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Scottish Widows Stocks and Shares ISA

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Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds.
  • Invest From: £25 pm

Share Dealing ISA

from IG

Allows ISA Transfers
  • Trade From (frequent trader rate): £3.00
  • Trade From (standard trader rate): £8.00

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK.
  • Invest From: £25 pm

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Scottish Widows Stocks and Shares ISA

Scottish Widows plc is a life, pensions and investment company located in Edinburgh, Scotland, and is a subsidiary of Lloyds Banking Group. Its product range includes life assurance, pensions, investments and savings.

Why Choose a Stocks and Shares ISA?

Whether you’re looking to put aside some money each month or have some spare money which you’d like to do something with, an investment ISA could be a tax-efficient way for you to do that.

You are able to invest anything up to the tax threshold for that year and choose to have it spread across a Cash, Stocks and Shares and Innovative Finance ISA or consolidated within one account.

As you can only fund one Stocks and Shares ISA per tax year it’s a good idea to shop around before you make your choice. However, as all providers must allow you to move your money you are able to transfer but it’s worth checking if your current provider charges penalties. Otherwise you could receive back less than you originally invested.

Generally, Stocks and Shares ISAs have the potential to provide better returns than a savings account but customers must be prepared for the risks that are always present with investing. There is a chance you could end up with less than you invested depending on market growth.

Scottish Widows Stocks and Shares ISA Review

  1. Invest using single or monthly payments
  2. The minimum investment for monthly payments is £10 per fund subject to a minimum application of £50
  3. The minimum single payment you can invest is £1,000 for each application (or £500 per fund if you choose to invest in more than one fund)
  4. There is no minimum or maximum investment period and you can access your investment at any time, however, they recommend that you invest for at least 5 years to see returns
  5. They currently offer 13 funds for direct applications by post
  6. You can choose to invest in one, or spread your investment across funds with varying degrees of risk
  7. There are maximum investment limits each year as per the tax-allowance limit.

Income or growth?

Sottish Widows help you to choose whether you would like to invest in a fund aiming for income or growth or a combination of both. This is great for people new to investing as they are provided with options fully tailored to them in terms of risk and target.

Income

This fund aims to provide you with a regular income from your investments

You can also select Accumulation shares if you wish to have any income added to the value of the fund

You can only select income shares if you invest a single payment

Growth

This fund which aims to build up an investment for your future

This option offers Accumulation shares which retain any income earned by the shares within the fund and this is reflected in the value of the shares

Combined Income and Growth

These funds offer both Income and Accumulation shares

Overall, Scottish Widows offer a tailored service which helps you strive towards a pre-decided goal. This accountmay not be suitable for people who would like access to more investments as they only offer a small selection or those who wish to manage their account online.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

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Junior ISAs

Invest for your child’s future

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Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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