Investment ISAs put your capital at risk & you may get back less than you originally invested
What you're looking for isn't available; however, these brands may offer suitable alternatives
- Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
- Invest From: £30 pm
- Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio.
- Invest From: £25 pm
- Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
- Invest From: Min. £500 single
- Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK.
- Invest From: £25 pm
- Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds.
- Invest From: £25 pm
- Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
- Invest From: £100
- Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
- Invest From: £1
- Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
- Invest From: £1,500
- Trade From (frequent trader rate): £3.00
- Trade From (standard trader rate): £8.00
- Fund Choice: Invest in shares, funds, investment trusts, exchange traded funds. 5 Ready made portfolios if you are not sure where to invest. Capital at risk.
- Invest From: £1 pm
- Invest From: £10 pm
- Investment Options: The fund aims to invest in sustainable companies that offer long-term growth, while making a positive difference to the world your child grows up in. Capital at risk.
- Invest From: £25 pm
- Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs. Capital at risk.
Junior Stocks & Shares ISA (Future World ESG Developed Index Fund)
from Legal & General
Regular Savings
- Invest From: £25 per month
- Investment Options: Invests in broad developed stock markets, such as the US, Japan and Europe. Capital at risk.
- Invest From: £100 lump sum
- Investment Options: Nutmeg offer a socially responsible junior investment ISA which places emphasis on environmental and social and governance factors. Capital at risk.
- Invest From: £25 pm
- Investment Options: AJ Bell offer a wide range of investments including shares, funds, investment trusts and ETFs (exchange traded funds). Capital at risk.
- Invest From: £25 pm
- Investment Options: Choose from more than 40,000 UK and global investment options for your child's ISA. Capital at risk.
- Investment Options: Invest in one of four expertly designed portfolios depending on your investment style. Capital at risk.
- Invest From: £1
- Investment Options: Choose from one of five investment styles based on risk, and a team of experts build your child’s Junior ISA, choosing which investments to buy and managing them on your behalf
- Invest From: £10 pm
- Investment Options: Is an insurance based Junior ISA which invests in stocks and shares via a With-Profits pooled fund. Capital at risk.
- Invest From: £10 pm
- Investment Options: A selection of 9 funds so you can tailor your child's investment. Capital at risk.
- Invest From: £25 a month or any lump sum
- Investment Options: The core of the investment portfolio consists of shares in companies involved wholly or in part in the manufacture of products, industrial processes or the provision of services associated with improving the environment and the enhancement of human health and safety. Capital at risk.
- Trade From (frequent trader rate): £4.95
- Trade From (standard trader rate): £9.95
Maximum Potential Return 5.80% per annum
- Counterparty: Morgan Stanley & Co International plc
- Term: Up to 7 years
- Potential early maturity return of 5.80% x the number of years the plan has been active
- Required kick out level reduces from 100% to to 85% over the term
- Potential for early maturity from year 2
- Alternative option also available with lower capital at risk barrier offering a potential 5.25% pa
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
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£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Instant access to funds
- Open account with £500
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£0.00 (per tax year)- Minimum deposit £500
- Available to individual applicants aged 16 or over
- Access to funds before the end of the term is subject to a fee equivalent to six months’ interest
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You could gain:
£0.00 (per tax year)
Interest Rate Earn an estimated 8.70% APR
- Term: 1-5 years
- Protection Scheme: Own Scheme
- Invest From: £10
- Currently 0% platform default rate
- Access to your capital
- Balance your level of risk
- Capital at risk
- Instant access
- 0.01% interest on balances between £1 and £9,999, 0.03% on balances between £10,000 and £49,999, 0.05% on balances of £50,000 and above
- Minimum deposit £1
- Open and manage your account online or in branch
- Covered by the FSCS (Financial Services Compensation Scheme)
- Must be 16 or older
- Must be UK resident
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£0.00 (per tax year)
Interest Rate (AER) 0.01%
- Term: Instant Access
- Instant Access
- Open from £1
- Online, phone or branch access
- Transfers allowed in – bring all your cash ISAs together in one place
- Must be a UK resident
- Must be 16 or over
- Instant access – manage your account by phone, in-branch and online
- Open from £1
- Transfers allowed in – bring all your cash ISAs together in one place
- Must be 16 or over
- Must be a UK resident
- Protection Scheme: FSCS
- Fund Choice: A range of portfolios for your Lifetime ISA suited to your chosen risk level and investment style. Capital at risk.
