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Lloyds Stocks and Shares ISA

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Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. Capital at risk.
  • Invest From: £25 pm
Selected ISAs

MSCI World ETF Tracker

from iShares

Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks the MSCI World Index. This index is a market cap weighted index of 1,585 companies throughout the world across 23 countries. Capital at risk.
  • Invest From: £25 pm

MSCI World Tracker

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks MSCI World Index. Low cost tracker fund that invests in global companies such as Disney, Google & Coco-Cola. Capital at risk.
  • Invest From: £25 pm
Investment Fund Supermarket ISAs

Model Portfolio ISA

from Interactive Investor

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Need help choosing the right investments? ii's experts have carefully selected investments to point you in the right direction.
  • Invest From: £25 a month or any lump sum
Selected ISAs

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low. Capital at risk.
  • Invest From: Min. £500 single
Investment Fund Supermarket ISAs

Model Portfolio ISA

from Moneyfarm

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed using exchange traded funds (ETFs)
  • Invest From: £1,500

Lloyds Stocks and Shares ISA

Lloyds Bank plc is a British retail and commercial bank with branches across England and Wales.

It has traditionally been considered one of the "Big Four" clearing banks

Choosing an investment ISA

Whether you’re looking to put aside some money each month or you have some spare money that you’d like to do something with, an investment ISA could be a tax-efficient way for you to do that.

You are able to invest anything up to the tax threshold for that year and choose to have it spread across a Cash, Stocks and Shares and Innovative Finance ISA or consolidated within one account.

As you can only fund one Stocks and Shares ISA per tax year it’s a good idea to shop around before you make your choice. 

However, as all providers must allow you to move your money you are able to transfer but it’s worth checking if your current provider charges penalties. Otherwise you could receive back less than you originally invested.

Generally, Stocks and Shares ISAs have the potential to provide better returns than a savings account but customers must be prepared for the risks that are always present with investing. 

There is a chance you could end up with less than you invested depending on market growth.

Lloyds Stocks and Shares ISA Review

ISAs can help you grow your investments faster over time.

This is because you won’t be taxed on any returns you make on your investments within an ISA. 

With the Lloyds Stocks and Shares ISA you can:

  • Choose between their three managed funds to invest all or part of your annual ISA allowance: lower, medium, or higher risk and potential return
  • Start investing from £100 a month, or if you are looking to invest an initial lump sum the minimum is £2,000. Alternatively, you can do both.
  • Transfer money in from an existing cash or stocks and shares ISA and preserve the tax efficient status as long as you follow the correct procedure
  • Use Internet Banking to monitor your Investment ISA’s performance, top up your investment, set up regular investments, or switch your money between their three managed funds
  • You can sell all or part of your investment at any time and we won’t charge you a fee for doing so.

This account is great for people who are not confident in making investments on their own as their fund managers will decide where your money is invested depending on the risk level you choose.

Useful to Know

Unlike a savings account, there are costs associated with investing. 

With this account:

  • There is an ongoing charge of 0.45% of the value of your investments each year, as well as a service fee of 0.24% of the value of your investments each year

You must be an existing Lloyds Bank customer with internet banking to set-up this account.

ISA idea for tax free income

"Ready Made Investment Portfolio ISAs"

Ready made investment portfolios can be a great way to invest in a stocks and shares ISA.

They are ideal if you are new to investing or simply don't have time to choose your own investments.

See a selection of ready made investment portfolio ISA options to help you choose the best way to invest your ISA allowance.

Ready Made Investment ISAs »

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

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Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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