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2nd
Mar 2020
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5 Funds to Consider for Your 2020 Investments

5 Funds to Consider for Your 2020 Investments

There is just over one month left in tax year 2019/2020 – so if you haven’t used your tax allowance of £20,000 for ISA savings yet, now is the time to act. We’ve put together 5 funds you should consider investing in to make the most of your tax-free savings this tax year. 

When looking to open an ISA and make the most of your tax-free allowance for this year, you need to shop around to find an ISA that suits your life and your savings. If you’ve decided you want to invest your money in a Stocks and Shares ISA rather than a Cash ISA, you want to look at the available platforms.

In each of these platforms, you can invest in thousands of funds. This gives you lots of options about what you can invest your money in. 

We’ve put together this list of five funds to consider for your 2020 investments to help you decide.

Index Tracker ISAs

An Index Tracker Fund will look to replicate the stock market by closely tracking performance – this will generally be done by buying the company shares in the index. You can avoid some costs with this form of fund as it avoids the charges associated with active fund managers.

Find the best rates on platforms offering Index Tracker ISAs.

Ethical ISAs

An Ethical ISA fund is a great way to invest in companies which align with your values and principles. This means you can avoid investing your money in endeavours which you might be morally opposed to, whilst still enjoying returns on your investment.

Find the best rates on platforms offering Ethical ISAs.

Fund Supermarket

A Fund Supermarket ISAs are available with multiple platforms and provide you with a wide range investment options, plus the ability to keep track of your investment as you go.

Find the best rates on platforms offering Fund Supermarket ISAs.

Exchange-Traded Funds (ETFs)

ETFs are funds which give shares, which are then traded on the stock exchange. This type of fund gives you a wide access to different kinds of investments and assets, at a relatively low cost. They can either be actively managed by you or managed by a fund manager.

Find the best rates on platforms offering ETF ISAs

Climate Change Fund ISAs

For fans of Greta Thunberg looking to put their money where your mouth is, investing in a Climate Change Fund ISA will ensure that your money will be invested in a companies which are seeking to make a positive impact on the environment.

Find the best rates on platforms offering Climate Change Fund ISAs. 

Investment Fund Supermarket ISAs

Fidelity ETFs

from Fidelity

Allows ISA Transfers
  • Fund Choice: Fidelity offer Over 140 providers with over 4,000 investment options
  • Invest From: £25 pm

Why we like it: Pay £10 for buying or selling an ETF online and £1.50 for buys as part of a regular savings plan and for dividend re-investments. Fidelity's standard service fee of just 0.35% applies when you have over £7,500 invested or if you have a regular savings plan. This is capped at £45 for ETFs, and ETFs held in an Investment Account do not incur a service fee.

Important information - please keep in mind that the value of investments can fall as well as rise, so you may get back less than you invest. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Ethical ISAs

ii ACE 40 investments

from Interactive Investor

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: 140+ Ethical Investments
  • Invest From: £25 a month or any lump sum
  • Investment Options: A selection of 140+ funds, investment trusts and ETFs that they believe offer high-quality ethical investment choices, across a broad variety of markets.

Why we like it: The UK's first rated list of ethical investments to help you align investments with your personal values. Building your investment portfolio can be tough – and it is even more difficult when you want to choose ethical investments. That can mean a lot of research. The ii ACE 40 makes the job easier for you. Interactive Investor select 40 funds, investment trusts and ETFs from over 140 that they believe offer high-quality choices, across a broad variety of markets.

Important: Please remember the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.

Selected ISAs

Stocks & Shares ISA

from Wealthify

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you
  • Invest From: No minimum

Why we like it: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple plans with different risk levels, Ethical plans also available. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. Simple annual management charge of 0.6%

Stocks & Shares ISA

from Moneyfarm

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose your risk profile and have it matched to an investment portfolio expertly built and managed
  • Invest From: £1,500

Why we like it: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right ISA portfolio for you, built and managed by experts to help your money grow. You’ll always be invested in a portfolio that’s suitable for you, and you can manage this through the Advice Centre. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your ISA by setting up a direct debit, investing a lump-sum, or by transferring old ISAs for free

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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