- Invest From: From £100 to £4,000.
- Trade From (frequent trader rate): £5.95 per trade - 20 trades + pm
- Trade From (standard trader rate): £11.95 per trade
- £1,000 minimum opening balance
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£0.00 (per tax year)
Interest Rate 3.08% annualised target return
- Term: No Fixed Term
- Invest From: £100
- TAX-FREE Innovative Finance ISA
- Minimum investment of £100
- Secured by UK property
- Maximum 75% loan to value
- Buffer of 25% should the value of a property fall
- Invest over £1,000 and you will automatically become an easyMoney plus card member, offering savings at over 1.000 of Britain’s biggest retailers
- Also accepts ISA transfers from previous year's ISA's
- Interest paid monthly
- No fixed term, hold for as long as you wish
- Can also be held outside of an ISA
- As with all investing your capital is at risk when you lend to businesses. easyMoney reduces this risk by taking security over property
- Returns are not guaranteed and your actual returns may vary
- Capital is at risk
- Must be aged 18 or older
- Peer to peer lending is not covered by the FSCS
Calculate your interest with this plan
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£0.00 (per tax year)Interest Rate 4.03% annualised target return
- Term: No Fixed Term
- Invest From: £10,000
- TAX-FREE Innovative Finance ISA
- Minimum investment of £10,000
- Secured by UK property
- Maximum 75% loan to value
- Significant buffer of 25% should the value of a property fall
- Invest over £1,000 and you will automatically become an easyMoney plus card member, offering savings at over 1.000 of Britain’s biggest retailers
- Also accepts ISA transfers from previous year's ISA's
- Interest paid monthly
- No fixed term, hold for as long as you wish
- Can also be held outside of an ISA
- As with all investing your capital is at risk when you lend to businesses. easyMoney reduces this risk by taking security over property
- Returns are not guaranteed and your actual returns may vary
- Capital is at risk
- Must be aged 18 or older
- Peer to peer lending is not covered by the FSCS
Calculate your interest with this plan
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£0.00 (per tax year)- Fund Choice: Tracks FTSE 100 Index. Provides exposure to the FTSE 100 index of the largest companies listed on the London Stock Exchange including Astrazeneca, Unilever, HSBC & Diageo at a highly competitive price. Capital at risk.
- Invest From: £20 pm
- Tax free ISA account
- Open with £1 or transfer in existing ISA funds
- Invest up to £20,000 per tax year
- Interest paid annually
- FSCS Protected
- Must be UK resident
- Must be aged 16 or older
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Your savings:
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£0.00 (per tax year)
- Tax free ISA account
- Open with £1 or transfer in existing ISA funds
- Invest up to £20,000 per tax year
- FSCS Protected
- 0.10% for balances of £40,000 or over, 0.01% for balances under £40,000
- Must be UK resident
- Must be aged 16 or older
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Your savings:
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£0.00 (per tax year)
- Tax free ISA account
- Open with £1 or transfer in existing ISA funds
- Invest up to £20,000 per tax year
- Interest paid annually
- FSCS Protected
- Must be UK resident
- Must be aged 16 or older
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£0.00 (per tax year)- Fund Choice: HL blend their favourite equity income funds to provide investors an investment which aims to deliver long term returns & reliable monthly income. Capital at risk.
- Invest From: From £25
- Fund Choice: The Fund aims to track the performance of the Solactive L&G Enhanced ESG UK Index. Capital at risk.
- Invest From: £25
- Interest can be paid monthly or annually
- ISA transfers in allowed
- £250,000 maximum balance
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
Calculate your interest with this plan
Your savings:
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You could gain:
£0.00 (per tax year)- Interest can be paid monthly or annually
- ISA transfers in allowed
- £250,000 maximum balance
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
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£0.00 (per tax year)- Trade From (frequent trader rate): £7.99 (Investor Plan: Flat fee of £9.99pm with one free trade)
- Fund Choice: 140+ Ethical Investments. Capital at risk.
