Halifax Tracker ISAs
Keep investing simple with ready made tracker funds.
Investment ISAs put your capital at risk & you may get back less than you originally invested
- Fund Choice: Invest in Exchange Traded Funds (ETFs)
- Invest From: £100
Good to know: Make the most of the world’s best ETFs commission free. Build your own portfolio commission free or leave it to our experts for just 0.25%. Zero‑ISA fees. Choice of 700+ ETFs. Low cost, diversified, index-tracking of stock markets, bonds and commodities. DIY or Managed. ETF costs apply. Capital at Risk. *When you invest at least £100 with InvestEngine (Capital at risk, Ts&Cs apply). ** Customers who transfer an existing ISA, or open and fund a new account could earn a bonus of up to £4,000 on top of their partner welcome bonus! Ts&Cs apply
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- Fund Choice: Choose from over 6900 instruments
- Invest From: £10
Good to know: Invest in real stocks with 0% commission (for monthly turnover up to 100,000 EUR (then comm. 0.2%, min. 10 EUR)). Over 6900 instruments including Stocks, ETF’s, Investment Plans, Forex, Commodities and Indices. Earn 4.5% interest on GBP uninvested funds. Applying for an account is quick and easy with a secure online form, and you could be trading within minutes. Multilingual customer support team is ready to help you – 24h hours a day from Monday to Friday. XTB is one of the largest stock exchange-listed FX brokers in the world with 1 million+ customers and over 20 years of activity in the financial markets. Capital at risk.
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- Fund Choice: Choose from almost 5500 stocks & funds
- Invest From: £1
Good to know: Choose from almost 5500 stocks & funds. Free ETFs; No Lightyear execution fees on ETFs and earn 3% on uninvested GBP cash. Move interest into high interest Vaults; Earn interest from high interest Vaults. Money is invested into BlackRock Money market funds, currently paying 4.61% AER on GBP (as 12th March 2025). There would be ongoing execution/FX charges based on pricing – FX fees may apply. Capital at Risk. The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future
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- Fund Choice: Tracks FTSE 100 Index. Largest company shares in the index include, Astrazeneca, Glaxosmithkline, HSBC & Diageo. Capital at risk.
- Invest From: £25 pm
A super low cost FTSE 100 tracker ETF fund with a 0.07% pa annual charge. The product has a record of tracking its benchmark to a high degree of accuracy and scored ahead of rivals on this measure.
- Fund Choice: Tracks FTSE 100 Index. Companies in the index include AstraZeneca, NatWest, Standard Chartered & Diageo. Capital at risk.
- Invest From: £25 pm
Low cost tracker with a 0.09% pa annual charge. Provides exposure to the FTSE 100 index of the largest companies listed on the London Stock Exchange at a highly competitive price.
- Fund Choice: Tracks the FTSE 250 Index. The fund invests directly in shares that make up the index such as Direct Line Group, Greggs & Morrisons. Capital at risk.
- Invest From: £25 pm
A low cost FTSE 250 tracker with a 0.12% pa annual charge. Tracks the 250 largest listed companies in the UK. A low cost way to invest in this area of the market.
- Fund Choice: Tracks S&P 500 Index. Passive fund that seeks to mirror as closely as possible the performance of the 500 largest companies by market capitalisation in the USA such as Apple, Google, Tesla, Berkshire Hathaway & Mastercard. Capital at risk.
- Invest From: £25 pm
This is a low cost S&P 500 tracker fund with a 0.07% pa annual charge. The Fund aims to track closely the performance of the 500 largest companies (i.e. companies with large market capitalisation) within the United States market.
- Fund Choice: Tracks MSCI China Index. The index is made up of the largest stock market-listed companies in China including Tencent, Baidu, Alibaba & China Construction. Capital at risk.
- Invest From: £25 pm
A low cost index tracker fund with an ongoing charge of 0.30% pa provides investors with exposure to the largest companies in China that make up the index.
- Fund Choice: Tracks the MSCI World Index. This index is a market cap weighted index of 1,585 companies throughout the world across 23 countries. Capital at risk.
- Invest From: £25 pm
One of the cheapest world equity exchange-traded funds available makes this a great way for investors to generate performance in line with the world’s major stock markets. This ETF seeks to track the performance of the MSCI World index, comprised mainly of large companies from 23 developed markets. Ongoing charges are 0.2%.
- Fund Choice: Tracks MSCI World Information Technology Index. Largest holdings of the index include Apple, Microsoft, VISA, NVIDIA and Mastercard. Capital at risk.
- Invest From: £25 pm
A low cost technology ETF tracker fund with an ongoing annual charge of 0.25%. Provides diversified exposure to global developed market equities that are constituent members of the MSCI World Index and part of the Information Technologies sector.
- Fund Choice: Allows investors to gain a simple cost efficient way to access the gold market. Capital at risk.
- Invest From: £25 pm
WisdomTree Physical Gold (PHAU) is designed to offer access to the gold market. The fund is backed by physical allocated gold held by HSBC Bank plc (the custodian). Only metal that conforms with the London Bullion Market Association’s (LBMA) rules for Good Delivery can be accepted by the custodian. Each physical bar is segregated, individually identified and allocated.
- Fund Choice: Tracks companies in the clean energy sector. Capital at risk.
- Invest From: £25 a month or any lump sum
Good to know: A member of the Interactive Investor ACE 40 ,this fund is passively managed by BlackRock and reflects the return of the S&P Global Clean Energy Index (the benchmark). The Index is designed to provide exposure to the leading publicily listed companies in the global clean energy business from both developed and emerging markets. The fund has reasonable ongoing charge of 0.65% pa.
Show MoreHalifax Tracker Fund ISAs
Index tracker investment funds have become increasingly popular due to increased awareness of investment costs associated with active managed funds over time which do not always perform better.
Why Invest In A Index Tracker Fund Within An ISA?
Some things to consider include: Are you looking for a UK tracker fund – Tracker funds in the UK typically follow the FTSE 100 or the FTSE All-Share. Can I invest in an international tracker fund – You can also buy tracker funds that follow European, US and Far East indices.You can also get tracker funds that track global indices. Are there ethical tracker funds? – Some fund providers offer indices that track indices where companies are excluded that do not meet certain ethical and environmental guidelines. e.g. Legal & General Ethical Trust tracks the UK FTSE 350 excluding shares or companies that do not meet certain ethical standards. Charges – The lower the better. the good news is that unlike managed funds most tracker funds have no initial or exit fees.For international trackers you may have to pay a bit more. Some providers have a simple interface with clear copy about each investment and its past performances. Make sure you find one that you find easy to use, helpful and clear Over the last decade the costs of investing in tracker funds have come down considerably. It makes sense to shop around to find the right tracker fund for you.
Frequently Asked Questions
Can I have more than one index tracker fund ISA?
You can invest in more than one index tracker fund in your Stocks and Shares ISA account. You can also have more than one Stocks and Shares ISAs at once, but you cannot contribute to them both in the same tax year.
Can I lose money in an index tracker fund ISA?
Your investments will go up and down in line with the index that they track, and so you could lose money in an index tracker ISA.
Can I open an index tracker fund ISA with my partner?
As ISA accounts can only be held by individuals you cannot open a joint index tracker fund ISA account.
Can I transfer my Cash ISA into a FTSE 100 Tracker ISA?
Yes. You can do this by completing a form with your new FTSE 100 Tracker ISA provider.
How do I apply for an index tracker fund ISA?
You can open an index tracker fund ISA online, over the telephone or by post.
You will need to add money to open your account, either by debit card payment or via a Direct Debit contribution.