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Natwest Stocks and Shares ISA

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Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Capital at risk.
  • Invest From: £25 pm
Junior ISAs

Junior Ethical Stocks & Shares ISA

from Nutmeg

Regular Savings
  • Invest From: £100 lump sum
  • Investment Options: Nutmeg offer a socially responsible junior investment ISA which places emphasis on environmental and social and governance factors. Capital at risk.

Natwest Stocks and Shares ISA

Natwest do not currently offer Stocks and Shares ISA but do offer a range of other options for investing and savings, including a number of Cash ISAs.

Choosing an investment ISA

If you’d like to put some money away each month or invest some spare cash then an Investment ISA could be a tax-efficient way for you to do so.

You can invest anything up to the tax threshold for that year and spread the money across a Cash, Stocks and Shares and Innovative Finance ISA or consolidated with one account.

You can only fund one stocks and shares ISA per tax year but as all providers must allow you to move your money you will be able to transfer. It’s worth checking, however, if your current provider charges penalties. Otherwise you could receive back less than you originally invested.

Generally, Stocks and Shares ISAs have the potential to provide better returns than a savings account but customers must be prepared for the risk element that is involved as your money could lose value depending on how the market performs

About Stocks and Shares ISAs

This kind of account is not usually an investment in its own right but it does provide you with a platform to invest from. 

An investment ISA can hold money in order to invest in qualifying sources such as government bonds and corporate bonds as well as shares and stocks.

They are generally available as either self-select ISAs that allow you to invest directly into stocks and shares or as collective investment schemes. 

Stocks & shares ISA are referred to as ‘tax-efficient’ wrappers, as there is no capital gains tax to be paid on gains made on investments held within the wrapper, although dividends do incur 10% income tax at source.

Are you new to investing or simply don't have time?

A ready made ISA investment portfolio may be right for you where you get investment experts to choose the asset mix of your ISA on your behalf.

The good news is that over the last few years investment platform providers have upped their game in providing carefully constructed model portfolio options to suit all kinds of investors for your ISA.

Using low cost funds such as ETFs and index trackers and smart technology there are some excellent options for investors.

Providers of ready-made portfolios include:

Choosing a ready made ISA portfolio

With each ready made portfolio, it is the investment team at your selected portfolio provider who have chosen the investments.

Each portfolio will typically have a set risk profile e.g. cautious, balanced, adventurous, and then will invest in assets that are aligned with the portfolio risk profile. The ISA portfolio provider’s documentation will clearly explain exactly where your money will be invested.

Depending on the type of ISA portfolio service offered:

  • The fund managers will then manage the investments on your behalf or
  • Having made the investment choices for you, it is up to you on how you “manage” the investments going forward

The investment experts at the portfolio provider may also monitor the make-up of the portfolio, and may consider changing it if market conditions alter, which might help mitigate the effects of falling stock markets.

For example, they might decide to have more exposure to one investment fund which they think is set to perform well, and to reduce their exposure to another fund.

However, you still need to make the initial decision as to which portfolio to choose.

When deciding which portfolio to invest in, you might decide to look at past performance records.

If you do, then please remember that past performance is not necessarily a guide to future performance.

Three funds for a Stocks and Shares ISA

Stocks and Shares ISAs are a popular way for people to invest for their future.

If you’re looking for inspiration on where to invest your ISA this tax year, take a look at our latest investment ideas.

Download your copy to discover three funds, including:

  • A total return fund
  • A global income fund
  • A responsible investing fund

Click here to get your FREE guide from Hargreaves Lansdown »

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

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Junior ISAs

Invest for your child’s future

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Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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