Compare Fund Supermarket ISAs
Choose the best fund supermarket ISA to make the most of your tax free allowance this year.
Investment ISAs put your capital at risk & you may get back less than you originally invested.
- Fund Choice: Invest in over 6,500 UK, US and international shares & funds
- Invest From: No minimum
Good to know: Commission-free investing: No fees for buying or selling stocks (other charges may apply). Support: Fast and friendly customer support. A wide range of investments: 6,500+ US, UK, and European stocks, ETFs, and investment trusts. Low monthly fees: £0 fee (basic plan). Capital at risk. Other charges may apply. *T&C’s apply
- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: This award-winning ISA has an extensive range of investment options, including thousands of funds and shares, plus a guidance service to help you find investment ideas. There is a low service fee (typically 0.35%), easy online application process and apps to manage your money on the move. Additional charges apply depending on your choice of investments. Plus, everything is backed by Fidelity’s 50 years of investment experience. Boring Money Best Buy ISA 2023
Show More- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk.
- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm or £100 lump sum
Good to know: Hargreaves Lansdown are the UK’s no. 1 investment platform for private investors – kickstart your investing with their award-winning ISA. Choose your own investments with expert research and ideas to help you, or simply pick a ready-made portfolio. Manage via website, app or phone. Capital at risk. *HL will refund their annual account charge – no questions asked.
- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: Invest in over 2,000 funds, shares and more across 25 markets. Invest from £25 per month. Which? Recommended Provider for Investment Platforms 2024. Low-cost online dealing from £1.50. Open your account in minutes from app or website, manage your portfolio on the move. FSCS protected. Capital at risk
- Fund Choice: Over 12,500 investments, or a choice of five managed funds
- Invest From: No minimum
Good to know: Take charge of your investment decisions and invest from just £1 to build your investment portfolio from over 12,500 investments including ETFs, investment trusts, UK and international equities. 0.30% platform fee, capped at £50 per month, with £50 in trading credits twice a year. Alternatively choose an expertly managed portfolio by selecting from a range of five actively managed funds that most closely matches your investment objectives and risk appetite with an annual review to ensure to ensure your money is being managed in a suitable investment strategy. Advice is restricted to Charles Stanley Direct’s in-house funds and is subject to a minimum investment £20,000 Seamless integration with Charles Stanley Direct Cash Savings for competitive savings returns and instant transfers to investment accounts. Access to qualified financial coaches for investment guidance. Capital at risk. *The amount of cashback you could earn increases the more you transfer and applies to General Investment Accounts, Stocks & Shares ISAs, Junior ISAs and Self-Invested Personal Pensions. T&C’s apply
Show More- Fund Choice: Choose from almost 5500 stocks & funds
- Invest From: £1
Good to know: Choose from almost 5500 stocks & funds. Free ETFs; No Lightyear execution fees on ETFs. Move interest into high interest Vaults; Earn interest from high interest Vaults. Money is invested into BlackRock Money market funds, currently paying 4.02% AER on GBP (as of 10th October 2025). Pricing: 0.10% fee on EUR and GBP interest (0.15% for USD). There would be ongoing execution/FX charges based on pricing – FX fees may apply. Capital at Risk. The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future
Show More- Fund Choice: Choose from over 6900 instruments
- Invest From: £10
Good to know: Invest in real stocks with 0% commission (for monthly turnover up to 100,000 EUR (then comm. 0.2%, min. 10 EUR)). Over 6900 instruments including Stocks, ETF’s, Investment Plans, Forex, Commodities and Indices. Earn 4.5% interest on GBP uninvested funds. Applying for an account is quick and easy with a secure online form, and you could be trading within minutes. Multilingual customer support team is ready to help you – 24h hours a day from Monday to Friday. XTB is one of the largest stock exchange-listed FX brokers in the world with 1 million+ customers and over 20 years of activity in the financial markets. Capital at risk.
Show MoreUsing A Fund Supermarket
Finding the right fund service can be daunting. There are many things other than price to consider. It can range from, whether your chosen broker have the investment options you require to finding a broker that will also provide advice and support when choosing funds. Some providers are more flexible than others.
Additionally, keep an eye out for account fees, high currency conversion costs or commission rates.
What is on Offer?
A good fund supermarket will offer:
- Index-Tracker funds- An easy and popular way to invest that follows the performance of a particular stock market
- Actively Managed funds – A good way to invest in a particular sector or region
- Multi Asset funds- A range of funds that invest in other funds (a fund-of-funds) or funds where assets are made up of a portfolio of company shares, bonds and cash (a mixed investment range)
- Income funds – Invest in funds lending money to a government or company, in return for an agreed level of interest over a set period
- Property fund – Funds that invest in commercial property
- ISA and SIPP Tax wrapper options
- Share dealing account options
How much can I Invest in a Fund Supermarket ISA?
Each year every eligible person gets an ISA Allowance, and you are permitted to invest all or part of this amount in an investment ISA or a cash ISA or one of each, as long as you do not exceed the limit.
Many people are turning towards investing in light of the ever falling interest rates offered by banks. While there are risks involved, you can generally expect a good rate of interest on your investments. You also won’t pay personal or capital gains tax on the income or profit your investment earns
As with any investment, there are some risks involved. Your investment and income from it may fall as well as rise and profit is not guarantees, it is possible to get back less than you invest. It’s generally recommended that you investment for a medium to long, ideally five years.
Frequently Asked Questions
Can I transfer a Cash ISA into a Stocks and Shares ISA?
Yes, you can transfer your Cash ISA into a Stocks and Shares ISA by completing a paper form with your new provider.
Can I lose money in an Investment ISA platform?
Yes, your underlying investments can lose value, particularly in periods of short-term volatility.
Can I withdraw money from an Investment ISA platform?
You can withdraw at any time from your ISA after you wait for your investments to sell. The process usually completes within two weeks.
How do I open an Investment Platform ISA?
You can open a Stocks and Shares platform ISA online, over the phone or by post.
You’ll need to add money with a debit card top-up and buy the investments you want to hold through the platform.
Is now a good time to invest in an Investment ISA platform?
Yes. There is never really a good or bad time to invest in stocks and shares within an ISA, but generally, the longer you invest for the better.
