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Compare Barnsley Building Society ISAs

Compare ISAs from Barnsley Building Society and other ISA options available.

Investment ISAs put your capital at risk & you may get back less than you originally invested

What you're looking for isn't available; however, these brands may offer suitable alternatives

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Special offer: Open an ISA with £1,000 or more before Sunday and be in with a chance to win £100 of free trades. New customers only. Terms apply. Capital at risk.
  • Invest From: £25 pm
See Deal Special offer: Transfer an ISA worth £10,000 or more before 30 June and get £100 cashback. New customers only. Terms apply. Capital at risk.

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm or £100 lump sum

Stocks & Shares ISA

from Best Invest

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Over 2,500 funds, UK shares, investment trusts and ETFs or choose Ready Made & Managed Portfolios
  • Invest From: No minimum

Stocks & Shares ISAs

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. With online guidance tools and expert fund ideas to help you choose. Capital at risk
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100
See Deal Zero Platform Fees - Until the end of the 2022/23 tax year if you open your ISA by 30 April 2022. 0.25% max when promo ends.

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500
See Deal Up to £400 for all new users that create an account until the end of April

Stocks & Shares ISA

from InvestEngine

Allows ISA Transfers
Regular Savings
  • Fund Choice: Offering commission-free DIY investing or low-cost, professionally managed income or growth portfolios built for you
  • Invest From: £100

My Choice ISA

from Scottish Friendly

Allows ISA Transfers
Regular Savings
  • Fund Choice: A choice of 10 funds so you can pick those that best suit your needs, whether that is just one, a mixture of all 10 or somewhere in between.
  • Invest From: £10pm

Stocks & Shares ISA

from Beanstalk

Allows ISA Transfers
  • Fund Choice: Choose from two funds: a cash fund that aims to provide returns in line with money market rates and a shares fund that aims to track the performance of global stock markets.
  • Invest From: £10

Stocks & Shares ISA

from Willis Owen

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from a wide range of funds, shares, investment trusts and ETFs. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.
  • Invest From: £25

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in over 2,000 funds, plus Exchange Traded Funds, Investment Trusts, Shares and more. 5 Ready-made Investment funds if you’re not sure where to invest. Capital at risk.
  • Invest From: Any amount

Please be aware we are not currently able to offer any ISAs from Barnsley Building Society.

Who are Barnsley Building Society?

The Barnsley Building Society dates back to 1853, having been founded by a group of businessmen from the local area.

In 2008, the Building Society became part of Yorkshire Building Society, and in 2016 the Barnsley BS brand was fully replaced by Yorkshire’s.

This means that it's no longer possible to open new ISA accounts with Barnsley Building Society.

What is an ISA?

An ISA account is a type of savings account that is completely free from taxes.

You are allowed to save up to £20,000 this year in ISAs, and your annual allowance refreshes annually so you can keep adding more to your savings.

There are two main taxes that ISAs protect your investments from:

Income tax

Income tax is normally paid on the interest you earn on your cash savings, and on the dividends you receive from stocks and shares.

Capital Gains Tax

Capital gains tax is normally paid on the growth of your investments. If they’ve increased in value when you sell them from when you originally purchased them, you’ll be liable to pay tax on the gain.

This is what makes ISA accounts attractive investments for UK savers, as you never need to worry about paying tax on ISA investments.

What are the different types of ISA accounts?

There are two main types of ISA accounts - Stocks and Shares ISAs and Cash ISAs.

Cash ISAs invest solely in cash products and you earn interest on the balance of your account.

Stocks and Shares ISAs invest in the stock market through a range of investment vehicles, and your investments can go down as well as up in value.

Here are some key features of each type of ISA:

Cash ISAs:

  1. Cash ISAs offer fixed or variable interest rates on your savings.
  2. Your investment cannot go down in value.
  3. You can choose a fixed term ISA for better rates, or an instant-access ISA with lower rates that gives you flexibility to withdraw.

Stocks and Shares ISAs:

  1. In a Stocks and Shares ISA you can invest in shares, funds, investment trusts, ETFs, ready-made portfolios and many other investments types.
  2. You benefit from the growth of your holdings as well as any dividends paid out.
  3. Stock investments come at a higher risk as they can fall as well as rise in value.
  4. You are usually able to withdraw at any time upon request.

Are you charged for an ISA account?

Whether you pay for your ISA account or not depends on what type of ISA you open and how you use it.

Cash ISA charges:

  • You don’t typically pay ongoing or initial charges for Cash ISAs, but you could be charged if you withdraw or close your account before the end of a fixed term.

Stocks and Shares ISA charges:

  • Stocks and Shares ISA providers apply an annual management charge to your portfolio.
  • You’ll pay this either as a regular fixed fee or as a percentage of your ISA’s total value.
  • You could also be charged for buying and selling stocks – known as dealing fees.
  • Some ISA providers also charge account closure fees or transfer out fees.

Stocks and Shares ISA charges vary from provider to provider, and the cheapest or best ISA for you will depend on the makeup of your ISA portfolio, how often you are trading, and whether you value customer service, usability and other ISA features.

How do I open an ISA account?

Most ISA accounts can be opened online; however, many providers also allow you to open an ISA by phone, postal application or in a branch.

You will need:

  1. Your basic personal information
  2. Your National Insurance number
  3. A way to top up your account (debit card payment, cheque, direct debit or ISA transfer)

Can I transfer from one ISA provider to another?

If you’ve found an ISA you like, you can transfer any previous years’ ISAs to a new one without it counting towards your annual ISA allowance.

This means that you can transfer your ISAs to a new provider while still contributing a fresh £20,000 of new money as well.

To transfer your ISA, make sure you follow the below steps and don’t simply withdraw your existing ISA and move it over.

ISA Transfer Guide:

  1. Check with your existing ISA provider(s) if you’ll be charged for transferring out
  2. Complete an ISA transfer form with your new provider to start the process
  3. Your new provider will transfer your ISA for you and notify you when the process is complete
Sam Hodgson
Edited by Sam Hodgson - ISA.co.uk

Frequently Asked Questions

No. You can switch providers with an ISA transfer if you wish. You can also contribute to other ISA providers in separate tax years.

You can lose money in a Stocks and Shares ISA if your investments go down in value. You cannot lose money with a Cash ISA.

ISA accounts are authorised and regulated by the Financial Conduct Authority (FCA). This means that all ISA providers are covered by the Financial Services Compensation Scheme (FSCS) for up to £85,000 if they go out of business.

Please note that this may not apply to the underlying holdings within a Stocks and Shares ISA, and will not cover standard investment losses. 

Most providers will allow you to withdraw from your ISA online, via a mobile app, telephone, or by written instruction in the post.

Most ISA withdrawals will complete in approximately five working days, but they could take longer depending on the assets you need to sell.

The annual ISA allowance is set by HMRC each year, and the current limit is £20,000 per person for the 2022/23 tax year.

The annual ISA allowance runs in line with the normal tax year, which is 6th April to 5th April the following year. Your ISA allowance will refresh on 6th April each year.

A Stocks and Shares ISA provider will charge an ongoing, annual platform fee as well as some ad hoc charges.

A Cash ISA could also charge if you withdraw money before the end of a fixed-term investment.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.