- Invest From: £25 a month or any lump sum
- Investment Options: A selection of 140+ funds, investment trusts and ETFs that they believe offer high-quality ethical investment choices, across a range of markets.
- Fund Choice: Tracks FTSE USA Index. Invests in shares of large and medium sized companies in the USA. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks FTSE World Technology Index. Largest 5 holdings of the index include Apple, Microsoft, Google, Facebook & Taiwan Semiconductor Manufacturing. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks FTSE 100 Index. Largest company shares in the index include, Astrazeneca, Glaxosmithkline, HSBC & Diageo. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks the FTSE 250 index of medium-sized companies, providing a greater UK domestic focus than the FTSE 100. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Offers low cost way of accessing exposure to the price of gold. This fund is backed by physical gold. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks FTSE 100 Index. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks FTSE 100 Index. Capital at risk.
- Invest From: £25 pm
- Fund Choice: High income yield fund suitable for long term investors drawing regular monthly income from their portfolios. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This fund portfolio is designed to achieve high and rising income by investing globally, primarily in equities, in any economic sector whilst participating in long term capital growth. Capital at risk
- Invest From: £25 pm
- Fund Choice: Aims to provide a dividend yield above the FTSE All-Share Index. Invests in UK equities judged to offer high yield, above average prospects of dividend growth and long-term capital growth. Income paid twice yearly. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Popular corporate bond fund that pays a monthly income. Manager Sajid Vaid believes investment grade (high quality) company bonds may be the ‘sweet spot’ in the fixed income market, delivering modest income while keeping risks in check. Capital at risk.
- Invest From: £25 pm
- Fund Choice: The fund aims to pay an attractive quarterly income and grow your investment by investing in shares of companies based in Asia & the Pacific region. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks MSCI World Index. Low cost tracker fund that invests in global companies such as Disney, Google & Coco-Cola. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Allows investors to gain a simple cost efficient way to access the gold market. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks FTSE 350 Index. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Scottish Mortgage Investment Trust is an actively managed by fund manager Baillie Gifford, investing in a high conviction global portfolio of companies with the aim of maximising its total return over the long term. Capital at risk.
- Invest From: £25 pm
Maximum Potential Return 5.75% per annum
- Counterparty: Barclays Bank plc
- Term: Up to 5 years
- Potential early maturity return of 5.75% x the number of years the plan has been active
- Required kick out level reduces from 105% to to 85% over the term
- Potential for early maturity from year 1
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
Maximum Potential Return 8.25% per annum
- Counterparty: Barclays Bank plc
- Term: Up to 5 years
- Potential early maturity return of 8.25% x the number of years the plan has been active
- Early maturity if FTSE 100 finishes at least 5% above initial level
- Potential for early maturity from year 1
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Fund Choice: The manager invests in around 20 to 30 companies & generally likes those in the technology, everyday consumer goods, and the medical supply sectors.
- Invest From: £50 pm
- Fund Choice: This investment trust invests in the global healthcare sector and aims to achieve a high level of capital growth. The Trust invests in a diversified portfolio of shares in pharmaceutical & biotech companies & related securities in the healthcare sector. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Award winning investment trust offers investors access to the fast moving world of technology. The fund invests in stocks worldwide that have the potential to become tomorrow’s Apple or Google. Capital at risk.
- Invest From: £25 pm
- Protection Scheme: FSCS
- Fund Choice: Over 2,500 Funds, Investment Trusts, Bonds, ETF's or Cash. Capital at risk.
- Invest From: £100 single or £25 per month
Stocks & Shares ISA Transfer Cashback Offer (Terms Apply)
from Hargreaves Lansdown
Allows ISA Transfers
- Protection Scheme: FSCS
- Fund Choice: 2,500+ Funds
- Invest From: £25 pm
- Fund Choice: This investment trust provides investors with access to the potential of companies in the global technology sector. The fund Researches and identifies developing technology trends and investing in the companies best placed to exploit them. Capital at risk.
- Invest From: £25 pm
- Fund Choice: The investment policy is to provide a diversified investment in mining and metal securities worldwide. Capital at risk.
- Invest From: £25 pm
- Protection Scheme: FSCS
- Fund Choice: Over 2,000 Funds, Shares and ETF's. Capital at risk.
