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Compare Triodos ISAs

Compare ISAs from Triodos and other ISA options available.

Investment ISAs put your capital at risk & you may get back less than you originally invested

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Special offer: Open an ISA with £1,000 or more before Sunday and be in with a chance to win £100 of free trades. New customers only. Terms apply. Capital at risk.
  • Invest From: £25 pm
See Deal Special offer: Transfer an ISA worth £10,000 or more before 30 June and get £100 cashback. New customers only. Terms apply. Capital at risk.

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm or £100 lump sum

Stocks & Shares ISA

from Best Invest

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Over 2,500 funds, UK shares, investment trusts and ETFs or choose Ready Made & Managed Portfolios
  • Invest From: No minimum

Stocks & Shares ISAs

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. With online guidance tools and expert fund ideas to help you choose. Capital at risk
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100
See Deal Zero Platform Fees - Until the end of the 2022/23 tax year if you open your ISA by 30 April 2022. 0.25% max when promo ends.

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500
See Deal Up to £400 for all new users that create an account until the end of April

Stocks & Shares ISA

from InvestEngine

Allows ISA Transfers
Regular Savings
  • Fund Choice: Offering commission-free DIY investing or low-cost, professionally managed income or growth portfolios built for you
  • Invest From: £100

My Choice ISA

from Scottish Friendly

Allows ISA Transfers
Regular Savings
  • Fund Choice: A choice of 10 funds so you can pick those that best suit your needs, whether that is just one, a mixture of all 10 or somewhere in between.
  • Invest From: £10pm

Stocks & Shares ISA

from Beanstalk

Allows ISA Transfers
  • Fund Choice: Choose from two funds: a cash fund that aims to provide returns in line with money market rates and a shares fund that aims to track the performance of global stock markets.
  • Invest From: £10

Stocks & Shares ISA

from Willis Owen

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from a wide range of funds, shares, investment trusts and ETFs. Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.
  • Invest From: £25

Investment ISA

from Barclays Smart Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in over 2,000 funds, plus Exchange Traded Funds, Investment Trusts, Shares and more. 5 Ready-made Investment funds if you’re not sure where to invest. Capital at risk.
  • Invest From: Any amount

Who are Triodos Bank?

Triodos Bank are an ethical bank headquartered in the Netherlands with branches in multiple European countries, including the UK.

Founded in 1980, they advocate a sustainable banking policy within their lending and investing criteria. This includes a screening process ensuring that they only invest and lend to companies and charities making some form of social, cultural or ecological benefit.

Common investment sectors for Triodos bank include renewable energy and sustainable farming, while they rule out investing in companies with any involvement in nuclear energy, fur, weapons, and environmentally dangerous materials.

Triodos offer a range of financial services to retail customers including bank accounts and savings accounts, including Cash ISAs and Stocks and Shares ISAs.

What is an ISA account?

An ISA account is a type of savings account for individuals that shelters your savings and investments from UK tax.

You are allowed to contribute up to £20,000 to ISAs in the current tax year, and your allowance refreshes in April each year.

You can split your £20,000 allowance between a Cash ISA and Stocks and Shares ISA, but you can’t invest in more than one of each ISA type in the same tax year.

Within an ISA, the money you save is completely free from the following forms of tax:

  1. Income Tax – interest and dividends from your investments are usually taxable, but not in an ISA.
  2. Capital Gains Tax – you usually pay tax on the growth of any stocks and shares you invest in, but these profits are tax-free in an ISA.

What’s the difference between Cash ISAs and Stocks and Shares ISAs?

Cash ISAs and Stocks and Shares ISAs are the two main types of ISA accounts.

Cash ISAs are for cash savings only - you earn an interest rate on the value of your account.

Stocks and Shares ISAs can invest in the stock market through shares, funds and other investment vehicles – the value of your account can go down as well as up.

Cash ISA Basics:

  1. Cash ISA savings cannot go down in value
  2. Earn either a fixed or variable rate of interest on your balance
  3. Invest for a fixed term, or in an instant-access Cash ISA that allows for withdrawals
  4. The interest you earn is 100% tax free

Stocks and Shares ISA Basics:

  1. Invest in funds, shares, ETFs and other investment assets
  2. The value of your ISA can go down as well as up
  3. You can benefit from tax free growth and dividends
  4. You can usually withdraw at any time

Triodos Bank offer Cash ISAs and Stocks and Shares ISAs.

What type of Cash ISA does Triodos offer?

Triodos’ Cash ISAs are unique in that they maintain their ethical standards when selecting whom they will lend your money to.

Triodos current only offer a variable-rate instant-access Cash ISA and not a fixed-rate ISA product.

Triodos Cash ISA features:

  1. Variable interest rate
  2. Instant withdrawals are permitted
  3. Your investment cannot go down in value
  4. No tax to pay on your earned interest

What type of Stocks and Shares ISA does Triodos provide?

Interest rates in the UK are at record lows which has led to many people preferring to invest in the stock market in search of greater returns.

Triodos’s Stocks and Shares ISA enables you to invest in their three impact investment funds – each of which is managed with a strict ethical policy held at the forefront of all investment decisions.

Triodos Stocks and Shares ISA features:

  1. The value of your investments can fall as well as rise.
  2. No tax to pay on your investment growth or dividends.
  3. Withdraw at any time.

How do I open a Triodos ISA?

You can apply for a Triodos ISA online and create an account within a matter of minutes.

To open a Triodos Cash ISA you must be at least 16 years old.

To open a Triodos Stocks and Shares ISA you must be at least 18 years old.

You must also be a UK resident to invest in an ISA and own a UK bank account that you can make your initial contribution from.

Can I transfer my existing ISA to a Triodos Bank Ethical ISA?

Yes, you can transfer any of your previous years’ ISAs held with other providers into a new ISA account with Triodos.

To do so, you will need to complete Triodos’s ISA transfer form and return the form to them in the post.

Triodos will then complete your ISA transfer for you on your behalf.

Make sure to:

  1. Check with your previous ISA provider whether you’ll be charged for transferring out.
  2. Complete an ISA transfer form and don’t withdraw your ISA manually and transfer the funds to Triodos – this will result in you losing your ISA allowance. 
Sam Hodgson
Edited by Sam Hodgson - ISA.co.uk

Frequently Asked Questions

ISA accounts are authorised and regulated by the Financial Conduct Authority (FCA). This means that all ISA providers are covered by the Financial Services Compensation Scheme (FSCS) for up to £85,000 if they go out of business.

Please note that this may not apply to the underlying holdings within a Stocks and Shares ISA, and will not cover standard investment losses. 

No. You can switch providers with an ISA transfer if you wish. You can also contribute to other ISA providers in separate tax years.

No, ISA stands for Individual Savings Account and must be solely owned for tax purposes.

Yes, you can. The value of your underlying ethical investments will go up and down, so you could lose money, particularly over the short term.

If you have a Stocks and Shares ISA already then you will just need to sell your investments and purchase ethical investments instead.

If you need to transfer to another provider for access to a wider range of ethical funds, you can do so by completing a form with your new ISA provider.

You can also easily transfer a Cash ISA into an ethical ISA using this same method.

Yes, you can withdraw money at any time from your ethical ISA investment.

You can open most ethical ISAs online, over the phone or by post. You will need to make a debit card contribution or set up a Direct Debit to start your account.

Your ethical ISA provider will take ongoing and ad hoc charges from your account. These will be outlined in the provider’s terms and conditions. You should consider this when you compare ethical ISAs to invest in.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.