Nationwide ISA Transfer
The Very Latest ISA Transfer Reviews
- Fund Choice: Invest in managed portfolios
- Invest From: £1
Good to know: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple Plans – including Ethical Plans – with different risk levels. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. There is a simple Annual Management fee currently no more than 0.6%. *Open only to new customers of Wealthify. The promotion is for a 12-month management fee free period for new JISA, ISA, GIA or SIPP customers (£50 minimum for SIPP). With investing your capital is at risk. T&Cs apply. Offer ends 30.06.2025. The tax treatment of your investment will depend on your individual circumstances and may change in the future. Wealthify is authorised and regulated by the Financial Conduct Authority
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- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk. *Offer ends 5th April. Terms & fees apply. New customers only
- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: Invest in over 2,000 funds, shares and more across 25 markets. Invest from £25 per month. Which? Recommended Provider for Investment Platforms 2024. Low-cost online dealing from £1.50. Open your account in minutes from app or website, manage your portfolio on the move. FSCS protected. Capital at risk
- Fund Choice: Invest in UK, US and international shares & funds
- Invest From: £25 pm
Good to know: This award-winning ISA has an extensive range of investment options, including thousands of funds and shares, plus a guidance service to help you find investment ideas. There is a low service fee (typically 0.35%), easy online application process and apps to manage your money on the move. Additional charges apply depending on your choice of investments. Plus, everything is backed by Fidelity’s 50 years of investment experience. Boring Money Best Buy ISA 2023
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Stocks & Shares ISA Transfer Cashback Offer (Terms Apply)
from Hargreaves Lansdown
- Fund Choice: 3,000+ Funds
- Invest From: £25 pm
Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.
Offer:
Cashback » available now when you transfer (Terms Apply)
Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.
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- Invest From: £10 pm
- Investment Options: Is an insurance based Junior ISA which invests in stocks and shares via a With-Profits pooled fund
Good to know: Your child’s money will be invested through a fund manager & will be invested primarily in stocks and shares, with the aim of achieving higher growth over the long-term than might be available through a cash-based Junior ISA. Open a Junior ISA for your child and get rewarded too. . Capital at risk. Please note: As with all investing, your capital is at risk you may get back less than you have put in. The value of the ISA will depend on the performance of the investments and any bonuses cannot be guaranteed. Additionally, if investment conditions are poor, we may apply a Market Value Reduction (MVR)
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- Fund Choice: Experts build your portfolio based on your risk profile
- Invest From: £1,500
Good to know: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right ISA portfolio for you, built and managed by experts to help your money grow. You’ll always be invested in a portfolio that’s suitable for you, and you can manage this through the Advice Centre. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your ISA by setting up a direct debit, investing a lump-sum, or by transferring old ISAs for free. Capital at risk.
Show MoreNationwide ISA Transfer
Why transfer?
ISAs can be switched at any time as long as the correct procedure is followed. Keeping an eye on the latest interest rates and constantly comparing with other providers is a good idea to keep on top of your savings.
Many banks offer variable rates of interest so the rate you signed up with may not be what you’re receiving now. Introductory bonuses are often used to attract new customers but once that stated period is over, the interest rates plummet. Better rates are usually available so make sure your money is working as hard as it can. Compare latest interest rates on our comparison tables.
Many people transfer their money as it’s generally much easier to manage one account online than several accounts. By switching, you can make your life easier as well as potentially finding a higher rate of interest.
What does Nationwide offer?
Nationwide are the world’s largest building society and offer a simple switching service and a range of flexible ISA options. Nationwide offer:
- An interest guarantee, they provide interest as soon as they receive your application. Very few banks offer this service and it’s a great way to avoid losing out on interest
- A rate guarantee, if you take out a fixed rate ISA and the rate changes before your term is complete, they will offer you the better rate
- A personal savings summary which shows both the rate you are receiving so you can easily keep on top of your finances and find out if you can earn more from your savings
- They have exclusive savings account for existing savers
Useful to Know
Many banks charge a penalty if you try to close the account early, particularly if you’re switching from a fixed term ISA. It’s always a good idea to check your provider’s conditions as well any transfer minimums or conditions your new provider may have.
- You can open any of the Nationwide ISAs with £1 except their tracker ISA which requires a £100 deposit. This is much lower than many other ISA accounts.
- The fixed rate ISA cannot be touched once the deposit has been made or you will be subject to an early closure charge which is at least 90 days of interest but increases with the fixed term length.
New ISA flexibility has meant that some ISAs now allow you to withdraw money and put it back within the same tax year without it affecting your annual allowance. As long as the account allows withdrawals then this should be fine but always check with your provider.
Nationwide offer a flexible range of ISAs with competitive interest rates. Their customer guarantees ensure you won’t be losing out on interest due to unexpected hold-ups. Make sure you can commit to the fixed ISA term before transferring however, as you are likely to take out less than you put in if you close early.