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Compare Santander ISAs

Compare ISAs from Santander and other ISA options available.

Investment ISAs put your capital at risk & you may get back less than you originally invested

Easy ISA

from Santander

Interest Rate (AER) 0.01%
  • Term: Instant Access
  • Tax free ISA account
  • Open with £1 or transfer in existing ISA funds
  • Invest up to £20,000 per tax year
  • FSCS Protected
  • 0.10% for balances of £40,000 or over, 0.01% for balances under £40,000
  • Must be UK resident
  • Must be aged 16 or older

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. With online guidance tools and expert fund ideas to help you choose. Capital at risk
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Special offer: Open an ISA with £1,000 or more before Sunday and be in with a chance to win £100 of free trades. New customers only. Terms apply. Capital at risk.
  • Invest From: £25 pm
See Deal Special offer: Transfer an ISA worth £10,000 or more before 30 June and get £100 cashback. New customers only. Terms apply. Capital at risk.

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm or £100 lump sum

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100
See Deal Zero Platform Fees - Until the end of the 2022/23 tax year if you open your ISA by 30 April 2022. 0.25% max when promo ends.

Stocks & Shares ISA

from Best Invest

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Over 2,500 funds, UK shares, investment trusts and ETFs or choose Ready Made & Managed Portfolios
  • Invest From: No minimum

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in over 2,000 funds, plus Exchange Traded Funds, Investment Trusts, Shares and more. 5 Ready-made Investment funds if you’re not sure where to invest. Capital at risk.
  • Invest From: Any amount

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500
See Deal Up to £400 for all new users that create an account until the end of April

Share Dealing ISA

from IG

Allows ISA Transfers
  • Trade From (frequent trader rate): £3.00
  • Trade From (standard trader rate): £8.00

Junior Sustainable Stocks & Shares ISA

from Shepherds

Regular Savings
  • Invest From: £10 pm
  • Investment Options: The fund aims to invest in sustainable companies that offer long-term growth, while making a positive difference to the world your child grows up in. Capital at risk.
See Deal When you make your first payment into a Junior ISA or Sustainable Junior ISA, Shepherds will send you a Love2shop voucher code worth up to £50.

Junior Stocks & Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs. Capital at risk.

Junior Stocks & Shares ISA (Future World ESG Developed Index Fund)

from Legal & General

Regular Savings
  • Invest From: £25 per month
  • Investment Options: Invests in broad developed stock markets, such as the US, Japan and Europe. Capital at risk.

Junior Ethical Stocks & Shares ISA

from Nutmeg

Regular Savings
  • Invest From: £100 lump sum
  • Investment Options: Nutmeg offer a socially responsible junior investment ISA which places emphasis on environmental and social and governance factors. Capital at risk.

Junior Stocks & Shares ISA

from AJ Bell

Regular Savings
  • Invest From: £25 pm
  • Investment Options: AJ Bell offer a wide range of investments including shares, funds, investment trusts and ETFs (exchange traded funds). Capital at risk.

Junior Stocks & Shares ISA

from Interactive Investor

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Choose from more than 40,000 UK and global investment options for your child's ISA. Capital at risk.

Junior Stocks & Shares ISA

from Nutmeg

  • Investment Options: Invest in one of four expertly designed portfolios depending on your investment style. Capital at risk.

Santander ISAs

If you’re looking for a way to earn tax free interest on your savings you may be wondering is a Santander ISA is the right plan for you. Santander has a selection of; Cash ISA’s and Stocks and Shares ISAs. Before you decide however you can check out our comparison table  above to view a selection of the top, best buy individual savings accounts from different providers:

Types of ISA

There are two chief types of ISA; Cash and Stocks & shares ISA’s under the rules of ISA’s you are allowed to have one of each type for each tax year providing you breakdown your maximum allowance so between the two so as not to exceed it.

Cash Individual Savings Account:

A Cash ISA works fairly similarly to any other savings account, in that you deposit money into the account, which tax-free interest will accrue on and be paid on a set date, this may be on the anniversary of the account being opened, or at another set time. You are not allowed to pay in more than your annual maximum allowance, which is an amount that changes each year. Within the bracket of Cash ISA they can be broken down into further categories for example ‘instant access ISA’s’ which allow you instant access to your savings if you want to make a withdrawal, there are also easy access ISA’s which allow some operations for early withdrawal and ‘Fixed Rate ISA’s’ which work under the understanding that a saver will tie up their money for a set period of time, as a general rule the less access an ISA grants you to your money the better the interest rate it will offer you. Unlike stocks & shares ISAs with a cash option there is no investment risk and your capital is protected under the government backed Financial Services Compensation Scheme.

Stocks & Shares Individual Savings Account:

A stocks and shares ISA is considerably different to a cash ISA. They offer the potential to yield higher earnings than cash ISAs, but your savings are however at risk. They give you the option to put your money into a range of different investments such as; shares, funds, corporate bonds and gilts. You can choose what you would like to invest in. In general Stocks and shares ISA’s are intended to be invested in for between 5 and 10 years. Stocks and shares ISA’s are considered a ‘tax efficient’ way to save rather than tax free. This is because while you get a tax-free allowance for capital gains and interest payments you are still required to pay tax on any dividend income. As the value of your investments can go up as well as down your capital is at risk and you can get back less than what you put in.

Junior ISAs

Junior ISA’s are a tax free savings account for people aged less than 18 years old. You can open a junior ISA for your child if you have parental responsibility, or savers aged between 16 and 18 can open a junior ISA by themselves. No withdrawals or closures are allowed until the child’s 18th birthday.

ISA Transfers

As shopping around with ISA’s to try and get the best interest rates is important, it is also good to consider transferring your ISA at any time to try and insure you get the most out of it. Transferring an ISA can also be a good way to bring your money together to make it easier to manage. All cash ISAs have to allow you to transfer your savings to any other provider but they may impose a penalty for doing so. Providers do not have to allow you to transfer in however. You are allowed to transfer money between a cash ISA and a stocks & shares ISA.

When looking into an ISA transfer you should thoroughly shop around to compare the market and find the best deal. If transferring your ISA would mean you incurred a penalty it is a good idea to work out if you would actually earn more interest staying with your current arrangement. 

Sam Hodgson
Edited by Sam Hodgson - ISA.co.uk
Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.