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Compare ISA Providers /

Compare Britannia ISAs

Compare ISAs from Britannia and other ISA options available.

Investment ISAs put your capital at risk & you may get back less than you originally invested

What you're looking for isn't available; however, these brands may offer suitable alternatives

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Special offer: Open an ISA with £1,000 or more before Sunday and be in with a chance to win £100 of free trades. New customers only. Terms apply. Capital at risk.
  • Invest From: £25 pm
See Deal Special offer: Transfer an ISA worth £10,000 or more before 30 June and get £100 cashback. New customers only. Terms apply. Capital at risk.

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm or £100 lump sum

Stocks & Shares ISA

from Best Invest

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Over 2,500 funds, UK shares, investment trusts and ETFs or choose Ready Made & Managed Portfolios
  • Invest From: No minimum

Stocks & Shares ISAs

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. With online guidance tools and expert fund ideas to help you choose. Capital at risk
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100
See Deal Zero Platform Fees - Until the end of the 2022/23 tax year if you open your ISA by 30 April 2022. 0.25% max when promo ends.

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500
See Deal Up to £400 for all new users that create an account until the end of April

Stocks & Shares ISA

from InvestEngine

Allows ISA Transfers
Regular Savings
  • Fund Choice: Offering commission-free DIY investing or low-cost, professionally managed income or growth portfolios built for you
  • Invest From: £100

My Choice ISA

from Scottish Friendly

Allows ISA Transfers
Regular Savings
  • Fund Choice: A choice of 10 funds so you can pick those that best suit your needs, whether that is just one, a mixture of all 10 or somewhere in between.
  • Invest From: £10pm

Stocks & Shares ISA

from Beanstalk

Allows ISA Transfers
  • Fund Choice: Choose from two funds: a cash fund that aims to provide returns in line with money market rates and a shares fund that aims to track the performance of global stock markets.
  • Invest From: £10

Stocks & Shares ISA

from Willis Owen

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from a wide range of funds, shares, investment trusts and ETFs. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.
  • Invest From: £25

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in over 2,000 funds, plus Exchange Traded Funds, Investment Trusts, Shares and more. 5 Ready-made Investment funds if you’re not sure where to invest. Capital at risk.
  • Invest From: Any amount

Please be aware we are not currently able to offer any ISAs from Britannia Building Society.

Who are Britannia Building Society?

The Britannia Building Society was originally founded as the Leek & Moorlands Building Society in 1856, and they adapted the Britannia name in 1975 following a series of mergers.

In 2009, Britannia merged with The Co-operative Banking Group, and today the Britannia brand has been largely dissolved with the exception of some branches and financial products.

It is no longer possible to take out a new ISA account directly with Britannia Building Society. However, the Coop offer a range of ISA accounts including a ‘Britannia fixed-rate ISA’.

What is an ISA?

ISAs are a type of tax-efficient savings account available to investors in the UK.

You are allowed to invest up to your annual ISA allowance each year into ISAs, which for the current tax year is £20,000.

There are two types of taxes that ISAs protect your investments from:

Income tax

Income tax is typically paid on the interest you receive on your cash savings, and dividends you receive from stock investments.

Capital Gains Tax

Capital gains tax is normally paid on the growth of your investments. If you’ve made a profit on an investment when you come to sell it, you could be required to pay tax on the capital gain.

All investments within an ISA account a completely free from both of these taxes, so you have the peace of mind that you don’t need to declare or pay any tax on your investment profits.

What are the different types of ISA accounts?

ISA accounts come in two main forms: Stocks and Shares ISAs and Cash ISAs.

Cash ISAs are savings products where you earn interest on the cash in your account.

Stocks and Shares ISAs are investment accounts that allow you to purchase a wide range of investments on the stock market. These investments can go down as well as up in value.

Here are some key features for each ISA:

Cash ISAs:

  1. Cash ISAs offer a fixed or variable interest rate on your savings.
  2. Your investment stays as cash so it cannot decrease in value.
  3. You can invest in a fixed-term ISA that provides higher rates, or an instant-access ISA that provides lower rates but better flexibility to withdraw.

Stocks and Shares ISAs:

  1. There is a wide range of investment types available to hold in a Stocks and Shares ISA including funds, shares, investment trusts, ETFs and ready-made portfolios.
  2. Stocks can increase in value and also pay you dividends.
  3. They come at a higher risk than cash savings as they can fall as well as rise in value.
  4. You can usually withdraw from a Stocks and Shares ISA at any time.

Are ISA accounts free of charge?

Whether or not you will be charged for your ISA account depends on the type of ISA you open and how you use it.

Cash ISA charges:

  • You don’t usually pay initial or ongoing charges for a Cash ISA, but you could pay a fee if you withdraw from or close your account before the end of a fixed term.

Stocks and Shares ISA charges:

  • You pay an Annual Management Charge for investing in a Stocks and Shares ISA.
  • This fee is taken either as a fixed fee or a percentage of the value of your ISA.
  • You could also pay dealing fees when you buy and sell stocks and shares.
  • Some ISA providers also charge you for closing your account or transferring out.

When you’re comparing Stocks and Shares ISA charges remember to think about:

  1. The portfolio you’ll invest in (you may be charged differently to hold different assets).
  2. How often you’ll be buying and selling shares.
  3. How much you value customer service, ISA usability and other account features as you may pay more for these services.

How do I open an ISA account?

You can open most ISA accounts online, and some ISA providers also allow you to create an account over the phone, via postal application or in branch if you need to.

To open an ISA, you’ll need:

  1. Your basic personal information including your NI number.
  2. To add money to your account (via debit card, cheque, direct debit or an ISA transfer).

Can I transfer one ISA into another?

Once you've decided on your new ISA account, you can transfer your existing ISAs to it as well as topping up with new money if you wish.

If done correctly, ISA transfers do not count towards your ISA allowance, so you can transfer multiple ISAs in the same tax year and still contribute up to £20,000 of new money.

Note: if you withdraw your existing ISA to your bank account and then add it to your new ISA then you’ll lose that portion of your allowance, so make sure you use the below method to transfer.

ISA Transfer Steps:

  1. Contact your existing ISA provider(s) to ask if you’ll be charged for transferring away.
  2. Complete and return an ISA transfer form with your new provider.
  3. Your new provider will complete your ISA transfer for you and notify you when complete.
Sam Hodgson
Edited by Sam Hodgson - ISA.co.uk

Frequently Asked Questions

No. You can switch providers with an ISA transfer if you wish. You can also contribute to other ISA providers in separate tax years.

ISA accounts are authorised and regulated by the Financial Conduct Authority (FCA). This means that all ISA providers are covered by the Financial Services Compensation Scheme (FSCS) for up to £85,000 if they go out of business.

Please note that this may not apply to the underlying holdings within a Stocks and Shares ISA, and will not cover standard investment losses. 

You can lose money in a Stocks and Shares ISA if your investments go down in value. You cannot lose money with a Cash ISA.

Most providers will allow you to withdraw from your ISA online, via a mobile app, telephone, or by written instruction in the post.

Most ISA withdrawals will complete in approximately five working days, but they could take longer depending on the assets you need to sell.

The annual ISA allowance is set by HMRC each year, and the current limit is £20,000 per person for the 2022/23 tax year.

The annual ISA allowance runs in line with the normal tax year, which is 6th April to 5th April the following year. Your ISA allowance will refresh on 6th April each year.

A Stocks and Shares ISA provider will charge an ongoing, annual platform fee as well as some ad hoc charges.

A Cash ISA could also charge if you withdraw money before the end of a fixed-term investment.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.