Gold ISA funds provide an good opportunity for investors to diversify their portfolio away from traditional asset classes such as shares and bonds. However, investors need to be prepared to take a long term perspective.
- Fund Choice: Offers exposure to changes in the price of gold - an important investment commodity. This fund is backed by physical gold.
- Invest From: £50 pm
iShares physically-backed Exchange Traded Commodities (iShares Physical ETCs) are series of secured metal-linked debt securities that trade on one or more regulated exchanges and offer investors easily accessible, liquid and transparent exposure to physical precious metals. iShares Physical ETCs provide investors with exposure to the performance of individual precious metals without the need to take physical delivery or trade commodity futures contracts. The iShares Physical Gold ETC seeks to track the day-to-day movement of the price of gold, less fees, by holding gold bullion. The gold bullion backs the securities issued and is valued daily at the London PM fix price. The gold bullion is held as allocated gold bars with the custodian, JPMorgan. State Street acts as the Trustee. iShares Physical ETCs are exchange traded commodities and are neither funds nor exchange traded funds.
Available via Fidelity Fund Supermarket this fund provides low cost exposure to the gold market with a 0.25% pa annual charge.
Important information: Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.
- Fund Choice: Allows investors to gain a simple cost efficient way to access the gold market.
- Invest From: £50 pm
WisdomTree Physical Gold (PHAU) is designed to offer security holders a simple and cost-efficient way to access the gold market by providing a return equivalent to the movements in the gold spot price less the applicable management fee. The fund is backed by physical allocated gold held by HSBC Bank plc (the custodian). Only metal that conforms with the London Bullion Market Association's (LBMA) rules for Good Delivery can be accepted by the custodian. Each physical bar is segregated, individually identified and allocated.
Available via Hargreaves Lansdown Fund Supermarket this fund provides exposure to the gold market with a 0.93% pa annual charge.
Important information: Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.