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Santander ISA Transfer

The Very Latest ISA Transfer Reviews

The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.

Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.45%
  • Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.60%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.70%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Why Transfer?

There are a number of reasons a person may want to transfer an ISA. Firstly, it's much easier to manage your money if you consolidate the amounts in to one account. Customers can also achieve a better interest rate with a different provider, many banks offer variable rates of interest so the rate you signed up with may not be what you’re receiving now. See latest rates on our comparison charts.

However it is important to try and ensure you follow the correct transfer process, rather than withdrawing the money yourself, so as not to miss out on some of your annual ISA allowance.

What does Santander offer?

Santander offer a simple switching service as well as:

  • Easy transfers with 14 day cancellation period and no transfer fees
  • Higher interest rates for Santander 123 world or Select customers

Useful to Know

Some form of penalty is usually applied if you want to end the contact early, particularly if you’re switching from a fixed term ISA so it’s good to check your providers conditions as well any transfer minimums or conditions your new provider may have.

  • Santander require a minimum deposit of £500
  • An early closure of their fixed rate ISA incurs a penalty of 120 days interest

Before you switch, make sure you’re able to meet these requirements otherwise you could leave with less money than you started.

Making use of an ISA

The rules regarding ISAs have changed dramatically since last year and many people have been left confused about how best to open or use an ISA.

However, ISA’s are an ideal way to save large amounts of money, particularly if you’re likely to go over the current £1000 interest limit (the limit of the Personal Savings Allowance for basic 20% rate taxpayers). They are also a sensible way for couples to save as, between you, you can save over £30,000 without paying tax.

Santander offer a simple switching service but do not offer the transfer guarantees that some other banks do and they don’t start paying interest until the money has arrived in your new account. Their rate of interest is competitive, particularly if you’re a Santander customer.

ISA idea for tax free income

Best ISA Ideas For Growth


The opportunity for a high fixed tax free monthly income.

Maximise your 2019-20 allowance!

Invest from £3,000

Click here for more details...»

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How much can I pay into an ISA?

21st March 2019

Each tax year, there's a limit set by the government to the amount you can save and invest in ISAs: your “annual ISA allowance”. The allowances are intended to reward savers and encourage us to invest more to support our future retirements, without creating a tax haven that can be taken advantage of by very wealthy individuals who just want to avoid paying tax.

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