- Invest From: £25 per month
- Protection Scheme: FSCS
- Fund Choice: Need help choosing the right investments? ii's experts have carefully selected investments to point you in the right direction.
- Invest From: £25 a month or any lump sum
- Protection Scheme: FSCS
- Fund Choice: You can invest for income or growth and select from three pre-determined risk levels.
- Invest From: £25 pm
- Protection Scheme: FSCS
- Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed using exchange traded funds (ETFs)
- Invest From: £1,500
- Protection Scheme: FSCS
- Fund Choice: Choose the fund that suits you. There are eight in total, each built by our specialist team at AJ Bell Investments.
- Invest From: £25 pm
- Fund Choice: Invests in companies that are likely to benefit from measures taken to improve the environment, human welfare and quality of life. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks companies in the clean energy sector. Capital at risk.
- Invest From: £25 a month or any lump sum
- Fund Choice: Tracks the MSCI World Index. This index is a market cap weighted index of 1,585 companies throughout the world across 23 countries. Capital at risk.
- Invest From: £25 pm
Maximum Potential Return 6.25% per annum
- Counterparty: Barclays Bank plc
- Term: Up to 5 years
- Potential early maturity return of 6.25% x the number of years the plan has been active
- Early maturity if FTSE 100 finishes at or above initial level
- Potential for early maturity from year 2
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 40% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
Annual Income 3.09% fixed income
- Counterparty: Barclays Bank plc
- Term: Up to 4 years
- 3.09% income paid regardless of the performance of the FTSE 100
- Monthly income payments
- Potential to mature annually from year 2 onwards if FTSE at or above initial level
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
Maximum Potential Return 14.00% at end of term
- Deposit Taker: Barclays Bank plc
- Term: 6 years
- 14% fixed return if FTSE 100 Index is higher at the end of the term
- Capital protected product*
- Eligible for the Financial Services Compensation Scheme (FSCS)
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum deposit £5,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Calculate your interest with this plan
Your savings:
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You could gain:
£0.00 (per tax year)Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
Maximum Potential Return 2.00% per annum
- Deposit Taker: Barclays Bank plc
- Term: Up to 6 years
- Opportunity to mature at year 4, 5, or 6 if the FTSE 100 Index is 5% or more higher than initial level
- Capital Protected Product*
- Eligible for the Financial Services Compensation Scheme
- Short/medium term alternative to fixed rates
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum single Investment - £5,000
- If you withdraw your money during the plan you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
Interest Rate 6.01% annualised target return
- Term: No Fixed Term
- Invest From: £100,000
- TAX-FREE Innovative Finance ISA
- Minimum investment of £100,000
- Secured by UK property
- Maximum 75% loan to value
- Significant buffer of 25% should the value of a property fall
- Invest over £1,000 and you will automatically become an easyMoney plus card member, offering savings at over 1.000 of Britain’s biggest retailers
- Also accepts ISA transfers from previous year's ISA's
- Interest paid monthly
- No fixed term, hold for as long as you wish
- Can also be held outside of an ISA
- As with all investing your capital is at risk when you lend to businesses. easyMoney reduces this risk by taking security over property
- Returns are not guaranteed and your actual returns may vary
- Capital is at risk
- Must be aged 18 or older
- Peer to peer lending is not covered by the FSCS
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Interest Rate 5.02% annualised target return
- Term: No Fixed Term
- Invest From: £20,000
- TAX-FREE Innovative Finance ISA
- Minimum investment of £20,000
- Secured by UK property
- Maximum 75% loan to value
- Significant buffer of 25% should the value of a property fall
- Invest over £1,000 and you will automatically become an easyMoney plus card member, offering savings at over 1.000 of Britain’s biggest retailers
- Also accepts ISA transfers from previous year's ISA's
- Interest paid monthly
- No fixed term, hold for as long as you wish
- Can also be held outside of an ISA
- As with all investing your capital is at risk when you lend to businesses. easyMoney reduces this risk by taking security over property
- Returns are not guaranteed and your actual returns may vary
- Capital is at risk
- Must be aged 18 or older
- Peer to peer lending is not covered by the FSCS
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Maximum Potential Return 5.00% per annum
- Counterparty: Barclays Bank plc
- Term: Up to 7 years
- Potential early maturity return of 5% x the number of years the plan has been active
- Required kick out level reduces from 105% to to 70% over the term
- Potential for early maturity from year 1
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Fund Choice: Nutmeg allow you to align your investments with your values. With continuous oversight from the Nutmeg in-house investment team, their SRI portfolios place an emphasis on environmental, social and governance factors. Capital at risk.
