skip to main content
ISA Providers /

Lloyds Bank ISA

Compare a selection of ISAs from different providers.
Investment Fund Supermarket ISAs

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2000+ Funds
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds. 

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Interactive Investor

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds or select a ready made portfolio. Investment trusts, ETFs, Bonds & Gilts. Option to invest in 6 low cost funds selected by experts to get you started. Capital at risk. Tax & ISA rules apply
  • Invest From: £25 a month or any lump sum

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Strong ethical investment proposition with more than 140 investment options. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Lloyds Bank ISA

Lloyds Bank have a selection of both Cash and Stocks & Shares ISAs, however in addition to seeing what Lloyds Bank ISA plans are available you may want to shop around other providers in addition to Lloyds Bank to try and make sure you get the top deal for the type of ISA you are interested in. You can use the comparison table to compare a selection of different ISAs from various providers and click the links to find out more.

Lloyds Bank Cash ISAs:

  • Cash ISA Saver – Offers a variable rate of interest, paid yearly, for savers who want the flexibility to be able to make unlimited withdrawals on their saving if they need it.
  • 2 Year Fixed Rate Cash ISA – Savers who can lock away their savings for two years can achieve a fixed rate of interest with this particular product. You can access your money but will lose tax free interest on any amount withdrawn so you could get back less than you deposited. Choice of interest being paid annually or monthly.
  • Lloyds Bank Junior Cash ISA – Allows people with parental responsibility to save for a child’s future, or those aged 16 and 17 to save. No withdrawals are allowed until the child turns 18 at which point the account becomes an adult Cash ISA.

Lloyds Bank Stocks & Shares ISAs:

  • Stocks & Shares ISA – Offers a choice of three managed funds, with their own levels of risk. Invest a one of deposit, smaller monthly amount or both.
  • Share Dealing ISA – Gives you the choice to make direct investments in products such as; shares, gilts, bonds and funds. Deal online or by phone in UK and global markets.

About ISAs

There are two different kinds of ISA commonly available; Cash ISAs and Stocks & Shares ISAs these products are considerably different from each other. Each tax year you can open a maximum of one of each of these types of account. Although if you prefer you can just open a Cash or S&S ISA. If you do decide to open both kinds of account you will need to break up your annual ISA allowance between the two accounts, however the split can be at a ratio of your choice for example; using 40% of it in a Stocks & Shares ISA and the using the remaining 60% in a Cash ISA.

  • Cash ISA – This type of product is a type of savings account, however up to your maximum ISA allowance the interest that accumulates on your savings will be paid tax-free. Banks and building societies may offer different types of Cash ISA such as Fixed-rate plans which generally work under the understanding that the savers locks their cash into the product for a predefined period of time and Instant Access accounts which usually allow the saver to make unlimited deposits and withdrawals.
  • Stocks & Shares ISAs: Offer a tax-efficient wrapper you can use to invest in other products like bonds and shares. Providers may offer you a choice of self-select accounts where you directly pick the stocks and shares you invest in or an account that offers you a selection of managed funds to invest in. With Stocks & Shares ISAs you still have to pay tax on dividends however there is no capital gains tax on any profit you make in the ISA within your allowance and income from corporate bonds and gilts is tax free.

ISA Transfer

It is possible to transfer an ISA from one provider to another; as such you may want to occasionally check if there are other best buys that could offer you a better deal. However you may incur an interest penalty for transferring, as such before you make a move to another provider it is worth first checking that any penalty that you would not actually be better off staying with your existing provider. 

Three funds for a Stocks and Shares ISA

Stocks and Shares ISAs are a popular way for people to invest for their future.

If you’re looking for inspiration on where to invest your ISA this tax year, take a look at our latest investment ideas.

Download your copy to discover three funds, including:

  • A total return fund
  • A global income fund
  • A responsible investing fund

Click here to get your FREE guide from Hargreaves Lansdown »

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us

4.74 Average

23 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Rob Holden

The website was very useful and informative.

Andrew Johnson

ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs