's a limit set by the government to the amount you can save and invest in ISAs: your “annual ISA allowance”. The allowances are intended to reward savers and encourage us to invest more to support our future retirements, without creating a tax haven that can be taken advantage of by very wealthy individuals who just want to avoid paying tax.

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We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

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