- Invest From: Min. £500 single
Maximum Potential Return 5.30% per annum
- Counterparty: Morgan Stanley & Co International plc
- Term: Up to 6 years
- Potential early maturity return of 5.3% x the number of years the plan has been active
- Required kick out level reduces from 105% to to 85% over the term
- Potential for early maturity from year 2
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £10,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Fund Choice: Allows investors to access the gold market through a fund that closely tracks the performance of the NYSE Arca Gold Miners Index (GDMNTR). Capital at risk.
- Invest From: £25 pm
- Fund Choice: Allows investors to access the gold market through a fund that closely tracks the performance of the Market Vectors Global Junior Gold Miners Index (MVGDXJTR). Capital at risk.
- Invest From: £25 pm
- Fund Choice: Allows investors a low cost way to access the gold market. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Investment trust offering investors potential for capital growth from companies involved in the precious metal sector. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This unit trust fund invests in companies that are related to gold mining, commodities & precious metals. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This ETC is designed to offer investors a cost effective way to access the gold market as they track the spot price of physical gold. Capital at risk.
- Invest From: £25 pm
- Fund Choice: The L&G Gold Mining UCITS ETF is a passively managed ETF that aims to track the performance of the Global Gold Miners Index. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks S&P 500 Index. Passive fund that seeks to mirror as closely as possible the performance of the 500 largest companies by market capitalisation in the USA such as Apple, Tesla, Berkshire Hathaway & Tesla. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks MSCI China Index. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks FTSE 250 Index. The fund invests directly in shares that make up the index such as Direct Line Group, Greggs & Morrisons. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Invests in companies whose operations are considered to be making a positive contribution to society and seeks to avoid companies which, on balance, are felt to be harming the world, its people or its wildlife. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Investment trust that invests predominantly in companies that provide, utilize, implement or advise upon technology-based systems, products or services in environmental markets, particularly those of alternative energy and energy efficiency, water treatment and pollution control, waste technology & resource management. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Actively managed Fund that seeks to invest in high quality companies whose products, services or behaviour are deemed to make a positive impact on society and which emphasize sound environmental, social and governance (ESG) practices. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Actively managed fund that invests in global company shares where products or services make a positive impact on society or the environment. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Tracks MSCI World Information Technology Index. Largest holdings of the index include Apple, Microsoft, VISA, NVIDIA and Mastercard. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This ETF Fund seeks to track the performance of the FTSE All-World Index. Largest holdings include Apple, Microsoft, Amazon & Facebook. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This Real Estate Investment Trust which invests in UK commercial property pays investors a quarterly dividend. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This investment trust seeks to achieve long-term capital growth through investing in companies listed in China and Chinese companies listed elsewhere. The Company may also invest in listed companies with significant interests in China. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This investment trust aims to produce long-term capital growth by investing predominantly in businesses in the USA. Top holdings in the fund include Shopify, Amazon.com, Wayfair & Tesla. Capital at risk.
- Invest From: £25 pm
- Fund Choice: One of the largest specialist global smaller companies investment trusts. Invests in smaller companies worldwide with no sector or geographical limits. Capital at risk.
- Invest From: £25 pm
- Fund Choice: This investment trust aims to maximise long-term total returns. Nick Train is a believer in legendary investor Warren Buffett's policy of buying good quality companies and holding onto them for a long time. Holdings include Paypal, Diageo & Nintendo. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Invest in a brighter future for you and the world, with Shepherd's sustainable ISA. The fund aims to invest in innovative, sustainable companies that offer both the potential for long-term growth and a positive benefit to society. Capital at risk.
