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Santander ISAs

Compare a selection of ISAs from different providers.

Investment ISAs put your capital at risk & you may get back less than you originally invested

Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. Capital at risk.
  • Invest From: £25 pm

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in shares, funds, investment trusts, exchange traded funds. 5 Ready made portfolios if you are not sure where to invest. Capital at risk.
  • Invest From: £1 pm
Selected ISAs

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low. Capital at risk.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you. Capital at risk.
  • Invest From: £1

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed. Capital at risk.
  • Invest From: £1,500
Ethical ISAs

Sustainable Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in a brighter future for you and the world, with Shepherd's sustainable ISA. The fund aims to invest in innovative, sustainable companies that offer both the potential for long-term growth and a positive benefit to society. Capital at risk.
  • Invest From: £30 pm
Junior ISAs

Junior Stocks & Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs. Capital at risk.

Santander ISAs

If you’re looking for a way to earn tax free interest on your savings you may be wondering is a Santander ISA is the right plan for you. Santander has a selection of; Cash ISA’s and Stocks and Shares ISAs. Before you decide however you can check out our comparison table  above to view a selection of the top, best buy individual savings accounts from different providers:

Types of ISA

There are two chief types of ISA; Cash and Stocks & shares ISA’s under the rules of ISA’s you are allowed to have one of each type for each tax year providing you breakdown your maximum allowance so between the two so as not to exceed it.

Cash Individual Savings Account:

A Cash ISA works fairly similarly to any other savings account, in that you deposit money into the account, which tax-free interest will accrue on and be paid on a set date, this may be on the anniversary of the account being opened, or at another set time. You are not allowed to pay in more than your annual maximum allowance, which is an amount that changes each year. Within the bracket of Cash ISA they can be broken down into further categories for example ‘instant access ISA’s’ which allow you instant access to your savings if you want to make a withdrawal, there are also easy access ISA’s which allow some operations for early withdrawal and ‘Fixed Rate ISA’s’ which work under the understanding that a saver will tie up their money for a set period of time, as a general rule the less access an ISA grants you to your money the better the interest rate it will offer you. Unlike stocks & shares ISAs with a cash option there is no investment risk and your capital is protected under the government backed Financial Services Compensation Scheme.

Stocks & Shares Individual Savings Account:

A stocks and shares ISA is considerably different to a cash ISA. They offer the potential to yield higher earnings than cash ISAs, but your savings are however at risk. They give you the option to put your money into a range of different investments such as; shares, funds, corporate bonds and gilts. You can choose what you would like to invest in. In general Stocks and shares ISA’s are intended to be invested in for between 5 and 10 years. Stocks and shares ISA’s are considered a ‘tax efficient’ way to save rather than tax free. This is because while you get a tax-free allowance for capital gains and interest payments you are still required to pay tax on any dividend income. As the value of your investments can go up as well as down your capital is at risk and you can get back less than what you put in.

Junior ISAs

Junior ISA’s are a tax free savings account for people aged less than 18 years old. You can open a junior ISA for your child if you have parental responsibility, or savers aged between 16 and 18 can open a junior ISA by themselves. No withdrawals or closures are allowed until the child’s 18th birthday.

ISA Transfers

As shopping around with ISA’s to try and get the best interest rates is important, it is also good to consider transferring your ISA at any time to try and insure you get the most out of it. Transferring an ISA can also be a good way to bring your money together to make it easier to manage. All cash ISAs have to allow you to transfer your savings to any other provider but they may impose a penalty for doing so. Providers do not have to allow you to transfer in however. You are allowed to transfer money between a cash ISA and a stocks & shares ISA.

When looking into an ISA transfer you should thoroughly shop around to compare the market and find the best deal. If transferring your ISA would mean you incurred a penalty it is a good idea to work out if you would actually earn more interest staying with your current arrangement. 

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Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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