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Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Fidelity

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK, plus shares, investment trusts and exchange-traded funds. There’s also expert guidance to help with your investment decisions, which includes a selection of tools and insights from Fidelity’s experts. Capital at risk. Tax and ISA rules apply.
  • Invest From: £25 through regular savings or £1,000 lump sum

Why we like it: Fidelity has lots of investment options, plus an extensive range of guidance tools to help you decide what to invest in. Their award-winning ISA is easy to start and offers great value, their a typical service fee of just 0.35%. Other ongoing charges apply. On top of that, everything is backed by Fidelity’s 50 years of investment experience.

Important: The value of investments can go down as well as up so you may get back less than you invest. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Tax treatment depends on individual circumstances and all tax rules may change in the future.

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2000+ Funds
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds. 

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Interactive Investor

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds or select a ready made portfolio. Investment trusts, ETFs, Bonds & Gilts. Option to invest in 6 low cost funds selected by experts to get you started. Capital at risk. Tax & ISA rules apply
  • Invest From: £25 a month or any lump sum

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Strong ethical investment proposition with more than 140 investment options. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Hargreaves Lansdown

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. UK and overseas shares. Corporate and government bonds. Exchange Traded Funds (ETFs). Ready-made portfolios to suit your goals and attitude to risk from £1,000. Expert research to help make your decisions. Investment trusts and much more. Capital at risk.Tax & ISA rules apply
  • Invest From: £25 pm or from £100 lump sum

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Junior ISAs

Junior Stocks and Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Investment Options: Invest from £25 per month or deposits of £100.

Why we like it: Invest for your child from £25 pm tax free. A wide range of top performing funds to choose from. The annual charge for holding investments in a Hargreaves Lansdown Junior ISA is never more than 0.45%. Your dealing and other charges will depend on the investments you choose.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

 First Direct ISA

You may be wondering if a First Direct ISA is the best place to put your annual maximum allowance, First Direct have both Cash and Socks & Shares ISA options, however in addition to seeing what a First Direct ISA can offer you should shop around to see what other providers can offer too, you can use the table below to compare a selection of best buys from various different providers to see if you can find the best buy plan for your specific needs. 

First Direct Cash ISA

The First Direct Cash ISA lets you earn tax free interest at a variable rate on savings from £1. Interest is calculated daily and paid money and instant access can be done by transfer to another First Direct Account. Transfers from other providers are allowed.

First Direct Stocks & Shares ISA

The First Direct Stocks & Shares ISA offers a tax-efficient wrapper for you to self-select investments in eligible equities; trades can be made both online and over the telephone. 

Types of ISA

Before you take out any kind of Individual Savings Account is a good idea to understand it’s features and to shop around to make sure you are making the best choice for your personal circumstances. There are two distinct categories of ISA; Cash and Stocks & Shares. You are not allowed to have more than one of each type of ISA in each tax year. If you decide to open of each type of ISA then your annual maximum allowance still stays the same so you will have to break it up between the two ISAs but you can do so at any ratio you desire. 

  • Cash ISAs – These are essentially a savings account, the only real difference from any other savings account offered by a bank or building society is up to your maximum allowance any interest that accumulates on the account is tax-free. A provider may offer different types of ISA that offer different levels of access to your saving of the term of the investment, Such as; Fixed rate which usually require the saver to lock their cash away without access for a fixed term, Instant Access which allow you to make withdrawals whenever you want and Easy Access accounts that provide limited access for withdrawals. Generally speaking less access to your savings during the term an account permits the better its rate of interest. 
  • Stocks & Shares ISAs – This kind of ISA is not really an investment in themselves, they are instead tax-efficient investments accounts that can be used to invest in other products such as; gilts, funds, shares and stocks. There are self-select ISAs which allow you to directly choose investments others work on a collective investment scheme basis where money is pooled together into a fund with other investors. With ISAs you do not need to pay capital gains tax or income tax up to your maximum allowance, however you do still need to pay tax on dividends you might receive.

ISA Transfers

All providers have to allow you to transfer to another provider, however ISA providers do not necessarily have to allow transfers-in. Providers may put a penalty of transfers out so, factoring in that penalty you should first check before you move if you’d actually receive more interest overall staying put. 

Three funds for a Stocks and Shares ISA

Stocks and Shares ISAs are a popular way for people to invest for their future.

If you’re looking for inspiration on where to invest your ISA this tax year, take a look at our latest investment ideas.

Download your copy to discover three funds, including:

  • A total return fund
  • A global income fund
  • A responsible investing fund

Click here to get your FREE guide from Hargreaves Lansdown »

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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