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Fund Supermarket ISAs /

Passive Fund ISAs

Investing in passive fund ISAs can be a tax efficient way to diversify your investment portfolio. You can invest in a passive fund ISA up to your maximum allowance.

Selected ISAs

Index World Tracker Fund

from Fidelity

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks MSCI World Index
  • Invest From: £25 pm
  • Investment Options: The Fidelity Index World Fund, invested in a variety of well-known companies such as Coca-Cola, Google, Disney & Microsoft

Super low annual management charge of 0.1%. Great way to spread risk across a wide range of shares. This OEIC Fund aims to track the performance of the MSCI World (Net Total Return) Index (before fees and expenses are applied) thereby seeking to increase the value of your investment over a period of 5 years or more. The performance of the Fund is unlikely to track the performance of the index precisely. The fund invests in companies including Apple, Microsoft, Amazon and Tesla.

This fund is available via: Fidelity investment investment platform »

Important: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Core FTSE 100 ETF Tracker Fund

from iShares

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks the FTSE 100 Index
  • Invest From: £25 pm
  • Investment Options: Provides exposure to the FTSE 100 index of the largest companies listed on the London Stock Exchange at a highly competitive price.

A super low cost FTSE 100 tracker ETF fund with a 0.07% pa annual charge. The product has a record of tracking its benchmark to a high degree of accuracy and scored ahead of rivals on this measure.

This fund is available via: Interactive Investor platform »

Important: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

FTSE 250 UCITS ETF Tracker Fund

from Vanguard

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE 250 Index
  • Invest From: £50 pm
  • Investment Options: Tracks the FTSE 250 index of medium-sized companies, providing a greater UK domestic focus than the FTSE 100.

Low cost FTSE 250 tracker with a 0.10% pa annual charge.

It comes from one the most established players. This is an ‘Accumulation’ product, meaning any income generated is reinvested.

This Fund seeks to track the performance of the FTSE 250 Index, a widely recognised benchmark of mid cap sized companies of the United Kingdom. 

Available via:

Fidelity investment platform »

Important: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Passive Fund ISA

If you're putting your money into an investment ISA, there are two main investment strategies to choose from - active management and passive management. Passive fund ISAs provide access to a wide range of assets and international markets. Passive funds generally invest in one particular index, such as the FTSE 100. Management and trading costs are generally low on these funds because there is no find manager and the fund will mirror the performance of the index it is linked to.

How does a passive fund ISA work?

Unlike an actively managed investment fund, which is run by a professional fund manager who makes all the investment decisions on your behalf, passive fund ISAs will simply track a market, and therefore usually charge less in management fees. For example, they will buy all (or most) of the assets in a particular index (e.g. the FTSE 100), with the aim of generating a return that reflects how the market is performing.

While an actively managed fund can offer you the potential for much higher returns than a passive fund, it also means that you incur the expense of paying a fund manager to take care of your investment. What's more, a fund manager won't necessarily beat the stock market - several studies have suggested that only around a quarter of managed funds consistently do so.*

Investing in passive fund ISAs means you can gain exposure to a variety of investments without paying any capital gains or income tax on the potential returns. Because you don't need to pay fees to a fund manager, a passive fund ISA can also be a good value way to invest your ISA allowance.

*Source: Financial Times

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Investment inspiration for this year’s ISA allowance.

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Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

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Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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