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Compare Leeds Building Society ISAs

Compare ISAs from Leeds Building Society and other ISA options available.

Investment ISAs put your capital at risk & you may get back less than you originally invested

1 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 1.50%
  • Term: 1 Year
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 60 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 1.85%
  • Term: 3 Years
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 240 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

5 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 2.00%
  • Term: 5 Years
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 365 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Online Easy Access Cash ISA

from Leeds Building Society

Interest Rate (AER) 0.71%
  • Term: Easy Access
  • Interest paid annually
  • Unlimited deposits and withdrawals
  • ISA transfers also allowed in
  • Open and manage online
  • FSCS Protected
  • Must be UK resident and be aged 18 or older

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 1.75%
  • Term: 2 Years
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 150 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. With online guidance tools and expert fund ideas to help you choose. Capital at risk
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Special offer: Open an ISA with £1,000 or more before Sunday and be in with a chance to win £100 of free trades. New customers only. Terms apply. Capital at risk.
  • Invest From: £25 pm
See Deal Special offer: Transfer an ISA worth £10,000 or more before 30 June and get £100 cashback. New customers only. Terms apply. Capital at risk.

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm or £100 lump sum

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100
See Deal Zero Platform Fees - Until the end of the 2022/23 tax year if you open your ISA by 30 April 2022. 0.25% max when promo ends.

Stocks & Shares ISA

from Best Invest

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Over 2,500 funds, UK shares, investment trusts and ETFs or choose Ready Made & Managed Portfolios
  • Invest From: No minimum

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in over 2,000 funds, plus Exchange Traded Funds, Investment Trusts, Shares and more. 5 Ready-made Investment funds if you’re not sure where to invest. Capital at risk.
  • Invest From: Any amount

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500
See Deal Up to £400 for all new users that create an account until the end of April

Share Dealing ISA

from IG

Allows ISA Transfers
  • Trade From (frequent trader rate): £3.00
  • Trade From (standard trader rate): £8.00

Junior Sustainable Stocks & Shares ISA

from Shepherds

Regular Savings
  • Invest From: £10 pm
  • Investment Options: The fund aims to invest in sustainable companies that offer long-term growth, while making a positive difference to the world your child grows up in. Capital at risk.
See Deal When you make your first payment into a Junior ISA or Sustainable Junior ISA, Shepherds will send you a Love2shop voucher code worth up to £50.

Junior Stocks & Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs. Capital at risk.

Junior Stocks & Shares ISA (Future World ESG Developed Index Fund)

from Legal & General

Regular Savings
  • Invest From: £25 per month
  • Investment Options: Invests in broad developed stock markets, such as the US, Japan and Europe. Capital at risk.

Who are Leeds Building Society?

Leeds Building Society are one of the largest buildings societies in the UK.

Founded in Leeds in 1875, they offer retail customers a range of mortgages, insurance products, savings accounts and other financial services.

They offer several ISA accounts, specifically Cash ISAs, that can be opened in a branch, over the phone, by post or online.

What is an ISA account?

ISAs are savings accounts for individuals that are completely immune from tax.

The government allows you to add £20,000 to ISA accounts in the current tax year, and your ISA allowance refreshes each year so you can keep topping up.

ISA Tax Benefits:

If you invest in a standard savings account, you might have to pay Capital Gains Tax on your investment growth and Income Tax on the interest and dividends your investments produce.

However, investing within an ISA means you never need to worry about paying tax on your savings.

What type of ISA account does Leeds Building Society offer?

Leeds Building Society offer a range of Cash ISAs that vary based on interest rates and their flexibility in terms of withdrawals.

Their Cash ISAs have two types of interest rates - fixed-rate and variable-rate.

Leeds Building Society fixed-rate Cash ISAs:

The society’s fixed-rate Cash ISAs provide investors with guaranteed interest returns over a fixed term of 1 year, 2 years, 3 years or 5 years.

Typically, the longer the length of term, the higher the interest rates you’ll get.

