RBS Cash ISAs
Compare Latest Cash ISA Deals
Compare RBS ISAs with latest deals in the market.
- Term: Easy Access *Up to three withdrawals can be made within each 12-month without affecting the interest rate. More than three withdrawals made within each 12-month period, a lower rate of 3.00% (variable) will be applied
- Invest From: £1
Mobile App only account. *Includes a bonus of 0.88% AER (variable) if account held for 12 months. Transfer in any ISAs you hold with other providers. Interest rates drop if more than three withdrawals per year. Covered by FSCS. Rate when you transfer in your existing ISA – 4.29% AER (variable). Rate for each 12-month period after your first 12 months – 4.29% AER (variable). Rate when balance drops below £100 or after your fourth annual withdrawal – 3.00% AER (variable). Must be UK resident and be aged 18 or older
- Term: Easy Access. *Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. More than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied
- Invest From: £500
Mobile App only account. *The Moneybox Cash ISA includes a 4.25% AER variable underlying rate and a bonus rate of 0.91% for the first 12 months. Up to three withdrawals can be made within each 12-month period from the date of opening without affecting the interest rate. Transfer in any ISAs you hold with other providers into a Moneybox Cash ISA, entirely in-app. Covered by FSCS. If more than three withdrawals made within each 12-month period, a lower rate of 0.75% (variable) will be applied for the rest of that 12-month period. The lower interest rate of 0.75% will also apply if the account balance dips below £500, automatically returning to the higher interest rate when the balance returns to £500 or more again. Must be UK resident and be aged 18 or older
- Term: Easy Access
- Invest From: £1,000
Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older
- Term: Easy Access
- Invest From: £1
Interest can be paid monthly or annually. Flexible ISA – you can replace any cash you withdraw from your ISA within the same tax year without it counting towards your annual ISA allowance. Unlimited deposits and withdrawals. ISA transfers in allowed. FSCS Protected. Must be UK resident and aged 16 or older
- Term: Instant Access
- Invest From: £1
Low minimum deposit. Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older
- Term: 1 Year
- Invest From: £100
Interest paid at maturity. ISA transfers also allowed in. Tax free interest. FSCS Protected. Must be UK resident and be aged 16 or older. No withdrawals permitted. Closure permitted with 60 days’ loss of interest
- Term: 1 Year
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest
- Term: 1 Year, with option to make three free withdrawals
- Invest From: £1
Make up to three withdrawals during the 12-month term of this account. Tax free ISA account. Open with £1 or transfer in existing ISA funds. Invest up to £20,000 per tax year. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 2.15% AER/gross p.a. (variable). Not available in branch
- Term: 2 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days lost interest
- Term: 3 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 240 days lost interest
RBS Cash ISAs
Like all Cash ISAs, RBS Cash ISAs allow you to maximise your savings by not paying tax on the interest you earn. You can also transfer to an RBS Cash ISA from another provider if your current provider offers lower interest rates.
Royal Bank of Scotland currently has several Cash ISAs available:
- Instant Access Cash ISA
- E-ISA
- Fixed rate ISA
RBS stocks and shares ISAs
Royal Bank of Scotland also provides stocks and shares ISAs and offers a wide range of funds from which to choose. You can choose based on the level of risk you are comfortable with and the return you are hoping to receive.
Royal Bank of Scotland has something for everyone when it comes to saving and investing in ISAs. With both cash and stocks and shares ISAs available, Royal Bank of Scotland customers can design a tax-free portfolio that is customized to their unique financial situation.
History
Royal Bank of Scotland is one of the oldest institutions in the UK, dating back to 1727. The original bank had a staff of eight and was located in the Old Town of Edinburgh. During the next two centuries, Royal Bank of Scotland grew at a steady pace, with many branches opening up throughout Scotland and then in England.
By the 20th century, Royal Bank of Scotland began to expand in England, acquiring a number of English banks. The latter part of the 20th century saw many changes to how Royal Bank of Scotland conducted business, from new technology that made daily operations easier to additional services that made banking more convenient for their customers.
Current Information
Royal Bank of Scotland offers a wide range of banking services to its customers, including deposit accounts, loans, mortgages, credit cards and investments. The bank also provides a range of ISA products to its customers to help them save while enjoying significant tax benefits.