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Halifax ISA

Halifax ISAs - Compare ISAs from different providers to find the best way to make the most out of your allowance.

Investment ISAs put your capital at risk & you may get back less than you originally invested

ISA Saver Variable

from Halifax

Interest Rate (AER) 0.05%
  • Term: Instant Access
  • Tax free ISA account
  • Open with £1 or transfer in existing ISA funds
  • Invest up to £20,000 per tax year
  • Interest paid annually
  • FSCS Protected
  • Must be UK resident
  • Must be aged 16 or older

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio.
  • Invest From: £25 pm

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK.
  • Invest From: £25 pm

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500

Share Dealing ISA

from IG

Allows ISA Transfers
  • Trade From (frequent trader rate): £3.00
  • Trade From (standard trader rate): £8.00

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in shares, funds, investment trusts, exchange traded funds. 5 Ready made portfolios if you are not sure where to invest. Capital at risk.
  • Invest From: £1 pm

Junior Sustainable Stocks & Shares ISA

from Shepherds

Regular Savings
  • Invest From: £10 pm
  • Investment Options: The fund aims to invest in sustainable companies that offer long-term growth, while making a positive difference to the world your child grows up in. Capital at risk.

Junior Stocks & Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs. Capital at risk.

Junior Stocks & Shares ISA (Future World ESG Developed Index Fund)

from Legal & General

Regular Savings
  • Invest From: £25 per month
  • Investment Options: Invests in broad developed stock markets, such as the US, Japan and Europe. Capital at risk.

Junior Ethical Stocks & Shares ISA

from Nutmeg

Regular Savings
  • Invest From: £100 lump sum
  • Investment Options: Nutmeg offer a socially responsible junior investment ISA which places emphasis on environmental and social and governance factors. Capital at risk.

Junior Stocks & Shares ISA

from AJ Bell

Regular Savings
  • Invest From: £25 pm
  • Investment Options: AJ Bell offer a wide range of investments including shares, funds, investment trusts and ETFs (exchange traded funds). Capital at risk.

Junior Stocks & Shares ISA

from Interactive Investor

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Choose from more than 40,000 UK and global investment options for your child's ISA. Capital at risk.

Junior Stocks & Shares ISA

from Nutmeg

  • Investment Options: Invest in one of four expertly designed portfolios depending on your investment style. Capital at risk.

Junior Stocks & Shares ISA

from Wealthify

Regular Savings
  • Invest From: £1
  • Investment Options: Choose from one of five investment styles based on risk, and a team of experts build your child’s Junior ISA, choosing which investments to buy and managing them on your behalf

 Halifax ISAs

Whether you’re looking to make regular deposits, a one off lump sum or to find a tax-efficient investment account a Halifax ISA could be the right choice for you. It is a good idea to make the most of your annual allowance however by finding the best deal for your circumstance. You can use the comparison table below to compare, top best buys from a selection of providers and click the links to apply:

 

  1. ISA Saver Fixed: The Halifax ISA Saver fixed offers you a fixed rate of interest, paid tax free, with a choice of 2 or 5 year terms. No withdrawals are allowed however early closure or transfers are permitted but will incur a payment equivalent to set amount of days worth of interest. You have a choice of interest being paid monthly or annually. All deposits and transfer must be paid within 60 days of the account being opened.

 

  1. ISA Saver Variable: The Halifax ISA Saver variable grants no restrictions on withdrawals, while still benefiting from tax free interest. Interest paid on the anniversary of the date the account was opened. After 12 months the account will automatically change to an instant access option.

 

  1. Halifax also offers a Stocks & Shares ISA and Junior ISA options.

 

About ISA’s

ISA’s can be categorised as being either a Cash Individual Savings Account or a Stocks & Shares Individual Savings Account. You are allowed to have one of each type of account every tax year but your annual allowance stays the same so you need to break it up between the accounts.

 

  1. Cash ISAs: Cash ISAs work essentially the same as a normal saving account offered by many banks and building societies, the key difference is that you get the benefit of interest being paid tax-free up to your maximum allowance. Like with normal saving accounts providers tend to offer a selection of choices such as; Fixed rate ISAs, Easy Access ISA’s and Instant Access ISA’s generally speaking the less access you have to make deposits or withdrawals to your account the better the rate of interest a provider will offer. Cash ISA’s have FCSC protection, however if you close or transfer your account early some plans will have a penalty meaning you could get back less than you originally invested. 

 

Stocks & Shares ISA’s: A stocks & shares ISA is significantly different from a cash ISA, it is essentially an investment account that enjoys a tax-efficient status, you can use this kind of ISA to put your money in various different investment plans such as; corporate bonds, trusts, stocks and shares. These are capital at risk products so you do not benefit from a FCSC protection and if your investments decrease in value you can get back less than you put in your account. You do not have to pay any income tax or capital gains tax on the growth of the investments.  

Transferring an ISA

ISA’s can be transferred to other providers, doing so could help you get the most out of your savings by switching to a better deal, therefore it a good idea to shop around to try and find the best deal available. Some accounts have penalties for making an early transfer however, if this is the case it is wise to first work out whether factoring in the penalty if you would actually earn more interest by sticking with your original arrangements. 

Oliver Roylance-Smith
Edited by Oliver Roylance-Smith - ISA.co.uk

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Your simple guide to ISAs

If you're thinking about saving or investing, an ISA (Individual Savings Account) is a great place to begin.

This simple guide will give you all the information and resources you need to get started. You'll learn:

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Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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