- Invest From: £30 pm
Maximum Potential Return 6.50% per annum
- Counterparty: Societe Generale
- Term: Up to 7 years
- 3.25% for each six month period (equivalent to 6.5% pa) provided the FTSE 100 finishes at or above its starting value
- Potential to mature early, every six months from year 2 onwards
- Maximum 7 year term
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from its initial level, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £10,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
Maximum Potential Return 7.00% per annum
- Counterparty: Societe Generale
- Term: Up to 7 years
- 3.5% for each six month period (equivalent to 7% pa) provided the FTSE 100 finishes at or above its starting value
- Potential to mature early, every six months from year 2 onwards
- Maximum 7 year term
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from its initial level, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £10,000
- An arrangement fee applies to this plan
- If you withdraw your money during the plan you may get back less than you originally invested
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
Interest Rate (AER) 0.30%
- Term: Easy Access
- Deposit from £1
- Interest paid annually or monthly
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)
- Deposit from £1
- Interest paid annually
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)- Interest can be paid monthly or annually
- ISA transfers in allowed
- £250,000 maximum balance
- FSCS Protected
- Must be UK resident and aged 18 or older
- No withdrawals permitted
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)- Trade From (frequent trader rate): £2.95
- Trade From (standard trader rate): £2.95
- Instant access – manage your account by phone, in-branch and online
- Open from £1000
- Transfers allowed in – bring all your cash ISAs together in one place
- Must be 16 or over
- Must be a UK resident
Interest Rate (AER) 0.10%
- Term: 1 Year
- Instant access – manage your account by phone, in-branch and online
- Open from £1000
- Transfers allowed in – bring all your cash ISAs together in one place
- Must be 16 or over
- Must be a UK resident
- Tax free ISA account
- Open with £500 or transfer in existing ISA funds
- 0.20% AER/tax-free for 2 years for savings of £500 and over if you're part of 1|2|3 World or Santander Select
- FSCS Protected
- 0.10% for balances of £40,000 or over, 0.01% for balances under £40,000
- Must be UK resident
- Must be aged 16 or older
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Interest Rate (AER) 0.10%
- Term: 2 Year
- Instant access – manage your account by phone, in-branch and online
- Open from £1000
- Transfers allowed in – bring all your cash ISAs together in one place
- Must be 16 or over
- Must be a UK resident
- Instant access – manage your account by phone, in-branch and online
- Open from £1000
- Transfers allowed in – bring all your cash ISAs together in one place
- Must be 16 or over
- Must be a UK resident
Maximum Potential Return 7.25% per annum
- Counterparty: Barclays Bank plc
- Term: Up to 7 years
- Potential early maturity return of 7.25% x the number of years the plan has been active
- Early maturity if FTSE 100 finishes at or above initial level
- Potential for early maturity from year 2
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
Annual Income Up to 5.50%
- Counterparty: Morgan Stanley & Co International plc
- Term: Up to 6 years
- Potential quarterly income: 1.375% (equivalent to 5.5% annually)
- Income paid even if FTSE 100 and EURO STOXX 50 Indices fall by 15%
- Potential to kick out quarterly from year 2 onwards if FTSE 100 and EURO STOXX 50 Indices rise by 5% or more
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index or the EURO STOXX 50 Index has fallen by more than 35% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall of the worst performing Index
- Minimum investment £5,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
Annual Income Up to 4.50%
- Counterparty: BNP Paribas
- Term: Up to 7 years
- Potential quarterly income: 1.125% (equivalent to 4.5% annually)
- Income paid even if FTSE 100 falls by 20
- Potential to kick out quarterly from year 2 onwards if FTSE 5% or more above initial level
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 35% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £10,000
- If you withdraw your money early you may get back less than you originally invested
- An arrangement fee applies to this plan
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
- Invest From: £30 pm
- Early withdrawals are permitted subject to loss of interest equivalent to the notice period
- Open account with £1000
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)
Interest Rate (AER) 0.40%
- Term: 1 Year
- Minimum Deposit £1
- Interest paid annually
- ISA transfers also allowed in
- Maximum deposit £250,000
- FSCS Protected
- Winner of Platinum Feefo Trusted Service Award in 2021
- Must be UK resident and be aged 18 or older
- No withdrawals permitted
Calculate your interest with this plan
Your savings:
£
You could gain:
£0.00 (per tax year)
- Invest From: £10
- Investment Options: Choose from two funds: a cash fund that aims to provide returns in line with money market rates and a shares fund that aims to track the performance of global stock markets.
