Post Office ISA Transfer
The Very Latest ISA Transfer Reviews
- Fund Choice: Invest in managed portfolios
- Invest From: £1
Good to know: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple Plans – including Ethical Plans – with different risk levels. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. There is a simple Annual Management fee currently no more than 0.6%. *Open only to new customers of Wealthify. The promotion is for a 12-month management fee free period for new JISA, ISA, GIA or SIPP customers (£50 minimum for SIPP). With investing your capital is at risk. T&Cs apply. Offer ends 30.06.2025. The tax treatment of your investment will depend on your individual circumstances and may change in the future. Wealthify is authorised and regulated by the Financial Conduct Authority
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- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk. *Offer ends 5th April. Terms & fees apply. New customers only
- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: Invest in over 2,000 funds, shares and more across 25 markets. Invest from £25 per month. Which? Recommended Provider for Investment Platforms 2024. Low-cost online dealing from £1.50. Open your account in minutes from app or website, manage your portfolio on the move. FSCS protected. Capital at risk
- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: This award-winning ISA has an extensive range of investment options, including thousands of funds and shares, plus a guidance service to help you find investment ideas. There is a low service fee (typically 0.35%), easy online application process and apps to manage your money on the move. Additional charges apply depending on your choice of investments. Plus, everything is backed by Fidelity’s 50 years of investment experience. Boring Money Best Buy ISA 2023
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Stocks & Shares ISA Transfer Cashback Offer (Terms Apply)
from Hargreaves Lansdown
- Fund Choice: 3,000+ Funds
- Invest From: £25 pm
Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.
Offer:
Cashback » available now when you transfer (Terms Apply)
Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.
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- Invest From: £10 pm
- Investment Options: Is an insurance based Junior ISA which invests in stocks and shares via a With-Profits pooled fund
Good to know: Your child’s money will be invested through a fund manager & will be invested primarily in stocks and shares, with the aim of achieving higher growth over the long-term than might be available through a cash-based Junior ISA. Open a Junior ISA for your child and get rewarded too. . Capital at risk. Please note: As with all investing, your capital is at risk you may get back less than you have put in. The value of the ISA will depend on the performance of the investments and any bonuses cannot be guaranteed. Additionally, if investment conditions are poor, we may apply a Market Value Reduction (MVR)
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- Fund Choice: Experts build your portfolio based on your risk profile
- Invest From: £1,500
Good to know: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right ISA portfolio for you, built and managed by experts to help your money grow. You’ll always be invested in a portfolio that’s suitable for you, and you can manage this through the Advice Centre. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your ISA by setting up a direct debit, investing a lump-sum, or by transferring old ISAs for free. Capital at risk.
Show MorePost Office ISA Transfer
Transferring your ISA has never been easier, a process that once took months can now be completed in around 15 days. This means it’s never been simpler for customers to find the best possible ISA deal on the market. There are several reasons why transferring is a good idea:
- You can consolidate your savings – rather than having your money across several accounts, you can transfer it to one manageable source. Many ISA providers now offer online banking to watch your ISA, making it even easier
- You can take advantage of latest interest rates – rates are currently at an all-time low and taking advantage of transfer deals or simply moving to an account that makes your money work harder has never been a better idea
Refer to our comparison tables for latest ISA interest rates.
Review of Post Office
The Post Office accept existing ISAs held with other accounts. There is no upper limit to the value you can transfer but they require a minimum deposit. They offer a range of savings options including several ISAs to transfer to.
- Their fixed rate cash ISA requires a minimum of £500 as a deposit and offers a competitive fixed rate of interest for one year
- Their Premier Cash ISA requires a minimum deposit of £100 and offers a competitive variable rate of interest and two free withdrawals every tax year. This is a great way to avoid penalties
- If you close the fixed rate account early then you will be charged a breakage fee which is 90 days interest for a one year plan and 180 days for a 2 or 3 year plan. Therefore, it’s possible you could take out less than you deposited
These ISAs do not have flexible features. This means that once withdrawn, your money will lose the tax advantages of ISAs and cannot be replaced within this ISA without affecting your annual ISA allowance.
Useful to Know
- If you need to make more than two withdrawals in any tax year you’ll need to transfer to another provider or close your ISA, if you close your ISA, your money will no longer benefit from the tax advantages of ISAs in the future
ISA’s are an ideal way to save large amounts of money, particularly if you’re likely to go over the current £1000 interest limit (the limit of the Personal Savings Allowance for basic 20% rate taxpayers). ISAs are one of the best way for couples to save as two people can save over £30,000 without paying tax.