You can withdraw during the fixed term of your Cash ISA, but you are charged for doing so, usually in the form of your interest for a specific period being void.

Leeds Building Society variable-rate Cash ISAs:

The society also offers variable-rate Cash ISAs that provide better rates depending on how often you are allowed to withdrawal.

Variable interest rates are typically lower than fixed rates, but you have the added flexibility of making either unlimited withdrawals or a set number per year.

How do I open a Leeds Building Society ISA?

One of the benefits of a Leeds Building Society ISA is that you can open them in various ways depending on what’s easiest for you:

  1. In branch for a face-to-face service
  2. Over the telephone
  3. In the post with an application form
  4. Online

The quickest way to open a Leeds Building Society ISA account is online, and you can do this in a matter of minutes.

You just need some basic personal information like your National Insurance Number, date of birth and address.

To open your account, you’ll also need to make a contribution.

You can do this with a debit card payment as a lump sum, and depending on the type of ISA you open you will need to contribute at least £1, £100 or £1,000.

Alternatively, you can make your contribution by cheque with your postal application.

Can I withdraw from a Leeds Building Society Cash ISA?

You can withdraw your money from your Cash ISA at any point; however, depending on the type of ISA you have you may be charged for doing so.

If you have a fixed-rate Cash ISA, you could lose that year’s interest for withdrawing before your term ends, for example.

Can I transfer my ISA to a Leeds Building Society ISA?

Yes, you can transfer your previous Cash ISAs into a Leeds Building Society Cash ISA, and it won’t count towards your annual ISA allowance.

You can even transfer old Stocks and Shares ISAs you have into a new Cash ISA with Leeds Building Society.

You can transfer your ISAs by completing a Leeds Building Society ISA transfer form.

Remember, make sure to check with your current ISA provider if you are charged for transferring out.

Also, make sure you do not just withdraw your existing ISA to your bank account and then pay the money into your new ISA.

This will result in your current ISA funds losing their ISA status, which means that when you put them into a new ISA it will use up your allowance. Instead, use a transfer form as explained above. 

Oliver Roylance-Smith
Edited by Oliver Roylance-Smith - ISA.co.uk

Frequently Asked Questions

The annual ISA allowance is set by HMRC each year, and the current limit is £20,000 per person for the 2022/23 tax year.

The annual ISA allowance runs in line with the normal tax year, which is 6th April to 5th April the following year. Your ISA allowance will refresh on 6th April each year.

For Cash or Stocks and Shares ISAs, yes, although some Cash ISAs may charge a fee or void your interest if you surrender your policy before the fixed term has ended.

No. You can switch providers with an ISA transfer if you wish. You can also contribute to other ISA providers in separate tax years.

ISA accounts are authorised and regulated by the Financial Conduct Authority (FCA). This means that all ISA providers are covered by the Financial Services Compensation Scheme (FSCS) for up to £85,000 if they go out of business.

Please note that this may not apply to the underlying holdings within a Stocks and Shares ISA, and will not cover standard investment losses. 

You can lose money in a Stocks and Shares ISA if your investments go down in value. You cannot lose money with a Cash ISA.

Most providers will allow you to withdraw from your ISA online, via a mobile app, telephone, or by written instruction in the post.

Most ISA withdrawals will complete in approximately five working days, but they could take longer depending on the assets you need to sell.

No, ISA stands for Individual Savings Account and must be solely owned for tax purposes.

A Flexible ISA allows you to withdraw money from your ISA whilst keeping your ISA allowance for that tax year.

For example, if you were to contribute £20,000 to an ISA but then withdraw £5,000 in the same year, you would normally not be able to contribute that £5,000 again in the same tax year as you have already used your full allowance, but a Flexible ISA will let you do this.

A Stocks and Shares ISA provider will charge an ongoing, annual platform fee as well as some ad hoc charges.

A Cash ISA could also charge if you withdraw money before the end of a fixed-term investment.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.