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Northern Rock ISA

Invest up to £20,000 per individual for 2021/2022

Investment ISAs put your capital at risk & you may get back less than you originally invested

What you're looking for isn't available; however, these brands may offer suitable alternatives

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low.
  • Invest From: Min. £500 single

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fineco

Allows ISA Transfers
  • Fund Choice: A complete multi-currency platform with low fees. Premium trading without premium prices. Choice of worldwide asset managers.
  • Invest From: £100

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Shepherds

Allows ISA Transfers
Regular Savings
  • Fund Choice: Invest in the Shepherds With Profits Fund which offers medium to low risk investing, with the aim of growing your money in a smooth manner over the long term.
  • Invest From: £30 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds.
  • Invest From: £25 pm

Share Dealing ISA

from IG

Allows ISA Transfers
  • Trade From (frequent trader rate): £3.00
  • Trade From (standard trader rate): £8.00

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK.
  • Invest From: £25 pm

Stocks & Shares ISA

from Moneyfarm

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed.
  • Invest From: £1,500

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you.
  • Invest From: £1

Stocks & Shares ISA

from Beanstalk

Allows ISA Transfers
  • Fund Choice: Choose from two funds: a cash fund that aims to provide returns in line with money market rates and a shares fund that aims to track the performance of global stock markets.
  • Invest From: £10

Northern Rock ISA

Northern Rock ISAs are not currently available following its acquisition by Virgin Money. You may therefore be interested in a Virgin Money ISA however there is a range of providers of Individual Savings Accounts, whether you are looking for a; Cash ISA, Stocks & Shares ISA or both. You can use the comparison table above to view different kinds of ISA from a selection of providers.

ISA Guide

In order to be eligible for a UK ISA you need to be:

  1. Aged 16 or over for a cash ISA.
  2. Aged 18 or over for a stocks and shares ISA.
  3. A resident of the United Kingdom.
  4. If you don’t live in the UK then you need to be a Crown Servant or their spouse/civil partner.
  5. You can open a Junior ISA for someone under 18 who you have parental responsibility for.

Each eligible person has an annual ISA allowance, which is the maximum amount of money you can put into an ISA to receive tax benefits on. There are two distinct types of ISA Cash ISAs and Stocks & Shares ISA. The rules allow you to open a maximum of up to one of each kind of ISA each year, if you do decide to open both a Cash ISA and a Stocks & Shares ISA then you will need to break up your allowance between the two accounts as it stays the same, this does not however have to be a 50/50 split, you can do so at whatever ratio you want as long as you do not exceed your maximum allowance.

  1. Cash ISAs – are a kind of savings account where up to your maximum allowance any interest that accumulates on your savings is paid tax free. There are a range of different Cash ISA products available depending on how much access you would like to maintain to your saving over the ISA’s term.
  1. Stocks & Shares ISAs – Are a tax-efficient investment account you can use to invest in various products such as corporate and government bonds as well as stocks and shares. Up to you maximum allowance you do not have to pay any Capital Gains Tax or Income tax on made on profits made through your investments increasing in value, dividends however will still be taxed. It is important to remember that if the products you invest in decrease in value you could get back less money than you originally put in. There are different types of Stocks & Shares ISAs will offer you a choice of managed funds to invest in, others will let you directly pick what stocks and shares you invest in.
  1. Junior ISAs – Are a kind of ISA designed to save for a young person’s future; there are both Junior Cash ISAs and Junior Stocks & Shares ISAs. The money in these types of account is locked away until the 18th birthday of the young person at which point it rolls over to a normal ISA in their name.

ISA Transfers

It is possible to transfer an ISA to another, either with the same or a different provider. However you may incur an interest penalty for doing so. 

Sam Hodgson
Edited by Sam Hodgson - ISA.co.uk

Three funds for a Stocks and Shares ISA

Stocks and Shares ISAs are a popular way for people to invest for their future.

If you’re looking for inspiration on where to invest your ISA this tax year, take a look at our latest investment ideas.

Download your copy to discover three funds, including:

  1. A total return fund
  2. A global income fund
  3. A responsible investing fund

Click here to get your FREE guide from Hargreaves Lansdown »

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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