skip to main content
Compare Cash ISAs / Compare Fixed Rate Cash ISAs /

Britannia Fixed Rate ISAs

The Very Latest Cash ISA rates
What you're looking for isn't available; however, these brands may offer suitable alternatives

Limited Issue 30 Month Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 2.75%
  • Term: 30 Months
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 180 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

5 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 2.60%
  • Term: 5 Years
  • Minimum Deposit £1
  • Interest paid annually
  • ISA transfers also allowed in
  • Maximum deposit £250,000
  • FSCS Protected
  • Winner of Platinum Feefo Trusted Service Award in 2021
  • Must be UK resident and be aged 18 or older
  • No withdrawals permitted

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Hampshire Trust Bank

Interest Rate (AER) 2.50%
  • Term: 3 Years
  • Minimum Deposit £1
  • Interest paid annually
  • ISA transfers also allowed in
  • Maximum deposit £250,000
  • FSCS Protected
  • Winner of Platinum Feefo Trusted Service Award in 2021
  • Must be UK resident and be aged 18 or older
  • No withdrawals permitted

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

5 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 2.15%
  • Term: 5 Years
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 365 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 2.05%
  • Term: 3 Years
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 240 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 2.00%
  • Term: 2 Years
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 150 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 1.55%
  • Term: 1 Year
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 60 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Triple Access Cash ISA

from Nationwide

Interest Rate (AER) 1.00%
  • Term: 1 Year, with option to make three free withdrawals
  • Make up to three withdrawals during the 12-month term of this account
  • Open with £1 or transfer in existing ISA funds
  • Manage your account online
  • Interest paid at maturity
  • FSCS Protected
  • Must be UK resident and aged 16 or older
  • Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. (variable)
  • Not available in branch

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Limited Issue Online Easy Access Cash ISA

from Leeds Building Society

Interest Rate (AER) 0.71%
  • Term: Easy Access
  • Interest paid annually
  • Unlimited deposits and withdrawals
  • ISA transfers also allowed in
  • Open and manage online
  • FSCS Protected
  • Must be UK resident and be aged 18 or older

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from NatWest

Interest Rate (AER) 0.10%
  • Term: 1 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

2 Year Fixed Rate Cash ISA

from NatWest

Interest Rate (AER) 0.10%
  • Term: 2 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

1 Year Fixed Rate Cash ISA

from Royal Bank of Scotland

Interest Rate (AER) 0.10%
  • Term: 1 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

2 Year Fixed Rate Cash ISA

from Royal Bank of Scotland

Interest Rate (AER) 0.10%
  • Term: 2 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

Review of Britannia Fixed Rate ISA

Tax-free saving and guaranteed interest rate for a fixed term, The Co-op and Britannia offer a number of savings options for their customers with one of the highest rate of interest on the market. Check our tables for comparison of interest rates.

History

Britannia, a former mutual building society, merged with The Co-operative Banking Group in 2009. It is now a trading name of the Co-operative Bank in the United Kingdom. Britannia was legally dissolved as a separate organisation on 1 August 2009 and merged into Co-operative Financial Services, to become a trading name of The Co-operative Bank.

Britannia Fixed Rate Cash ISA

The merger with co-operative mean they can offer more accounts to their customers. While the co-operative bank do not offer any fixed rate ISAs themselves, this two year fixed rate Britannia account may suits savers looking for a long term fixed option.

Features:

  1. Competitive tax-free rates
  2. Transferred into a variable rate Cash ISA (or equivalent) once your account reaches its term
  3. Open with a minimum of £5000 or £1 if transferring previous years' cash ISAs with Britannia or other providers
  4. Pays interest into your account after close of business on 30th November each year
  5. Customers are issued with a passbook
  6. Withdrawals cannot be made and early closure of the account results in a loss of 180 days interest.

Customers of the Co-operative Bank benefit from their ethical trading policies, Co-op are one of the few banks that let customers have a say in financial issues that directly affect them and financial issues globally.

Offering a two year fixed rate, this account may not suit everyone. They do offer other ISAs but at a variable rate of interest.

Why use a Fixed Rate ISA?

Typically, a fixed-rate ISA account will pay more interest. In exchange for a higher rate, banks will ask you to tie up your cash. Generally, the longer you give up access, the higher the return. As it is a guaranteed amount, you know what you will end up with at the end which makes it a lot safer than investing.

ISAs are a good idea whatever your savings goal. With certain types of cash ISAs, you have instant access to your money, which makes it a flexible way to plan your finances.

It’s also important to remember that ISA allowance limits apply to everyone on an individual basis, so if you’re married or in a relationship, you can both hold your own ISA, each with the full allowance meaning you can save over £30,000 tax-free.

Oliver Roylance-Smith
Edited by Oliver Roylance-Smith - ISA.co.uk