Investment ISAs put your capital at risk & you may get back less than you originally invested
The Fidelity Moneybuilder Income fund is a favourite fund for both Hargreaves Lansdown & perhaps not so suprisingly the Fidelity fund platform.
The fund invests in "investment grade bonds" which are issued by companies that have a high likelihood of being able to repay their debts. As the risk to investors is lower than other corporate bond funds this is reflected in a lower historic annual yield. the fund offers an attractive alternative to cash with interest rates so low currently.
The Moneybuilder income fund pays monthly income which is attractive to investors and within an ISA income payments are not subject to personal income tax.
Yes.
If you are currently invested with another provider in a Stocks & Shares ISA the good news is that you can transfer relatively easily into the Fidelity Moneybuilder Income Fund.
If you do this via a platform such as Fidelity or Hargreaves Lansdown they can do this for you. Simply sign up for an ISA account and follow the simple instructions to get this actioned.
Fidelity do not offer a ‘flexible’ ISA so any subscriptions that you make will count towards the annual limit. The amount subscribed will not be reduced if you make a subsequent withdrawal.
It’s looking more and more likely we’re past the worst of the pandemic.
For five shares that could be worth a look in this context, download a FREE factsheet to discover Hargreaves Lansdown’s experts’ latest picks.
They include:
The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.
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15th March 2021
You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply".
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About usI found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.
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