skip to main content
ISA Providers /

Virgin Money ISA

Compare a selection of ISAs from different providers.
Selected ISAs

Stocks & Shares ISA

from Virgin Money

ISA Option
Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Choice of six funds
  • Invest From: £1
  • Investment Options: Lump sums, regular savings and ISA transfers

Why we like it: Choice of five passively managed Funds give you easy access to different levels of risk and return. No need to spend time managing individual investments, it’s all done for you. Virgin Money’s passively managed Funds have an annual ongoing charge of 1%. Virgin Money also offers the Climate Change Fund. This only invests your money in hand-picked companies with strong environmental credentials. As it is more expensive to run, this Fund has a higher annual ongoing charge of 1.3%.
Remember, you may get back less than you invest. 

Virgin Money

Virgin Money has a selection of Cash ISA’s currently available as well as a tax-efficient Stocks & Shares ISA. However to make sure you get the very most out of your annual allowance it is wise to shop around to compare the ISA market before you make your decision. You can use the comparison table above to compare top best buys from a selection of ISA providers, which might help you decide:

Virgin Money Cash ISAs

Virgin Money has a wide array of Cash ISAs with which you may be able to benefit from tax-free interest, including; Easy Access, Limited Access options as well as Fixed Term ISAs allowing you to lock savings away for up to 5 years depending on your requirements, with both online or in branch/postal options available.

Virgin Money Stocks & Shares ISA

The Virgin Money Stocks & Shares ISA allows you to invest in a tax-efficient and flexible manner. You get a choice of 5 different investment funds allowing you to pick the one based on your attitude towards risk.

Types of Individual Savings Accounts

There are two categories of Individual Savings Accounts; Cash ISAs and Stocks & Shares ISAs, which are substantially different. You can have one of each type of account each tax year however your annual personal allowance stays the same, so if you do decide to operate both accounts you need to break it up between the two.


Cash ISAs 

These are essentially a normal savings account, however they enjoy a tax-free status up until your maximum interest. There are a range of choices of different kinds of cash ISA offered by different providers, some kinds might include Instant Access Accounts which offer you immediate access to your money. Easy Access Accounts that offer a saver limited access for early withdrawals and Fixed-Rate Accounts which require the saver to lock their savings away for a fixed period of time. In general the less access an account grants to your capital the better interest rates it will offer.

Stocks & Shares ISAs

Stocks & Shares ISA have the potential to yield higher returns, however they are investment accounts. This means that you can use these to invest in other products such as; gilts, funds and shares. As these products can decrease as well as increase in value there is a chance you will get back less than what your originally invested, therefore this type of account does not offer FCSC protection. There self-select ISAs that allow you to to choose which products are invested in, or collective investments where your money is pooled with other investors and placed in a range of investments fitting a certain criteria.

Junior ISAs

There also Junior Cash ISAs and Junior Stocks & Shares ISAs designed for younger people. You can open a junior ISA for any person under 16 that you have parental responsibility of, savers aged between 16 and 18 can open there own junior ISA if they choose to.

ISA transfers

All providers of ISAs have to allow you to transfer them to another provider if you wish to. They can however place an interest penalty on savers for doing so. It is wise to often shop around to find the best deal for the type of ISA you are interested in. But when working out if it could make you more money remember to calculate any interest penalty you may be charged for the transfer first, as it could be that you’d stand to save more by staying put. 

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Income ISA offers up to 7.60% pa paid quarterly

9th October 2017

Inflation reached as high as 2.9% in August as reported by the Office for National Statistics (ONS). As a result, many individuals are looking for ways to receive more income to combat the effect of rising inflation. 

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us

4.89 Average

35 Reviews

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

Anonymous

Easy to navigate, all required information was to hand. Professional looking site!

Jessica Esa

ISA.co.uk has a really attractive and simplistic design. I've found it easier to use than other similar comparison sites. The products are simply described, it's informative and the pros and cons are really clear. Great website.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Rob Holden

The website was very useful and informative.

Andrew Johnson

ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs

Crowd2Fund

Excellent website - clear and helpful information about different products - and a trustworthy partner.

Anonymous

Quick and professional service provided

Anonymous

Very insightful and easy to navigate.. would recommend to anyone interested

Helen Belcher

Clear concise information that was easy to understand!

Sue

Easy to use website and up to date. Saved the link on my tablet.

Adam

simple, informative and clear - found what I was looking for straight away. Thank you.

Steve

Really simple to use and all the information was clear with lots of products available. The interest calculator was really handy too. Have bookmarked and will definitely use again.

Marion

Very helpful site for my investment isa

Hannah Gordon

This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Anonymous

If you wish to invest in an ISA this site has it all. A super comprehensive range of simply explained products from all the major companies.

Cristina Iacob

Very knowledgeble company with an extensive range of services, a great website with loads of useful information.

Jessica Morley

Really informative and easy to use site. Information is laid out very clearly and comparisons have all the plus & minuses I'm interested in, so makes me feel like I am making an informed decision. There was also a lot of additional information which would be incredibly helpful to someone completely new to ISAs who wanted to read up on the basics.

Sam H

excellent website, helped me to understand how i can get started with ISA's and helped me to narrow down great deals!

Anonymous

Nice graphics and easy to navigate