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NatWest Fixed Rate ISAs

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What you're looking for isn't available; however, these brands may offer suitable alternatives

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 5.30%
  • Term: 1 Year
See Deal

2 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 5.10%
  • Term: 2 Years
See Deal
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 150 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 5.05%
  • Term: 1 Year
See Deal
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 60 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 5.00%
  • Term: 2 Year
See Deal

3 Year Fixed Rate Cash ISA

from Leeds Building Society

Interest Rate (AER) 4.85%
  • Term: 3 Years
See Deal
  • Interest paid annually
  • ISA transfers also allowed in
  • Open online, in branch or by post
  • FSCS Protected
  • Must be UK resident and be aged 18 or older
  • Withdrawals permitted subject to 240 days lost interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 4.85%
  • Term: 3 Years
See Deal
  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Review of Natwest Fixed Rate ISA

Natwest offer a range of savings options including two types of ISA. See our tables for more details.

Natwest Fixed Rate ISA (1 or 2 year)

Their fixed rate Isa allows you to:

  1. Have a fixed interest rate on your cash ISA so you know in advance what your savings will earn
  2. Choose a term that suit you, either one or two years
  3. Keep all the interest - which helps your savings grow faster
  4. Make transfers in so you can bring all your ISAs together in one place
  5. You will earn a higher rate of interest on the two year plan and for any amount above £25,000.

Useful to Know

As this is a Fixed Rate ISA, you cannot withdraw your money during the agreed term. If you do choose to withdraw your money then you incur an Early Closure Charge. They offer both one year and two year terms so be sure to pick one that’s right for you. Also:

Natwest is one of the few banks that offer a Fixed Rate of ISA for one year with many offering a two year minimum and some up to five year minimums. For many people this time frame isn’t convenient and so Natwest are offering an easy way for savers to take the plunge and begin their savings. As Natwest is part of The Royal Bank of Scotland group, you will find that they offer the same accounts and rates.

However, they do not currently offer the highest rate of interest on the market.

Oliver Roylance-Smith
Edited by Oliver Roylance-Smith - ISA.co.uk

Frequently Asked Questions

No. You can switch providers with an ISA transfer if you wish. You can also contribute to other ISA providers in separate tax years.

No, ISA stands for Individual Savings Account and must be solely owned for tax purposes.

ISA accounts are authorised and regulated by the Financial Conduct Authority (FCA). This means that all ISA providers are covered by the Financial Services Compensation Scheme (FSCS) for up to £85,000 if they go out of business.

Please note that this may not apply to the underlying holdings within a Stocks and Shares ISA, and will not cover standard investment losses. 

Yes, you can transfer from your Cash ISA to a Stocks and Shares ISA at any time. However, do check you won’t lose out by transferring, as some Fixed Rate Cash ISAs may charge a fee or void your interest if you surrender your policy before the fixed term has ended

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