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Principality ISA

Compare a selection of ISAs from different providers.
Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Fidelity

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK, plus shares, investment trusts and exchange-traded funds. There’s also expert guidance to help with your investment decisions, which includes a selection of tools and insights from Fidelity’s experts. Capital at risk. Tax and ISA rules apply.
  • Invest From: £25 through regular savings or £1,000 lump sum

Why we like it: Fidelity has lots of investment options, plus an extensive range of guidance tools to help you decide what to invest in. Their award-winning ISA is easy to start and offers great value, their a typical service fee of just 0.35%. Other ongoing charges apply. On top of that, everything is backed by Fidelity’s 50 years of investment experience.

Important: The value of investments can go down as well as up so you may get back less than you invest. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Tax treatment depends on individual circumstances and all tax rules may change in the future.

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2000+ Funds
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds. 

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Interactive Investor

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds or select a ready made portfolio. Investment trusts, ETFs, Bonds & Gilts. Option to invest in 6 low cost funds selected by experts to get you started. Capital at risk. Tax & ISA rules apply
  • Invest From: £25 a month or any lump sum

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Strong ethical investment proposition with more than 140 investment options. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Hargreaves Lansdown

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. UK and overseas shares. Corporate and government bonds. Exchange Traded Funds (ETFs). Ready-made portfolios to suit your goals and attitude to risk from £1,000. Expert research to help make your decisions. Investment trusts and much more. Capital at risk.Tax & ISA rules apply
  • Invest From: £25 pm or from £100 lump sum

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Junior ISAs

Junior Stocks and Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Investment Options: Invest from £25 per month or deposits of £100.

Why we like it: Invest for your child from £25 pm tax free. A wide range of top performing funds to choose from. The annual charge for holding investments in a Hargreaves Lansdown Junior ISA is never more than 0.45%. Your dealing and other charges will depend on the investments you choose.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Principality ISA

There are many providers of ISAs so it can be hard to decide how you want to save up to your maximum allowance each tax year. Whether you are looking to take out a Cash ISA, a Stocks and Shares ISA or one of each, shopping around can be a good idea. So in addition to checking what a Principality ISA could offer you, you may want to look at other providers. You can use the table above to view a selection of ISAs from different providers:

  • Principality Cash ISAs: Principality has a selection of; E-ISAs, variable rate ISAs and fixed rate ISAs so however you want to say they may have a product that fits your needs.
  • Principality Stocks & Shares ISAs: Principality does offer this kind of ISA but only through their branches, so you would need to book an appointment with a Principality consultant to find out about these products.

Types of ISA

It is a good idea to shop around before taking out an ISA to make sure you get the plan which will work best for your saving and investing needs. You should also make sure you understand all of the particular features of that product. In the UK there are two types of ISA commonly available Cash ISAs and Stocks & Shares ISAs, each year you can operate up to one of each account. However your maximum allowance stays the same, which means if you decide to open both types of Individual Savings Account, then you will need to break up your allowance between the two.

  • Cash ISA – Are basically the same as any savings account offered by a bank or building society, however the interest you earn on an ISA is paid tax-free up to your maximum allowance. There are different kinds of Cash ISA such as ones with variable rates, which often allow you to make unlimited penalty free withdrawals, or ones that offer a fixed rate of interest in return for locking your money away without access for a predefined period of time.
  • Stocks & Shares ISA – Is a type of investment account, so you do not earn interest on it itself, rather it provides a tax-efficient wrapper to invest in products like corporate and government bonds as well as shares and stocks. Some types of stocks and shares allow you to directly self select the products you invest in, others operate as a collective investment scheme. While you still have to pay tax on dividends, you will not be charged capital gains or income tax on your investments within the ISA up to your maximum amount.
  • Junior ISA – Junior ISAs are a type of saving product offered for young people, they can be opened by a saver when aged between 16 and 18 or they can be opened by someone with parental responsibility when the child is at any age. There are both Stocks and Shares and Cash JISAs available. The money held within this kind of account is locked away until the child turns 18.

ISA Transfers

It's possible to transfer your ISAs from one provider to another or from one ISA to another ISA with the same provider. However they may impose a interest penalty for doing so, this means it is worthwhile checking around to see if you could receive a better rate, but when you do so you should check to ensure, that if you would incur a penalty with your current arrangements that you would not actually be better off staying put. 

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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