ISA News & Opinion

Latest ISA News & Opinion

Lifetime ISA vs Help to Buy ISA

Lifetime ISA vs Help to Buy ISA

We look at the differences between lifetime s and Help to buy s in 2021. The Help To Buy ISA and the Lifetime ISA can both be used to save towards the costs of purchasing a new home. What do these products offer, and how do they differ? Help To Buy ISALifetime ISAWho...

What types of ISA are there?

What types of ISA are there?

s are a first port of call for UK savers however there are different types. We explore the different s available. What types of ISA are there? Individual Savings Accounts (ISAs) are the principal method of tax-efficient savings in the UK, and there are several...

What Do I Need To Open An ISA

What Do I Need To Open An ISA

Individual Savings Accounts are a well-known tax-efficient investment option. So how exactly do you go about getting one? Individual Savings Accounts are a well-known tax-efficient investment option. So how exactly do you go about getting one? Decide how much you can...

What is a lifetime ISA

What is a lifetime ISA

The lifetime was launched in 2017 as a savings vehicle that younger people can use either to provide for buying a first time home, or to save for their retirement. What is a lifetime ISA? The lifetime ISA was launched in 2017 as a savings vehicle that younger people...

A Christmas JISA: The Gift that Keeps on Giving

A Christmas JISA: The Gift that Keeps on Giving

The toys on the most-wanted Christmas year are the usual: Legos and Barbies and cuddly toys dominate the top-ten list. But one gift that fails to make it onto kids’ “Dear Santa” List is a JISA. A Junior ISA is a gift which will keep on giving – gaining interest in the...

ISAs vs Peps: What You Need To Know

ISAs vs Peps: What You Need To Know

You want to put your money to work in an efficient way – you’ve heard the terms ‘ISAs’ and ‘Peps’ thrown around – but what are they, and what do you need to know about each of them? We’ve got the lowdown, broken down for you here in this blog.  What is a “Pep”?...

How to Choose the Right ISA for You

How to Choose the Right ISA for You

You have a £20,000 yearly allowance that you can put into the ISA tax-free wrapper. You can spread this over different types of ISAs or you can focus your money into one type of ISA. Choosing the right type of ISA is important to make sure you make the most of your...

How to Use Your Lifetime ISA Allowance

How to Use Your Lifetime ISA Allowance

Every UK resident over the age of 18 has a yearly Lifetime ISA allowance which they can pop into a LISA to gain very attractive returns and gains year-on-year. But what is the allowance, and what's the best way to make the most of yours?  What is a LISA? A...

My First ISA: ISAs for Under-18s

My First ISA: ISAs for Under-18s

Every UK resident aged 18 and over has the entitlement to a £20,000 allowance that you can put into a tax-free ISA wrapper every tax year; but what about those under the age of 18? While they can't open an account themselves, your best option is a Junior ISA. ...