HSBC Share Dealing ISAs
See how much interest you can earn with a HSBC ISA.
- Term: 1 Year, with option to make one free withdrawal
- Invest From: £1
Make up to one withdrawal during the 12-month term of this account. Flexible ISA: Withdraw money from your ISA account and pay it back in later. It will not affect your annual allowance, if it’s done in the same tax year. Open from just £1 or transfer in existing ISA funds. Manage your account online. Interest paid at maturity. FSCS Protected. The interest rate is variable and can go up or down. Must be UK resident and aged 18 or older
- Term: Easy Access
- Invest From: £1,000
Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in. Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older
- Term: Instant Access
- Invest From: £5,000
Interest paid on account balances over £5,000. No interest paid if balance is below. Tracks Bank of England Base Rate (35 bps under). Unlimited deposits and withdrawals. Interest paid annually. ISA transfers also allowed in. Maximum deposit £1,000,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older
- Term: Instant Access
- Invest From: £1
3.82% AER / 3.75% tax-free p.a (variable), interest paid monthly. Flexible ISA – withdraw and replace funds without affecting your annual ISA allowance. Unlimited deposits and withdrawals. Interest paid monthly. ISA transfers also allowed in. FSCS Protected. Tax treatments depend on your individual circumstances and may change in the future’. Powered by ClearBank: Wealthify will provide the day-to-day servicing of the account with ClearBank providing the account itself. Must be UK resident and be aged 18 or older
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- Term: Instant Access
- Invest From: £100
Interest paid annually. Unlimited deposits and withdrawals. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected.. Must be UK resident and be aged 18 or older. After 12 months the interest rate changes to 1.45% AER variable. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
- Term: Instant Access
- Invest From: £1
Unlimited deposits and withdrawals. Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older
- Term: 1 Year, with option to make three free withdrawals
- Invest From: £1
Make up to three withdrawals during the 12-month term of this account. Tax free ISA account. Open with £1 or transfer in existing ISA funds. Invest up to £20,000 per tax year. Manage your account online. Interest paid at maturity. FSCS Protected. Must be UK resident and aged 16 or older. Make more than three withdrawals and the rate drops to 1.25% AER/gross p.a. (variable). Not available in branch
- Term: 1 Year
- Invest From: £100
Interest paid at maturity. ISA transfers also allowed in. Tax free interest. FSCS Protected. Must be UK resident and be aged 18 or older. No withdrawals permitted. Closure permitted with 90 days’ loss of interest
- Term: 12 Months
- Invest From: £1
Interest paid monthly. ISA transfers also allowed in. Maximum balance £500,000. FSCS Protected. Must be UK resident and be aged 18 or older. 90-day interest penalty on early withdrawals
- Term: 1 Year
- Invest From: £1
Interest paid at maturity. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 1 Year
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days lost interest
- Term: 1 Year
- Invest From: £500
Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 90 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
- Term: 2 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days lost interest
- Term: 2 Years
- Invest From: £1
Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 2 Years
- Invest From: £500
Interest paid annually. ISA transfers also allowed in (some providers charge a transfer fee). Open and manage online. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 180 days loss of interest. Online ISA is provided by OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK
- Term: 3 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 240 days lost interest
- Term: 3 Years
- Invest From: £1
Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2021. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 5 Years
- Invest From: £1
Interest paid annually. ISA transfers also allowed in. Maximum deposit £250,000. FSCS Protected. Winner of Platinum Feefo Trusted Service Award in 2024. Must be UK resident and be aged 18 or older. No withdrawals permitted
- Term: 5 Years
- Invest From: £100
Interest paid annually. ISA transfers also allowed in. Open online, in branch or by post. FSCS Protected. Must be UK resident and be aged 18 or older. Withdrawals permitted subject to 365 days lost interest
Click here for our free ISA Calculator »
If you are thinking about taking out a HSBC ISA, our free ISA interest calculator can allow you to quickly and easily see how much interest you might earn compared to other ISA deals.
The calculator allows you to adjust the interest rate and account term to match different ISA deals, so you can see how much of a return you would earn with different deposit amounts.
This can make it much simpler to see where is likely to offer the best place to use your tax-free ISA allowance, which for the 2017/18 tax year is £20,000 (or £4,128 for a Junior ISA).
Compare HSBC ISA deals
There are many different ISA providers offering various kinds of ISAs including cash ISAs, stocks and shares ISAs and innovative finance ISAs. All offer different rates of interest and levels of risk. Our free ISA interest calculator makes it fast and simple to compare these competing ISAs to see which offers the best deal to match your saving objectives.
The calculator lets you see the effect of three different factors:
- Amount saved
- Interest rate earned
- Length of time saved for
This means you can see how much different ISAs will likely generate, depending on how much you choose to deposit. It can also allow you to work out how much you need to deposit into a particular ISA to hit a specific savings goal.
How reliable a prediction does our ISA interest calculator offer?
The growth figures suggested by our calculator are estimates based on the figures you provide. Various factors will affect the actual amount of interest you earn with any ISA, so the calculator’s growth figures are intended for guidance purposes only.
Our estimate assumes the following:
- You will deposit money into your account on a regular basis
- There will be no withdrawals made
- The market will stay broadly steady
- Interest rates will remain productive
- There will be no reduction in the ISA tax-free savings allowance during the term of your account
Click here for our free ISA Calculator »