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Bank of Scotland ISAs - Compare ISAs from a variety of providers
Investment Fund Supermarket ISAs

Astute Capital Stocks & Shares ISA

from Astute Capital

Allows ISA Transfers
  • Protection Scheme: No
  • Fund Choice: Managed Portfolios
  • Invest From: £2,500

Why we like it: Astute Capital Stocks & Shares ISA. Choose between four different high interest managed account options (access, income, balance or growth) which have four different fixed rate terms from 1 to 5 years. Unlike most ISA and investment accounts, there are no set up charges or management fees. Simple, online application process. Returns are based on current available rates and are not guaranteed. Your capital is at risk.More info...

Click & Invest Stocks & Shares ISA

from Investec Click & Invest

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Managed Portfolios
  • Invest From: £2,500

Why we like it: In a nutshell this service helps make your ISA money work harder! Investec Click & Investis an online investment service that aims to make actively managed, globally diversified investment portfolios accessible to a wider audience. Everyone deserves harder working money, and Click & Invest’s goal is to make a positive difference to more financial futures. Their experts build and manage investment portfolios from £2,500 online, intelligently blending expertise with high-quality service. With a £2,500 minimum investment, Click & Invest aims to deliver an exceptional service for a straightforward fee. They offer both stocks and shares ISAs and general investment accounts, with a seamless online experience, with dedicated 24/7 support available. Capital at risk.More info...

Interative Investor Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 40,000+ UK and global investments
  • Invest From: £25 pm or £100 single

Why we like it: ISA prize draw – win £20,000. Subscribe £2,500 or more to your 2018/19 ISA for automatic entry. Terms and conditions apply. An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk

Investment Growth Plan ISAs

FTSE 100 Enhanced Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 10.25% per annum
  • Counterparty: Investec Bank plc
  • Term: Up to 6 years

Kick out plans seem to attract particular interest when the market is at historically high levels since they can provide competitive returns even if the FTSE stays relatively flat with the potential for 10.25% annual growth.

  • 10.25% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Potential to mature early, from year 1 onwards
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Bank of Scotland ISA

Bank of Scotland ISA products include both Stocks & Shares ISA and Cash ISA options, so whether you are looking to use one or both types of ISA this tax year they might be the right choice for you. However to make sure you get the most out of your personal allowance you may want to shop around additional providers to try and make sure you find the best buy product for your needs. You can use the table above to view a selection of Individual Savings Accounts from different providers and click the links to apply:

  • Bank of Scotland Cash ISA: Bank of Scotland have a range of Cash ISA plans including; Fixed Rate, Access Cash. So whether you want a product designed to lock your cash away for a set period of time or one with penalty free withdrawals they may have the right plan for you.
  • Bank of Scotland Stocks & Share ISA: Bank of Scotland offer an Investment ISA, that lets you choose between three managed growth funds depending on your attitude to risk and to switch between them if you want to. They also offer a Self-Select Stocks & Shares ISA so you can directly pick where you invest from seven world markets.
  • Bank of Scotland Junior ISAs: Bank of Scotland also offers a Junior Cash ISA and a Junior Investment ISA.

Finding an ISA

It is a good to shop around different ISA plans before you take one out to try and get the most from your maximum. There are two kinds of ISA available in the UK; Cash ISAs and Stocks & Shares ISAs. You can open a maximum of one of each kind of account each tax year and if you choose to open both then you will have to break up your maximum personal allowance between the two as it stays the same.

  • Cash ISAs: Are a type of savings account, much like a normal saver offered by a bank or building society they accrue interest over time, the main difference however that the interest paid to you is paid tax-free. Providers offer different kinds of cash ISA such as fixed rate, easy access and instant access depending on how much access you want to your savings.
  • Stocks & Shares ISAs: Are a kind of investment account that offer a tax efficient wrapper for your investments. You can use this kind of ISA to invest in various other products like bonds and gilts as well as stocks and shares. Some Stocks & Shares ISAs are known as Self-Select that allow you to directly invest in shares and stocks of your choice in various markets, others give you a choice of managed funds with varying levels of risk. While you still pay tax on dividend, you are not charged capital gains or income tax on your investments up to the maximum allowance. It is important to remember that this is a capital at risk kind of product where the value of your investments can decrease meaning you could get back less than you invested.

ISA Transfers

It's possible to transfer your ISAs from one provider to another or from one ISA to another ISA with the same provider. While providers are required to let you transfer out they can impose an interest penalty for doing so, also providers do not have to let someone transfer in their ISA from another provider. 

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Lower ISA fees for fitness enthusiasts

13th March 2019

Do you need a nudge to encourage you to keep going to the gym, or for a regular run? How about lower admin fees on your ISA? Your health is as important to how much you will enjoy your retirement years as your future income. A new ISA provider reckons it makes sense to link the two together.

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