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Aviva Stocks and Shares ISA

The Very Latest Stocks and Shares ISA rates

The current ISA allowance is £20,000. Use our Stocks and Shares ISA tables below to compare a selection of market-leading ISAs .

Deposit Cash ISAs

The Callable Deposit Plan

from IDAD

ISA Option
Maximum Potential Return 5.50% pa or 2 x FTSE growth
  • Deposit Taker: Goldman Sachs International Bank
  • Term: Up to 7 years

Why we like it: The previous issue of this plan had already proved popular - this latest release offers the potential for 6.5% p.a. interest, along with the same capital protection you would get with a traditional cash deposit.”

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

  • Plan can be ended early by Deposit Taker
  • 1.375% per quarter (5.5% pa) if plan ends early
  • 2 x FTSE 100 Index growth if plan runs full term
  • Capital protected product*
  • Eligible for the Financial Services Compensation Scheme (FSCS)
  • If plan runs full term returns not guaranteed. You may only receive a return of your original capital
  • Minimum investment £10,000
  • If you withdraw your money during the plan you may get back less than you originally invested

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Goldman Sachs) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Aviva Stocks and Shares ISA

Aviva plc is a British multinational insurance company headquartered in London, United Kingdom. They offer a range of savings options and has around 33 million customers across 16 countries.

Why Choose a Stocks and Shares ISA?

If you need a tax-efficient and flexible way to invest then a Stocks and Shares Isa is the way forward. With all investments sheltered from capital gains tax and further income tax, it is becoming a way forward amongst ever decreasing interest rates offered by banks.

During the tax year, you are able to put your annual allowance in to investments, innovative finance or a cash ISA, or any mixture of the three.

Whether you’d like to put away a little money each month or invest a lump sum, you could receive a higher return on your savings when compared to other ISA accounts. It’s worth bearing in mind that there is an element of risk involved. There is no guarantee that you will withdraw more than you paid in and there can even be losses.

Investment ISAs are viewed as long term investments for a minimum of 5 years.

Aviva Stocks and Shares ISA Reviews

The Aviva Stocks & Shares ISA is a way of investing in order to make your money grow over time. It's tax-efficient, so you don't pay any income or capital gains tax on any returns you make and it doesn't need to be declared on your tax return. A Stocks and Shares ISA can be more risky than a cash ISA but, historically, the return on investment is greater over time

Features:
  • Ready-made funds which are built by Aviva Investors. You can pick from 7 funds managed to different levels of risk
  • The experts' shortlist: choose your own funds from a shortlist of around 70, selected by Aviva Investors
  • The full funds range included around 2000 different options to choose from
  • You don't have to choose your investments as soon as you open an ISA as they allow you to hold money in the account and earn a variable rate of interest
  • You can set up payments of at least £50 a month or make a single payment of at least £500. Any other payments that follow must be at least £100

The option to choose from ready-made funds makes it great for beginners to investing but also allows more experienced investors to choose from a large range of funds.

Transferring your Stocks and Shares ISA

It has become relatively straight- forward to transfer your ISA with the switch process usually being completed within 30 days. Customers have to bear in mind that they may be subject to some kind of penalty for switching, particularly if they signed up for a fixed term account. If this is the case, it’s worth making sure that the gain from switching is more than the potential financial loss from penalties.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How much can I pay into an ISA?

21st March 2019

Each tax year, there's a limit set by the government to the amount you can save and invest in ISAs: your “annual ISA allowance”. The allowances are intended to reward savers and encourage us to invest more to support our future retirements, without creating a tax haven that can be taken advantage of by very wealthy individuals who just want to avoid paying tax.

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