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Scottish Widows Cash ISAs

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Scottish Widows Cash ISAs

Scottish Widows currently offers one cash ISA, the e-cash ISA, which currently offers a variable rate of 1.80% AER.

This account offers tax-free savings and is operated via internet banking, making it convenient to manage wherever you are, at any time of day. The minimum balance for opening an account is £10.

Interest on your money is calculated on a daily basis, and applied twice a year. The account is open for transfers in, and Scottish Widows aims to process transfers within 15 working days.

Scottish Widows stocks and shares ISAs

Scottish Widows also offers 12 separate investment funds for those who are interested in taking more of a risk with their capital. They all require opening balances of £1000.


Scottish Widows was originally created 1812 as a plan for "establishing in Scotland a general fund for securing provision to widows."

In 2000 Scottish Widows became part of the Lloyds TSB Marketing Group. From 2009 it became part of Lloyds Banking Group.

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Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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