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Barnsley Building Society ISA

Compare ISAs from different providers to find the best way to make the most out of your allowance.
Selected ISAs

Stocks & Shares ISA

from Prudential

Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Four unique PruFunds
  • Invest From: £50 p.m. or £500 lump sum
  • Investment Options: Lump sums, regular savings and ISA transfers

Why we like it: Choose from 4 unique PruFund Funds, each one with a different level of risk and managed by Prudential’s in-house experts, and you can keep track of your investments 24/7 using their online valuation service. Open with as little as £50 per month or a one off lump sum of £500. The application process takes around 10 minutes and they also have a simple transfer process if you already have ISAs that you wish to move across. Other benefits include one simple annual management charge and no exit fee.

Investment Income Plan ISAs

FTSE 100 Enhanced Income Plan

from Investec

Allow ISA Transfers
Annual Income 4.35% fixed income
  • Counterparty: Investec Bank plc
  • Term: 5 years

Why we like it: Fixed income, fixed term, monthly payments and your capital back unless the FTSE falls by more than 50%. By offering a high fixed income rather than a variable income based on the performance of the stock market, this plans offers something different to income seekers.

  • 4.35% income paid regardless of the performance of the FTSE 100
  • Monthly income
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies for this plan
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Peer to Peer Lending ISAs

CROWD2FUND

from CROWD2FUND

ISA Option
Allows ISA Transfers
Regular Savings
Interest Rate Earn an estimated 8.70% APR on your investments
  • Term: 1 - 5 Years
  • Invest From: £10

Why we like it: Crowd2Fund’s Finance ISA is designed to make it easier for savers to invest while managing a diversified portfolio. You can transfer existing ISAs (Crowd2Fund will help you do this) and earn an estimated 8.7% APR* return tax free.

  • Currently 0% platform default rate
  • Access to your capital
  • EIS, SEIS & IFISA tax relief
  • Balance your level of risk
  • *Capital at risk
  • Peer to peer lending is not covered by the FSCS
Investment Growth Plan ISAs

FTSE 100 Enhanced Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 9.65% per annum
  • Counterparty: Investec Bank plc
  • Term: Up to 6 years

Why we like it: Kick out plans seem to attract particular interest when the market is at historically high levels since they can provide competitive returns even if the FTSE stays relatively flat with the potential for 10% annual growth.

  • 9.65% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Potential to mature early, from year 1 onwards
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Fixed Rate Cash ISAs

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.25%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • 1.85% gross/AER fixed for 3 years.
  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.20%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.00%
  • Term: 1 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

Barnsley Building Society ISA

ISAs can offer a tax-free or tax-advantageous way to save and invest your money, however to get the most out of your ISA allowance each year, it can be a good idea to shop around different providers to try and find the best products for your needs. Barnsley Building Society currently offer a range of Cash ISA product, Stocks & Shares ISAs are available through Barnsley Building Society’s association with Legal & General. Before you decide if Barnsley Building Society is right for you, you can use the comparison table below to compare different kinds of ISA from various providers:

Barnsley Building Society Cash ISAs


  • Fixed Rate – Allows savers who can afford to lock their cash away for either a 1 or 3 years to achieve a fixed rate of interest. Withdrawals are not permitted during the term however early closure and transferring out is permitted but will be subject to an interest penalty. These products have a minimum investment of £100.


  • Triple Access Saver – Is a variable rate option that allows customers to make withdrawals from their account on any three days of the year. Account closure can be made at anytime even if withdrawals have been made on three days. A year is based on the anniversary of the account being opened.


  • Instant ISA – Offers a variable rate of interest for savers who want to be able to make unlimited withdrawals. This product has a minimum investment of £10.

Barnsley Building SocietyStocks and Shares ISA

Is available through Barnsley Building Society’s association with Legal & General only. You can visit a Barnsley Building Society Branch and request to speak to a Legal & General financial consultant to find out more.

ISA Guide

In order to be eligible for a UK ISA you need to be:

  • Aged 16 or over for a cash ISA.
  • Aged 18 or over for a stocks and shares ISA.
  • A resident of the United Kingdom.
  • If you don’t live in the UK then you need to be a Crown Servant or their spouse/civil partner.
  • You can open a Junior ISA for someone under 18 who you have parental responsibility for.

Every eligible person has an annual ISA allowance which is the limit to the amount a saver can deposit into their ISA. There are two distinct categories of ISA: Cash ISAs and Stocks & Shares ISAs. ISA rules permit you to open up to a maximum of one of each kind of ISA each tax year. If you do decide to open both kinds of ISA, instead of one, then you will need to break up your ISA allowance between the two types of Individual Savings Account so you do not exceed it, this does not necessarily have to be done as a 50/50 divide it can be at a ratio of your choosing e.g. 30% used in a Stocks & Shares ISA with the remaining 70% used for a Cash ISA.

  • Cash ISAs – Are a kind of savings account, up to your maximum allowance the interest you earn is paid tax free however. There are different kinds of Cash ISA available such as; Fixed Rate, Easy Access and Instant Access.
  • Stocks & Shares ISAs – Are investment accounts that can be used to invest in various products such as gilts and bonds as well as stocks and shares. Up to your maximum allowance you do not pay any Capital Gains Tax or Income Tax on profits made from the increase in value of your investments, you do still however have to pay tax on dividends. These are at risk investments so do not FCA protection and you may get back less than you originally deposited if the value of your investments decreases.

ISA Transfers

It is possible to transfer an ISA from one provider to another; however some accounts may charge you an interest penalty for doing so. 

Cash ISAs

ISAs are a tax-advantageous way to save or invest, check out some of the ISA options below

ISAs Products

Fund ISAs

There are a range of types of fund ISA

Fund ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

What is the best investment ISA?

20th June 2017

People often ask: “what is the best investment ISA?” The answer to this question is not a simple one, with the best investment ISA for you depending on a number of factors. 

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