Hargreaves Lansdown Stocks and Shares ISA
Hargreaves Lansdown is the UK’s number 1 ‘investment supermarket’ for private investors. For more than 35 years, they have helped investors save time, tax and money on their investments. Hargreaves Lansdown is a secure, FTSE 100 company who are based in Bristol.
Why Choose a Stocks and Shares ISA?
If you are looking for a tax-efficient and flexible way to invest then a Stocks and Shares ISA is the way forward. With all of your investments sheltered from capital gains tax and further income tax, it is becoming a way forward amongst the ever falling interest rates offered by banks.
During the tax year, you are able to put your annual allowance in to investments, innovative finance or cash ISAs, or any mixture of the three.
Whether you’d like to put away a little money each month or invest a lump sum, you could receive a higher return on your savings when compared to other ISA accounts. It’s worth bearing in mind that there is an element of risk involved. There is no guarantee that you will withdraw more than you paid in and there can even be losses.
Hargreaves Lansdown Stocks and Shares ISA Review
No income tax or capital gains tax to pay on your ISA investments
- You can access your money at any time
- 24/7 access to your account with online banking
- Invest with a financially secure, FTSE 100 company
- Open your ISA with a lump sum from £100, or start a monthly direct debit from just £25 per month
- Top up your account in just a few minutes with a debit card
Hargreaves Lansdown offer two types of Socks and Shares ISA:
Ready-made ISA: this account offers a simpler way to invest. This account allows you to choose from six pre-built portfolios which allow you to choose your investment goal and level of risk. It’s perfect for people who are new to investing, currently lack the confidence to choose their own funds or simply don’t have time to research potential investments.
With this account, your portfolio is regularly re-balanced to increase performance.
Do-it-yourself ISA: this option allows you to invest in over 2,500 funds with no charge when you buy and sell funds. You will be able to choose from shares listed on the UK, US, Canadian and European stock markets.