skip to main content
Homepage /

Post Office ISA Transfer

The Very Latest ISA Transfer Reviews

The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.

Fixed Rate Cash ISAs

1 Year Triple Access Cash ISA

from Nationwide

Interest Rate (AER) 0.25%
  • Term: 1 Year, with option to make three free withdrawals
  • Make up to three withdrawals during the 12-month term of this account
  • Open with £1 or transfer in existing ISA funds
  • Manage your account online
  • Interest paid at maturity
  • FSCS Protected
  • Must be UK resident and aged 16 or older
  • Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. (variable)
  • Not available in branch

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Post Office ISA Transfer

Transferring your ISA has never been easier, a process that once took months can now be completed in around 15 days. This means it’s never been simpler for customers to find the best possible ISA deal on the market. There are several reasons why transferring is a good idea:

  • You can consolidate your savings – rather than having your money across several accounts, you can transfer it to one manageable source. Many ISA providers now offer online banking to watch your ISA, making it even easier
  • You can take advantage of latest interest rates - rates are currently at an all-time low and taking advantage of transfer deals or simply moving to an account that makes your money work harder has never been a better idea

Refer to our comparison tables for latest ISA interest rates.

Review of Post Office

The Post Office accept existing ISAs held with other accounts. There is no upper limit to the value you can transfer but they require a minimum deposit. They offer a range of savings options including several ISAs to transfer to.

  • Their fixed rate cash ISA requires a minimum of £500 as a deposit and offers a competitive fixed rate of interest for one year
  • Their Premier Cash ISA requires a minimum deposit of £100 and offers a competitive variable rate of interest and two free withdrawals every tax year. This is a great way to avoid penalties
  • If you close the fixed rate account early then you will be charged a breakage fee which is 90 days interest for a one year plan and 180 days for a 2 or 3 year plan. Therefore, it's possible you could take out less than you deposited

These ISAs do not have flexible features. This means that once withdrawn, your money will lose the tax advantages of ISAs and cannot be replaced within this ISA without affecting your annual ISA allowance.

Useful to Know

  • If you need to make more than two withdrawals in any tax year you’ll need to transfer to another provider or close your ISA, if you close your ISA, your money will no longer benefit from the tax advantages of ISAs in the future

ISA’s are an ideal way to save large amounts of money, particularly if you’re likely to go over the current £1000 interest limit (the limit of the Personal Savings Allowance for basic 20% rate taxpayers). ISAs are one of the best way for couples to save as two people can save over £30,000 without paying tax.

ISA idea for tax free income

Best ISA Ideas For Growth


The opportunity for a high fixed tax free monthly income.

Maximise your 2019-20 allowance!

Invest from £3,000

Click here for more details...»

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us

4.74 Average

23 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Rob Holden

The website was very useful and informative.

Andrew Johnson

ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs