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Fidelity Moneybuilder Income ISA

Compare The Very Latest Income Funds For Your ISA.

Investment ISAs put your capital at risk & you may get back less than you originally invested

Moneybuilder Income

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Popular corporate bond fund that pays a monthly income. Manager Sajid Vaid believes investment grade (high quality) company bonds may be the ‘sweet spot’ in the fixed income market, delivering modest income while keeping risks in check. Capital at risk.
  • Invest From: £25 pm

Multi Manager High Income

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: HL blend their favourite equity income funds to provide investors an investment which aims to deliver long term returns & reliable monthly income. Capital at risk.
  • Invest From: From £25

Monthly Distribution

from Artemis

Allows ISA Transfers
Regular Savings
  • Fund Choice: High income yield fund suitable for long term investors drawing regular monthly income from their portfolios. Capital at risk.
  • Invest From: £25 pm

Listed Equity Income

from AVIVA Investors

Allows ISA Transfers
Regular Savings
  • Fund Choice: Aims to provide a dividend yield above the FTSE All-Share Index. Invests in UK equities judged to offer high yield, above average prospects of dividend growth and long-term capital growth. Income paid twice yearly. Capital at risk.
  • Invest From: £25 pm

Asian Income

from Jupiter

Allows ISA Transfers
Regular Savings
  • Fund Choice: The fund aims to pay an attractive quarterly income and grow your investment by investing in shares of companies based in Asia & the Pacific region. Capital at risk.
  • Invest From: £25 pm

Global Equity Income

from JP Morgan

Allows ISA Transfers
Regular Savings
  • Fund Choice: This fund portfolio is designed to achieve high and rising income by investing globally, primarily in equities, in any economic sector whilst participating in long term capital growth. Capital at risk
  • Invest From: £25 pm

Property Income

from Picton

Allows ISA Transfers
Regular Savings
  • Fund Choice: This Real Estate Investment Trust which invests in UK commercial property pays investors a quarterly dividend. Capital at risk.
  • Invest From: £25 pm

Meteor FTSE/STOXX Quarterly Conditional Income Plan

from Meteor

Allow ISA Transfers
Annual Income Up to 5.50%
  • Counterparty: Morgan Stanley & Co International plc
  • Term: Up to 6 years
  • Potential quarterly income: 1.375% (equivalent to 5.5% annually)
  • Income paid even if FTSE 100 and EURO STOXX 50 Indices fall by 15%
  • Potential to kick out quarterly from year 2 onwards if FTSE 100 and EURO STOXX 50 Indices rise by 5% or more
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index or the EURO STOXX 50 Index has fallen by more than 35% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall of the worst performing Index
  • Minimum investment £5,000
  • If you withdraw your money early you may get back less than you originally invested
  • An arrangement fee applies to this plan

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

FTSE 100 Quarterly Income Plan

from Causeway

Allow ISA Transfers
Annual Income Up to 4.50%
  • Counterparty: BNP Paribas
  • Term: Up to 7 years
  • Potential quarterly income: 1.125% (equivalent to 4.5% annually)
  • Income paid even if FTSE 100 falls by 20
  • Potential to kick out quarterly from year 2 onwards if FTSE 5% or more above initial level
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £10,000
  • If you withdraw your money early you may get back less than you originally invested
  • An arrangement fee applies to this plan

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

UK Fixed Monthly Income Plan

from MB

Allow ISA Transfers
Annual Income 3.09% fixed income
  • Counterparty: Barclays Bank plc
  • Term: Up to 4 years
  • 3.09% income paid regardless of the performance of the FTSE 100
  • Monthly income payments
  • Potential to mature annually from year 2 onwards if FTSE at or above initial level
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £5,000
  • If you withdraw your money early you may get back less than you originally invested
  • An arrangement fee applies to this plan

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Fidelity Moneybuilder Income ISA

The Fidelity Moneybuilder Income fund is a favourite fund for both Hargreaves Lansdown & perhaps not so suprisingly the Fidelity fund platform. 

The fund invests in "investment grade bonds" which are issued by companies that have a high likelihood of being able to repay their debts. As the risk to investors is lower than other corporate bond funds this is reflected in a lower historic annual yield. the fund offers an attractive alternative to cash with interest rates so low currently.

The Moneybuilder income fund pays monthly income which is attractive to investors and within an ISA income payments are not subject to personal income tax.

Can I Transfer My Current Stocks and Shares ISA To The Fidelity Moneybuilder Income Fund?

Yes.

If you are currently invested with another provider in a Stocks & Shares ISA the good news is that you can transfer relatively easily into the Fidelity Moneybuilder Income Fund.

If you do this via a platform such as Fidelity or Hargreaves Lansdown they can do this for you. Simply sign up for an ISA account and follow the simple instructions to get this actioned.

Buying the Moneybuilder Income Fund Via The Fidelity Platform

You can invest in this fund via a range of platforms - We have highlighted the Fidelity Platform:
Features:
  1. One low cost service fee, typically 0.35% on the investments you hold with them. However, ongoing fund charges do apply
  2. Flexibility, they allow you to hold cash as well as investments. This means you can hold your money in cash if you are concerned about the market's prospects. Providing a safer option until you’re ready to invest
  3. 24/7 access using their online Account Management system, and mobile app
  4. A wide range of investment options as well as tools to help you find the right funds for you
  5. Excellent customer service, including a UK-based contact centre and through investment guidance on their website
  6. You can get started with a minimum of £50 per month or £1,000 lump sum

Fidelity do not offer a ‘flexible’ ISA so any subscriptions that you make will count towards the annual limit. The amount subscribed will not be reduced if you make a subsequent withdrawal.

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Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

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Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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