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Compare RBS ISAs

Compare ISAs from RBS and other ISA options available.

Investment ISAs put your capital at risk & you may get back less than you originally invested

Instant Access Cash ISA

from Royal Bank of Scotland

Interest Rate (AER) 0.01%
  • Term: Instant Access
  • Instant Access
  • Open from £1
  • Online, phone or branch access
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be a UK resident
  • Must be 16 or over

1 Year Fixed Rate Cash ISA

from Royal Bank of Scotland

Interest Rate (AER) 0.10%
  • Term: 1 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

2 Year Fixed Rate Cash ISA

from Royal Bank of Scotland

Interest Rate (AER) 0.10%
  • Term: 2 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. With online guidance tools and expert fund ideas to help you choose. Capital at risk
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Special offer: Open an ISA with £1,000 or more before Sunday and be in with a chance to win £100 of free trades. New customers only. Terms apply. Capital at risk.
  • Invest From: £25 pm
See Deal Special offer: Transfer an ISA worth £10,000 or more before 30 June and get £100 cashback. New customers only. Terms apply. Capital at risk.

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm or £100 lump sum

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100
See Deal Zero Platform Fees - Until the end of the 2022/23 tax year if you open your ISA by 30 April 2022. 0.25% max when promo ends.

Stocks & Shares ISA

from Best Invest

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Over 2,500 funds, UK shares, investment trusts and ETFs or choose Ready Made & Managed Portfolios
  • Invest From: No minimum

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in over 2,000 funds, plus Exchange Traded Funds, Investment Trusts, Shares and more. 5 Ready-made Investment funds if you’re not sure where to invest. Capital at risk.
  • Invest From: Any amount

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500
See Deal Up to £400 for all new users that create an account until the end of April

Share Dealing ISA

from IG

Allows ISA Transfers
  • Trade From (frequent trader rate): £3.00
  • Trade From (standard trader rate): £8.00

Junior Sustainable Stocks & Shares ISA

from Shepherds

Regular Savings
  • Invest From: £10 pm
  • Investment Options: The fund aims to invest in sustainable companies that offer long-term growth, while making a positive difference to the world your child grows up in. Capital at risk.
See Deal When you make your first payment into a Junior ISA or Sustainable Junior ISA, Shepherds will send you a Love2shop voucher code worth up to £50.

Junior Stocks & Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs. Capital at risk.

Junior Stocks & Shares ISA (Future World ESG Developed Index Fund)

from Legal & General

Regular Savings
  • Invest From: £25 per month
  • Investment Options: Invests in broad developed stock markets, such as the US, Japan and Europe. Capital at risk.

Junior Ethical Stocks & Shares ISA

from Nutmeg

Regular Savings
  • Invest From: £100 lump sum
  • Investment Options: Nutmeg offer a socially responsible junior investment ISA which places emphasis on environmental and social and governance factors. Capital at risk.

Junior Stocks & Shares ISA

from AJ Bell

Regular Savings
  • Invest From: £25 pm
  • Investment Options: AJ Bell offer a wide range of investments including shares, funds, investment trusts and ETFs (exchange traded funds). Capital at risk.

RBS ISA

If you’re trying to find out how to get the most out of your annual ISA allowance, it’s a good idea to shop around the different providers in addition to RBS ISA plans to compare and find the top, best buy product for the type of ISA you want. 

You can use the comparison table to view selection offerings from different providers and click the links to apply:

RBS ISAs

  1. Instant Access Cash ISA – Allows you access to your money instantly with no withdrawal penalties so you can take money out whenever you like. You can add money by a one off payment, standing or simply pay in when you want. It offers a variable rate of interest on a tiered system so by putting more in you could potentially achieve a higher rate of interest.
  2. Fixed Rate ISA – Gives you opportunity to earn a fixed rate of interest providing you can lock your savings away for a one or two year term. This account requires a minimum deposit of £1,000. Partial withdrawals and additional deposits are not permitted after the start date. Early closure is possible but will incur an interest penalty equivalent to a set amount of day’s tax-free interest. This plan also features a tiered rate of interest so savers who invest more could potentially receive a better interest rate


  1. RBS Stocks and Shares ISA – allows you to invest in shares, funds, gilts and bonds.

Types of ISA

There are two different kinds of ISA available in the UK; Cash ISAs and Stocks & Shares ISA which are considerably different from each other. You can only open one of each kind of ISA each year, however your maximum allowance stays the same regardless of if you only open one kind of ISA or both, this means that if you opt to have both a Cash ISA and a Stocks & Shares ISA you will need to break up your allowance between the two this can be done at a ratio of your choice as long as your limit is not exceeded.

  1. Cash ISAs – This type of ISA is essentially the same as any savings account; however the interest you earn on it is tax-free up to your allowance. There are different kinds of Cash ISA’s can be further broken down into different kinds such as Fixed Rate and Easy Access. Generally speaking the less access to make withdrawals a plan offers the better the interest rate this varies by provider however.
  1. Stocks & Shares ISAs – Are investment accounts, so they are not investments in themselves. They rather provider a tax-efficient ‘wrapper’ which you can use to invest in other products like stocks. Self-select plans require you to directly choose shares and stocks to invest in; other plans offer a kind of collective investment scheme, where your money is pooled with other investors into funds. These are all capital at risk products, this means that if the value of your investment decreases you could get back less than what you originally put in. This type of account still requires you to pay tax on any dividends however it offers advantages when it comes to Capital Gains Tax and Income Tax.

ISA Transfer

Providers of ISAs must allow you to transfer to another provider; however they can impose interest penalties for doing so. As such while it can be advantageous to move your account if you find a better deal, if your current arrangement has a penalty then before you make a move you should first work out, if factoring in that penalty, you would actually earn more interest overall by staying put.

Sam Hodgson
Edited by Sam Hodgson - ISA.co.uk
Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.