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Natwest ISA Transfer

The Very Latest ISA Transfer Reviews

The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.

Fixed Rate Cash ISAs

1 Year Triple Access Cash ISA

from Nationwide

Interest Rate (AER) 0.25%
  • Term: 1 Year, with option to make three free withdrawals
  • Make up to three withdrawals during the 12-month term of this account
  • Open with £1 or transfer in existing ISA funds
  • Manage your account online
  • Interest paid at maturity
  • FSCS Protected
  • Must be UK resident and aged 16 or older
  • Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. (variable)
  • Not available in branch

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Natwest ISA Transfer

Why Transfer?

Making sure your ISA is working for you is always a good idea, whether that means consolidating your accounts to make your finances easier to manage or making use of high interest or switch incentives.

Luckily, transferring your ISA has never been easier. Banks are now offering a much more streamlined service which can help you get the best deal so there has never been a better time to consider your options.

You can mke sure your money is working for you by comparing latest interest rates on our comparison tables.

You can switch your ISA at any time, although it’s worth making sure you won’t incur any penalty charges by leaving a fixed term ISA early.

Natwest Transfer Review

If you have an ISA, or several, with other providers, you can make it easier to manage your savings ISAs by transferring them to NatWest.

Natwest offers:

  • A simple transfer process that safeguards your tax-free entitlement
  • The majority of transfers can be completed electronically, so no need to send off any forms
  • Some cash ISA transfers can take up to 15 working days to process, Natwest will pay your interest from day 16 if the transfer process is not complete within this period. This allows you to start earning interest from your new cash ISA account faster

Useful to Know

Banks can charge a penalty for leaving certain accounts early, usually if you’re switching from a fixed term ISA. So it’s good to check your provider’s conditions.

For the Natwest Fixed Term account, partial withdrawals and additional deposits are not allowed after the start date. Therefore, if you close your account early, it will result in an Early Closure Charge.

  • Natwest’s Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. This means that the total amount you receive (including interest earned on your balance) will be no less than your deposit at the Start Date. This is a better option than some accounts which potentially laving you with less than you started.
  • Natwest require a minimum of £1000 as deposit.

ISA’s are an ideal way to save large amounts of money, particularly if you’re likely to go over the current £1000 interest limit (the limit of the Personal Savings Allowance for basic 20% rate taxpayers). They are also a sensible way for couples to save as two people can save over £30,000 without paying tax.

Overall, transferring to Natwest's ISA account is a good idea if you can meet their minimum deposit as they offer a range of high interest account and a simple switching service that does not require lengthy paperwork.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

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23 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

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Very informative, find myself a good ISA account with best return in terms of interest.

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Excellent website - clear and helpful information about different products - and a trustworthy partner.

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This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

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Good advice and professional approach

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