Lloyds ISA Calculator

See how much interest you could earn with a Nationwide ISA.

Easy Access Cash ISA

from Chip

Interest Rate (AER) 5.03% *
  • Term: Instant Access
  • Invest From: £1

Mobile app only account. *Sign up to Chip and enter the rate boost promo code ISABOOST, deposit at least £1 within 14 calendar days and you will get a boosted rate of 0.71% AER on top of your Chip Cash ISA account (basic rate 4.32% AER). Interest paid monthly. Built to move inline with Bank of England base rate. Unlimited deposits and withdrawals. Flexible ISA: withdraw and deposit as many times as you like, without it affecting your annual ISA allowance. ISA transfers also allowed in. Open in minutes: No forms, no fuss. All you need is an existing bank account and your National Insurance number. Covered by FSCS. Must be UK resident and be aged 18 or older

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Cash ISA

from Moneybox

Interest Rate (AER) 5.02%
  • Term: Easy Access*
  • Invest From: £500

Mobile App only ISA account. *Up to three withdrawals can be made within each 12-month without affecting the interest rate. The Moneybox Cash ISA includes a 4.45% AER variable underlying rate and a bonus rate of 0.57% for the first 12 months. More than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied.  Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app. Covered by FSCS. If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period. The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again. Must be UK resident and be aged 18 or older

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Cash ISA

from Plum

Interest Rate (AER) 4.82%
  • Term: Easy Access*
  • Invest From: £1

Mobile App only ISA account. *Up to three withdrawals can be made within each 12-month without affecting the interest rate. The Plum Cash ISA includes a 3.54% AER variable underlying rate and a bonus rate of 1.28% for the first 12 months. More than three withdrawals made within each 12-month period, a lower rate of 2.50% (variable) will be applied. Includes a bonus of 1.22% AER (variable) if account held for 12 months. Transfer in any ISAs you hold with other providers. Interest rates drop if more than three withdrawals per year. Covered by FSCS. Rate when you transfer in your existing ISA – 3.79% AER (variable). Rate for each 12-month period after your first 12 months – 3.79% AER (variable). Rate when balance drops below £100 or after your fourth annual withdrawal – 2.50% AER (variable). Must be UK resident and be aged 18 or older

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Cash ISA

from Lightyear

Interest Rate (AER) 4.50%
  • Term: Easy Access
  • Invest From: £1

Lightyear’s Cash ISA pays whatever the current Bank of England base rate is (currently 4.50%). Unlimited deposits within HMRC ISA limits, and withdrawals. Transfer in any ISAs you hold with other providers. Flexible ISA: withdraw and repay into the same ISA in the same tax year without it counting towards your annual allowance. Interest earned daily, paid monthly. Variable rate of interest, will move in line with Bank of England base rate. Must be UK resident and be aged 18 or older. Lightyear Cash ISA money is invested into QMMFs and therefore capital is at risk. 

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Online Easy Access Cash ISA

from Post Office Money

Interest Rate (AER) 4.40%
  • Term: Instant Access
  • Invest From: £100

Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected.. Must be UK resident and be aged 18 or older. After 12 months the interest rate changes to 1.45% AER variable. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

Online Easy Access Tracker Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 4.15%
  • Term: Instant Access
  • Invest From: £5,000

Interest paid on account balances over £5,000. No interest paid if balance is below. Tracks Bank of England Base Rate (35 bps under). Unlimited deposits and withdrawals. Interest paid annually. ISA transfers also allowed in. Maximum deposit £1,000,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older

Online Easy Access Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 3.40%
  • Term: Instant Access
  • Invest From: £1

Unlimited deposits and withdrawals. Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older

Easy Access Cash ISA

from Aldermore

Interest Rate (AER) 3.80%
  • Term: Easy Access
  • Invest From: £1,000

Interest paid monthly or annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older

30 Day Notice Cash ISA

from Aldermore

Interest Rate (AER) 3.85%
  • Term: Easy Access - 30 Day Notice
  • Invest From: £1,000

Unlimited deposits and withdrawals. ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdrawals subject to 30 days notice

1 Year Triple Access Cash ISA

from Nationwide

Interest Rate (AER) 4.00%
  • Term: 1 Year, with option to make three free withdrawals
  • Invest From: £1

Make up to three withdrawals during the 12-month term of this account. Tax free ISA account. Open with £1 or transfer in existing ISA funds. Invest up to £20,000 per tax year. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 1.75% AER/gross p.a. (variable). Not available in branch

1 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 4.41%
  • Term: 1 Year
  • Invest From: £1

Interest paid at maturity. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 4.20%
  • Term: 1 Year
  • Invest From: £1,000

ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)

1 Year Fixed Rate Cash ISA

from Post Office Money

Interest Rate (AER) 4.15%
  • Term: 1 Year
  • Invest From: £500

Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

2 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 4.31%
  • Term: 2 Years
  • Invest From: £1

Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 4.15%
  • Term: 2 Years
  • Invest From: £1,000

ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)

2 Year Fixed Rate Cash ISA

from Post Office Money

Interest Rate (AER) 3.85%
  • Term: 2 Years
  • Invest From: £500

Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 4.00%
  • Term: 3 Years
  • Invest From: £1,000

ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older. Withdraw cash early if you need to (subject to loss of interest)

5 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 3.75%
  • Term: 5 Years
  • Invest From: £1

Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted

Try our free ISA calculator

Click here for our free ISA Calculator »

If you are considering a Lloyds ISA, our free calculator can let you see how much you are likely to earn in interest and how this compares to ISAs from other providers.

Using our free ISA calculator, you can see how the amount you deposit, the interest rate you receive and the length of time you save for while effect the final amount you generate.

This can offer invaluable guidance when deciding how to use your tax-free ISA allowance, which for the 2017/18 tax year is £20,000 (or £4,128 for a Junior ISA).

Compare Lloyds ISA deals

There are many different providers offering a range of ISA types, including cash ISAs, stocks and shares ISAs and innovative finance ISAs. Our free ISA interest calculator lets you see how Lloyds’ ISAs compare to our ISA products across the market, so you can make the right decision for you.

The calculator lets you see the effect of three different factors:

  1. Amount saved
  2. Interest rate earned
  3. Length of time saved for

This allows you to estimate how much you will need to save with different accounts to hit a particular savings goal or how much you could generate based on how much you can afford to deposit each month.

How our free ISA calculator works

The figures produced by our calculator are based on a number of assumptions. This means our projects can only be taken as an estimate.

Our estimate assumes the following:

  1. You will deposit money into your account on a regular basis
  2. There will be no withdrawals made
  3. The market will stay broadly steady
  4. Interest rates will remain productive
  5. There will be no reduction in the ISA tax-free savings allowance during the term of your account

See how much interest you could earn with a Lloyds ISA

Wondering how much you could save with a Lloyds ISA? Try out free ISA interest calculator now to see just how much you could earn.

Click here for our free ISA Calculator »