RBS Cash ISAs

Compare Latest Cash ISA Deals

Compare RBS ISAs with latest deals in the market.

Cash ISA

from Plum

Interest Rate (AER) 5.17%
  • Term: Easy Access *Up to three withdrawals can be made within each 12-month without affecting the interest rate. More than three withdrawals made within each 12-month period, a lower rate of 3.00% (variable) will be applied
  • Invest From: £1
See Deal MARKET LEADING EASY ACCESS CASH ISA

Mobile App only account. *Includes a bonus of 0.88% AER (variable) if account held for 12 months. Transfer in any ISAs you hold with other providers. Interest rates drop if more than three withdrawals per year. Covered by FSCS. Rate when you transfer in your existing ISA – 4.29% AER (variable). Rate for each 12-month period after your first 12 months – 4.29% AER (variable). Rate when balance drops below £100 or after your fourth annual withdrawal – 3.00% AER (variable). Must be UK resident and be aged 18 or older

Limited Issue Online Easy Access Cash ISA

from Leeds Building Society

Interest Rate (AER) 4.75%
  • Term: Easy Access
  • Invest From: £1,000

Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older

Cash ISA

from Moneybox

Interest Rate (AER) 4.75%
  • Term: Easy Access. *Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. More than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied
  • Invest From: £500

Mobile App only account. *The Moneybox Cash ISA includes a 4.25% AER variable underlying rate and a bonus rate of 0.50% for the first 12 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app. Covered by FSCS. If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period. The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again. Must be UK resident and be aged 18 or older

Easy Access Cash ISA

from Aldermore

Interest Rate (AER) 4.25%
  • Term: Easy Access
  • Invest From: £1,000

Interest paid monthly or annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older

30 Day Notice Cash ISA

from Aldermore

Interest Rate (AER) 4.50%
  • Term: Easy Access - 30 Day Notice
  • Invest From: £1,000

Unlimited deposits and withdrawals. ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdrawals subject to 30 days notice

E-ISA Instant Access Cash ISA

from Leeds Building Society

Interest Rate (AER) 2.45%
  • Term: Instant Access
  • Invest From: £1

Low minimum deposit. Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 4.65%
  • Term: 1 Year
  • Invest From: £1,000

ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)

1 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 4.65%
  • Term: 1 Year
  • Invest From: £100

Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest

1 Year Fixed Rate ISA

from NatWest

Interest Rate (AER) 4.45% Tax Free p.a. (Fixed)
  • Term: 1 Year
  • Invest From: £1,000

Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with NatWest Bank per tax year. Sole accounts only. Rate available until 5pm on 31/07/2024 for new customers and 05/08/2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest, except for a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

1 Year Fixed Rate ISA

from Royal Bank of Scotland

Interest Rate (AER) 4.45% Tax Free p.a. (Fixed)
  • Term: 1 Year
  • Invest From: £1,000

Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with RBS Bank per tax year. Sole accounts only. Rate available until 5pm on 14/08/2024 for new customers and 19/08/2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with Royal Bank of Scotland. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

2 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 4.35%
  • Term: 2 Years
  • Invest From: £100

Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days lost interest

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 4.30%
  • Term: 2 Years
  • Invest From: £1,000

ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)

2 Year Fixed Rate ISA

from NatWest

Interest Rate (AER) 4.10% Tax Free p.a. (Fixed)
  • Term: 2 Years
  • Invest From: £1,000

Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with NatWest Bank per tax year. Sole accounts only. Rate available until 5pm on 31/07/2024 for new customers and 05/08/2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest, except for a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

2 Year Fixed Rate ISA

from Royal Bank of Scotland

Interest Rate (AER) 4.10% Tax Free p.a. (Fixed)
  • Term: 2 Years
  • Invest From: £1,000

Terms and Conditions: You must be 18 or over and a UK Resident. Currently you can only subscribe to one Cash ISA with RBS Bank per tax year. Sole accounts only. Rate available until 5pm on 14/08/2024 for new customers and 19/08/2024 for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to your ISA on the first business day in April and on the Maturity Payment Date. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with Royal Bank of Scotland. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. The Early Closure Charge will be deducted from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.

3 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 4.15%
  • Term: 3 Years
  • Invest From: £100

Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 240 days lost interest

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 4.05%
  • Term: 3 Years
  • Invest From: £1,000

ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)

RBS Cash ISAs

Like all Cash ISAs, RBS Cash ISAs allow you to maximise your savings by not paying tax on the interest you earn. You can also transfer to an RBS Cash ISA from another provider if your current provider offers lower interest rates.

Royal Bank of Scotland currently has several Cash ISAs available:

  1. Instant Access Cash ISA
  2. E-ISA
  3. Fixed rate ISA

RBS stocks and shares ISAs

Royal Bank of Scotland also provides stocks and shares ISAs and offers a wide range of funds from which to choose. You can choose based on the level of risk you are comfortable with and the return you are hoping to receive.

Royal Bank of Scotland has something for everyone when it comes to saving and investing in ISAs. With both cash and stocks and shares ISAs available, Royal Bank of Scotland customers can design a tax-free portfolio that is customized to their unique financial situation.

History

Royal Bank of Scotland is one of the oldest institutions in the UK, dating back to 1727. The original bank had a staff of eight and was located in the Old Town of Edinburgh. During the next two centuries, Royal Bank of Scotland grew at a steady pace, with many branches opening up throughout Scotland and then in England.

By the 20th century, Royal Bank of Scotland began to expand in England, acquiring a number of English banks. The latter part of the 20th century saw many changes to how Royal Bank of Scotland conducted business, from new technology that made daily operations easier to additional services that made banking more convenient for their customers.

Current Information

Royal Bank of Scotland offers a wide range of banking services to its customers, including deposit accounts, loans, mortgages, credit cards and investments. The bank also provides a range of ISA products to its customers to help them save while enjoying significant tax benefits.

YOU MAY ALSO BE INTERESTED IN: