iShares Tracker ISAs

Keep investing simple with ready made tracker funds.

Investment ISAs put your capital at risk & you may get back less than you originally invested.

Stocks & Shares ISA

from InvestEngine

Regular Savings
Allows ISA Transfers
  • Fund Choice: Offering commission-free DIY investing or low-cost, professionally managed income or growth portfolios built for you
  • Invest From: £100
See Deal Top-up or transfer to InvestEngine by 30/04/24 and receive a bonus of up to £2,500 (Capital at risk, Ts&Cs apply)

Why we like it: Make the most of the world’s best ETFs commission free. Build your own portfolio commission free or leave it to our experts for just 0.25%. Zero‑ISA fees. Choice of 600+ ETFs. Low cost, diversified, index-tracking of stock markets, bonds and commodities. DIY or Managed. Capital at Risk

FTSE 100 ETF Tracker

from iShares

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks FTSE 100 Index. Largest company shares in the index include, Astrazeneca, Glaxosmithkline, HSBC & Diageo. Capital at risk.
  • Invest From: £25 pm

A super low cost FTSE 100 tracker ETF fund with a 0.07% pa annual charge. The product has a record of tracking its benchmark to a high degree of accuracy and scored ahead of rivals on this measure.

FTSE 100 ETF Tracker

from Vanguard

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks FTSE 100 Index. Companies in the index include AstraZeneca, NatWest, Standard Chartered & Diageo. Capital at risk.
  • Invest From: £25 pm

Low cost tracker with a 0.09% pa annual charge. Provides exposure to the FTSE 100 index of the largest companies listed on the London Stock Exchange at a highly competitive price.

FTSE 250 Index

from HSBC

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks the FTSE 250 Index. The fund invests directly in shares that make up the index such as Direct Line Group, Greggs & Morrisons. Capital at risk.
  • Invest From: £25 pm

A low cost FTSE 250 tracker with a 0.12% pa annual charge. Tracks the 250 largest listed companies in the UK.  A low cost way to invest in this area of the market.

S&P 500 ETF Tracker

from iShares

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks S&P 500 Index. Passive fund that seeks to mirror as closely as possible the performance of the 500 largest companies by market capitalisation in the USA such as Apple, Google, Tesla, Berkshire Hathaway & Mastercard. Capital at risk.
  • Invest From: £25 pm

This is a low cost S&P 500 tracker fund with a 0.07% pa annual charge. The Fund aims to track closely the performance of the 500 largest companies (i.e. companies with large market capitalisation) within the United States market.

MSCI China ETF Tracker

from HSBC

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks MSCI China Index. The index is made up of the largest stock market-listed companies in China including Tencent, Baidu, Alibaba & China Construction. Capital at risk.
  • Invest From: £25 pm

A low cost index tracker fund with an ongoing charge of 0.30% pa provides investors with exposure to the largest companies in China that make up the index.

FTSE All-World ETF

from Vanguard

Regular Savings
Allows ISA Transfers
  • Fund Choice: This ETF Fund seeks to track the performance of the FTSE All-World Index. Largest holdings include Apple, Microsoft, Amazon & Facebook. Capital at risk.
  • Invest From: £25 pm

MSCI World ETF Tracker

from iShares

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks the MSCI World Index. This index is a market cap weighted index of 1,585 companies throughout the world across 23 countries. Capital at risk.
  • Invest From: £25 pm

One of the cheapest world equity exchange-traded funds available makes this a great way for investors to generate performance in line with the world’s major stock markets. This ETF seeks to track the performance of the MSCI World index, comprised mainly of large companies from 23 developed markets. Ongoing charges are 0.2%.

Xtrackers MSCI World Information Technology

from DWS

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks MSCI World Information Technology Index. Largest holdings of the index include Apple, Microsoft, VISA, NVIDIA and Mastercard. Capital at risk.
  • Invest From: £25 pm

A low cost technology ETF tracker fund with an ongoing annual charge of 0.25%. Provides diversified exposure to global developed market equities that are constituent members of the MSCI World Index and part of the Information Technologies sector.

Physical Gold ETC

from Wisdom Tree

Regular Savings
Allows ISA Transfers
  • Fund Choice: Allows investors to gain a simple cost efficient way to access the gold market. Capital at risk.
  • Invest From: £25 pm

WisdomTree Physical Gold (PHAU) is designed to offer access to the gold market. The fund is backed by physical allocated gold held by HSBC Bank plc (the custodian). Only metal that conforms with the London Bullion Market Association’s (LBMA) rules for Good Delivery can be accepted by the custodian. Each physical bar is segregated, individually identified and allocated.

Global Clean Energy ETF Tracker

from iShares

Regular Savings
Allows ISA Transfers
  • Fund Choice: Tracks companies in the clean energy sector. Capital at risk.
  • Invest From: £25 a month or any lump sum

Good to know: A member of the Interactive Investor ACE 40 ,this fund is passively managed by BlackRock and reflects the return of the S&P Global Clean Energy Index (the benchmark). The Index is designed to provide exposure to the leading publicily listed companies in the global clean energy business from both developed and emerging markets.   The fund has reasonable ongoing charge of 0.65% pa.

iShares Tracker Fund ISAs

Index tracker investment funds have become increasingly popular due to increased awareness of investment costs associated with active managed funds over time which do not always perform better.

Why Invest In A Index Tracker Fund Within An ISA?

Some things to consider include:
  1. Are you looking for a UK tracker fund – Tracker funds in the UK typically follow the FTSE 100, FTSE 250 or the FTSE All-Share. 
  2. Can I invest in an international tracker fund – You can also buy tracker funds that follow European, US and Far East indices.You can also get tracker funds that track global indices.
  3. Are there ethical tracker funds? – Some fund providers offer indices that track indices where companies are excluded that do not meet certain ethical and environmental guidelines. e.g. Legal & General Ethical Trust tracks the UK FTSE 350 excluding shares or companies that do not meet certain ethical standards.
  4. Charges – The lower the better. the good news is that unlike managed funds most tracker funds have no initial or exit fees.For international trackers you may have to pay a bit more.
  5. Some providers have a simple interface with clear copy about each investment and its past performances. Make sure you find one that you find easy to use, helpful and clear

Over the last decade the costs of investing in tracker funds have come down considerably. It makes sense to shop around to find the right tracker fund for you.

Frequently Asked Questions

Can my investments go down in a FTSE 100 Tracker ISA?

Yes. If the FTSE 100 goes down, then your investment value will also go down.

Can I withdraw my money from an index tracker fund ISA?

Yes, you can withdraw funds from an index tracker ISA at any time. The process will likely take about a week as your investments will need to be sold first.

Can I transfer my ISA into an index tracker fund ISA?

You can transfer either a Cash ISA or another Stocks and Shares ISA into an index tracker fund ISA. You will need to complete a transfer form with your new ISA provider to do this.

How much money can I put in an index tracker fund ISA?

You can contribute up to £20,000 to an index tracker ISA in the 2023/24 tax year. Your annual allowance refreshes each tax year.

How much can I contribute to an ISA?

The annual ISA allowance is set by HMRC each year, and the current limit is £20,000 per person for the 2023/24 tax year.