skip to main content
ISA Providers /

Royal London ISA

Compare a selection of ISAs from different providers.
Investment Fund Supermarket ISAs

Astute Capital Stocks & Shares ISA

from Astute Capital

Allows ISA Transfers
  • Protection Scheme: No
  • Fund Choice: Managed Portfolios
  • Invest From: £2,500

Why we like it: Astute Capital Stocks & Shares ISA. Choose between four different high interest managed account options (access, income, balance or growth) which have four different fixed rate terms from 1 to 5 years. Unlike most ISA and investment accounts, there are no set up charges or management fees. Simple, online application process. Returns are based on current available rates and are not guaranteed. Your capital is at risk.More info...

Click & Invest Stocks & Shares ISA

from Investec Click & Invest

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Managed Portfolios
  • Invest From: £2,500

Why we like it: In a nutshell this service helps make your ISA money work harder! Investec Click & Investis an online investment service that aims to make actively managed, globally diversified investment portfolios accessible to a wider audience. Everyone deserves harder working money, and Click & Invest’s goal is to make a positive difference to more financial futures. Their experts build and manage investment portfolios from £2,500 online, intelligently blending expertise with high-quality service. With a £2,500 minimum investment, Click & Invest aims to deliver an exceptional service for a straightforward fee. They offer both stocks and shares ISAs and general investment accounts, with a seamless online experience, with dedicated 24/7 support available. Capital at risk.More info...

Interative Investor Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 40,000+ UK and global investments
  • Invest From: £25 pm or £100 single

Why we like it: ISA prize draw – win £20,000. Subscribe £2,500 or more to your 2018/19 ISA for automatic entry. Terms and conditions apply. An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk

Investment Growth Plan ISAs

FTSE 100 Enhanced Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 10.25% per annum
  • Counterparty: Investec Bank plc
  • Term: Up to 6 years

Kick out plans seem to attract particular interest when the market is at historically high levels since they can provide competitive returns even if the FTSE stays relatively flat with the potential for 10.25% annual growth.

  • 10.25% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Potential to mature early, from year 1 onwards
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Royal London ISA

Royal London currently offer a Stocks and Shares Investment ISA and Unit Trusts, whatever kind of ISA you are looking for its a good idea to shop around providers first to find the top deal for the product that best fits your needs. You can use the comparison table above to compare ISAs of different kinds from various providers:

Royal London Investment ISA 

Allows you to invest in a choice of funds. Minimum deposit of at least £1,000 then to invest at least £100 on each occasion that you wish to top up the investment ISA.

ISA Guide

In order to be eligible for a UK ISA you need to be:

  • Aged 16 or over for a cash ISA.
  • Aged 18 or over for a stocks and shares ISA.
  • A resident of the United Kingdom.
  • If you don’t live in the UK then you need to be a Crown Servant or their spouse/civil partner.
  • You can open a Junior ISA for someone under 18 who you have parental responsibility for.

There are two categories of UK ISA: Cash ISAs and Stocks & Shares ISAs, ISA rules allow each eligible person to open up to a maximum of one of each kind of ISA each tax year. The ISA allowance is the limit to the amount each saver can deposit into an ISA each tax year, this amount stays the same so if you opt to open a Cash ISA and Stocks & Shares ISA you will need to divide the allowance between the two accounts, this can be done so at ratio of your choice as long as you do not exceed the limit.

  • Cash ISAs – Are a kind of investment account that, up to your maximum allowance, pays savers interest tax-free. There are different sorts of Cash ISA product offered by various Banks and Building Societies, as well as other providers. Some kinds may include: Fixed Rate, Easy Access and Instant Access ISA.
  • Stocks & Shares ISAs – Are a kind of tax-efficient investment account that allows you to invest in various products such as corporate and government bonds as well as stocks and shares. With this kind of ISA you do not pay Capital Gains Tax or Income Tax on profits made from the increase in value of your investments, but you do pay tax on dividends. As you use this account to invest in capital-at-risk products, if the value of your investments decreases you can get back less than you originally put in, these are also not FCA protected.

Transferring ISAs

It is possible to transfer an Individual Savings Account to another ISA product, either with your current provider or a different one. Some ISAs may impose an interest penalty for doing so however; this means that while it can be beneficial sometimes to move, before you do so you should check that any penalty you would incur would not negate the potential benefit of moving to a different product. 

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Lower ISA fees for fitness enthusiasts

13th March 2019

Do you need a nudge to encourage you to keep going to the gym, or for a regular run? How about lower admin fees on your ISA? Your health is as important to how much you will enjoy your retirement years as your future income. A new ISA provider reckons it makes sense to link the two together.

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us