Choosing a Stocks and Shares ISA
A Stocks and Shares ISA gives you a flexible and tax-efficient way to invest for the future. You can hold a wide range of funds in your ISA, including those focused on shares, bonds and other asset types, or choose to invest directly in shares yourself. Whatever you opt for, you won’t have to pay tax on any growth you achieve or any interest or dividends you receive.
Investments have the potential for long-term growth, but they also involve more risk than putting your money in a Cash ISA. As a result, they can fall in value as well as rise, so you may get back less than you invest. Investment ISAs are generally viewed as long-term investments, so you should think about putting your money aside for at least five years.
Why invest in a Fidelity Stocks and Shares ISA
This ISA offers:
- Choice – One of the widest fund ranges in the market, plus shares, investment trusts and exchange-traded funds.
- Experience – Fidelity has been looking after people’s savings for over 50 years.
- Expertise – There is expert guidance to help with your investment decisions, which includes a selection of tools and insights from Fidelity’s experts.
- Value – The annual service fee is typically just 0.35%. Other ongoing charges apply.
- Access – You can invest from as little as £25 per month
- Customer service – Fidelity has a four-star rating on Trustpilot as at 2nd March 2021.
Open an ISA any time, on any device
Fidelity makes it easy for you to open your ISA. You can invest with them online at anytime, on any device, including your computer, smartphone or tablet. You can do this with a web browser or use their apps if you prefer. On top of that, an online application takes just minutes; after you’ve checked the legal stuff, of course.
The value of investments can go down as well as up so you may get back less than you invest. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.
Tax treatment depends on individual circumstances and all tax rules may change in the future.