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Barclays Fixed Rate ISAs

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3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.10%
  • Term: 3 Years
  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.05%
  • Term: 2 Year

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 0.85%
  • Term: 1 Year

2 Year Fixed Rate Cash ISA

from Cynergy Bank

Interest Rate (AER) 0.80%
  • Term: 2 Years
  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from NatWest

Interest Rate (AER) 0.10%
  • Term: 1 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

2 Year Fixed Rate Cash ISA

from NatWest

Interest Rate (AER) 0.10%
  • Term: 2 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

1 Year Fixed Rate Cash ISA

from Royal Bank of Scotland

Interest Rate (AER) 0.10%
  • Term: 1 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

2 Year Fixed Rate Cash ISA

from Royal Bank of Scotland

Interest Rate (AER) 0.10%
  • Term: 2 Year
  • Instant access – manage your account by phone, in-branch and online
  • Open from £1000
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Must be 16 or over
  • Must be a UK resident

2 Year Fixed Rate Cash ISA

from Santander

Interest Rate (AER) Up to 0.20%
  • Term: 2 Years
  • Tax free ISA account
  • Open with £500 or transfer in existing ISA funds
  • 0.20% AER/tax-free for 2 years for savings of £500 and over if you're part of 1|2|3 World or Santander Select
  • FSCS Protected
  • 0.10% for balances of £40,000 or over, 0.01% for balances under £40,000
  • Must be UK resident
  • Must be aged 16 or older

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Shawbrook Bank

Interest Rate (AER) 0.87%
  • Term: 3 Years
  • Interest can be paid monthly or annually
  • ISA transfers in allowed
  • £250,000 maximum balance
  • FSCS Protected
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Review of Barclays Fixed Rate ISA

A fixed rate cash ISAs is very similar to other types of savings account, except that you do not have to pay any tax on the interest you earn. Whether you're looking to lock money away in return for a fixed rate of interest, there is a range of cash ISAs available. 

Use our free comparison tables to compare the best fixed rate cash ISAs from Barclays.

Barclays fixed rate ISAs offer a longer-term way to save money without risking capital on the stock market, so they can be good for the more cautious saver. As well as the possibility of a good rate of return over the long term, Barclays fixed rate ISAs can be a useful way to save for a specific future event. Knowing that you'll be penalised for early withdrawal from a fixed term ISA might make you think twice before using the cash for something else.

Barclays fixed rate ISAs allow you to get a fixed return on your savings, without paying any income tax on the interest. These accounts offer savers a choice of fixed terms, from one to three years, so you can choose how long to lock your money away for. You can transfer in money from other cash ISAs if you don't think you're getting the best rate with your current provider.

History

Barclays is one of the oldest banks in the UK, boasting roots that date as far back as 1690. The bank continued to grow and thrive through a series of acquisitions over the next few centuries.

Current Information

Today, Barclays is a global provider of financial services, offering a variety of options in both the commercial and retail sector. The company features a wide range of deposit accounts, investments, loans, credit cards and financial planning services to reach a large and diverse customer base. See above to compare a range of the best Barclays Fixed Rate Cash ISAs.

Review of Barclays Fixed Rate ISAs

Barclays offer three kinds of ISA which means you can easily choose one which is right for you. With higher rates of interest than a lot of other ISAs, Barclays are a good choice. Barclays also offer freedom to withdraw as their 18 month fixed rate account allows you to make three withdrawals of up to 10% of the balance during the period.

The accounts which Barclay’s offer include the:

18-Month Flexible Cash ISA – Issue 13

With this account you can earn a fixed rate on your money while also having the flexibility to access some of your savings too. You can:

  1. Save up to £20,000, tax-free
  2. Receive a fixed rate of 0.80% AER/tax-free for 18 months
  3. Make 3 free withdrawals, each one of up to 10% of your current balance
  4. Open with £1 (£0 for transfers-in) to £1 million
  5. Transfer-in your existing ISA for a limited period

This is their only fixed rate ISA but they do have some other options for people who need something a little bit different.

Barclays also offer:

Help to Buy: ISA

In support of the government's Help to Buy: ISA Scheme for first-time buyers, Barclays are offering their own Help to Buy: ISA.

Through this, you can take advantage of tax-free savings and, when you buy your first home, you'll receive a 25% government bonus on amounts saved between £1,600 and £12,000.

The government bonus is payable subject to meeting the Help to Buy: ISA scheme rules. With this account you can:

  1. Earn 2.27% AER /2.25% tax-free.
  2. Save up to £1,200 in the first calendar month, and up to £200 per calendar month afterwards
  3. Instant access to your money
  4. Open with £1 (£0 for transfers-in)

Barclay’s also offer an Instant Cash Isa but it does not come with a fixed rate of interest. It’s a good option for people who may need access to their saving at short notice who also do not want to pay a fee or lose their interest for doing so.

Instant Cash ISA – Issue 1

With this ISA, you can take advantage of tax-free savings of up to £20,000 and have access to your money whenever you want. As your tax-free amount is much higher in an ISA, there are still opportunities for savers to make the most of their money.

ISAs are a good idea whatever your savings goal. With certain types of cash ISAs, you have instant access to your money, which makes it a flexible way to plan your finances.

It’s also important to remember that ISA allowance limits apply to everyone on an individual basis, so if you’re married or in a relationship, you can both hold your own ISA, each with the full allowance.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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