With Bank of Scotland ISAs you can choose a method of saving that suits you, from instant access to fixed rates with a choice of terms. To make the most of your ISA allowance, the highest rates available are usually those with the longest fixed rate terms, which do not allow additional deposits or withdrawals. If you don't have a lot of money to put away or you think you might need access to it, an instant access deal might suit you better, and you can open an account with just £1.
Like all Cash ISAs, Bank of Scotland cash ISAs allow you to maximise your savings by not paying tax on the interest you earn. You can also transfer to an Bank of Scotland cash ISA from another provider if your current provider offers lower interest rates.
The Bank of Scotland currently has several cash ISAs available:
Bank of Scotland also provides stocks and shares ISAs and offers a wide range of funds from which to choose. You can choose based on the level of risk you are comfortable with and the return you are hoping to receive.
Based in Edinburgh, the Bank of Scotland dates back to the 17th century, which makes it the second oldest UK bank after the Bank of England. It was also the first bank in Europe to print its own banknotes and continues to do so to this day.
Bank of Scotland offers a wide range of banking services to its customers, including deposit accounts, loans, mortgages, credit cards and investments. The bank also provides a range of ISA products to its customers to help them save while enjoying significant tax benefits.
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15th March 2021
You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply".
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I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.
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ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs