skip to main content
Fund Supermarket ISAs /

Commodity Fund ISAs

Commodity funds provide an exciting opportunity for investors to diversify their portfolio away from traditional asset classes such as shares and bonds. However, investors need to be prepared to take a long term perspective and ride out volatility in the market.
Investment Fund Supermarket ISAs

Vitality Stocks & Shares ISA

from Vitality

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Choose from 6 funds based on risk level or build your own portfolio
  • Invest From: £100 pm or £1,500 single

Why we like it: Vitality Stocks & Shares ISA. Invest in Vitality funds and they will add extra money to your investment every 5 years – on top of returns. This could get you an extra 15% over 25 years. Plus, for limited time only, if you open a new ISA before 5 April, they’ll give 100% cashback on your first year’s product charges. Minimum investment and T&Cs apply. Capital at risk. More Info

Click & Invest Stocks & Shares ISA

from Investec Click & Invest

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Managed Portfolios
  • Invest From: £2,500

Why we like it: In a nutshell this service helps make your ISA money work harder! Investec Click & Investis an online investment service that aims to make actively managed, globally diversified investment portfolios accessible to a wider audience. Everyone deserves harder working money, and Click & Invest’s goal is to make a positive difference to more financial futures. Their experts build and manage investment portfolios from £2,500 online, intelligently blending expertise with high-quality service. With a £2,500 minimum investment, Click & Invest aims to deliver an exceptional service for a straightforward fee. They offer both stocks and shares ISAs and general investment accounts, with a seamless online experience, with dedicated 24/7 support available. Capital at risk.More info...

Astute Capital Stocks & Shares ISA

from Astute Capital

Allows ISA Transfers
  • Protection Scheme: No
  • Fund Choice: Managed Portfolios
  • Invest From: £2,500

Why we like it: Astute Capital Stocks & Shares ISA. Choose between four different high interest managed account options (access, income, balance or growth) which have four different fixed rate terms from 1 to 5 years. Unlike most ISA and investment accounts, there are no set up charges or management fees. Simple, online application process. Returns are based on current available rates and are not guaranteed. Your capital is at risk.More info...

Vantage Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,500+ Funds
  • Invest From: £25 pm

Why we like it: Shelter up to £20,000 this tax year with the low cost, award-winning ISA. The UK's number 1 platform for private investors. Capital at risk

Interative Investor Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 40,000+ UK and global investments
  • Invest From: £25 pm or £100 single

Why we like it: ISA prize draw – win £20,000. Subscribe £2,500 or more to your 2018/19 ISA for automatic entry. Terms and conditions apply. An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,000+ Funds
  • Invest From: £50pm

Why we like it: Invest from as little as £50 a month or with a £1,000 lump sum. Investment choice from over 100 fund providers, giving you access to 2,000+ funds. One low-cost service fee of 0.35%*. Great service – from investment guidance on website through to UK-based phones team. PathFinder, Select 50, Investment Finder - investing tools for beginners to advanced investors. 24/7 access via online Account Management system. Capital at risk.

Important Information: * depending on how much you have invested

Investment Fund ISA

from AJ Bell

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2000+ Funds
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds. Capital at risk

Selected ISAs

Fully Managed Stocks and Shares ISA

from Nutmeg

Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Discretionary investment management
  • Invest From: Min. £500 single (+ £100 pm for ISAs below £5,000)

Why we like it: Get an intelligent stocks & shares ISA portfolio - Choose a portfolio that's fully managed by our expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500 (plus £100 per month for ISAs below £5,000). Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see our fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Authorised and regulated by the FCA. Capital at risk. ISA rules apply

What are commodity fund ISAs?

Commodity fund ISAs invest in commodities and natural resources. The term 'commodities' covers a huge range of goods and materials including fuels, staple foods, and precious metals.

Different types of commodity fund ISAs include:

  • Funds that invest directly in commodities, such as precious metals or natural resources. These are 'true' commodity funds, in that they are direct investments in the commodity itself.
  • Funds that invest in commodity-linked derivatives. This is a common investment strategy within the commodities market as it allows investors a rate of return that's linked to the future market performance of their chosen commodities.
  • Funds that target shares in commodity-related companies, such as agriculture, energy, or mining companies. These investment products are also known as natural resource funds, and focus on companies operating in the commodities market, rather than on the commodities themselves. Investments may be made in industries such as mining, agriculture, oil, and energy.
  • Funds that invest in a combination of the above. Some fund management plans allow you to invest in commodities and commodity-linked derivatives. So, you could invest in a fund that encompassed both gold bullion and gold futures.

What are the benefits of investing in commodity fund ISAs?

  • They ISA wrapper is tax-efficient. By investing in a commodity fund ISA, you benefit from not paying capital gains or income tax on any potential returns.
  • Commodities offer an opportunity to diversify your investment holdings away from traditional plans such as shares and bonds. Having a diverse portfolio can help to cushion your investments against any falls in particular areas because it allows you to avoid putting all your eggs in one basket.
  • Although the risks are high, the returns have the potential to be similarly high. This may be linked to the recent emergence of new economic powerhouses such as China and Indonesia, which require a lot in the way of resources to support their rapidly-developing commerce and infrastructure.

What do investors need to be aware of when considering commodity fund ISAs?

  • Commodities investments require you to be comfortable with risk, as well as prepared to take a long-term approach to reaching your financial goals.
  • Some funds place limits on the percentage of the portfolio that can be invested in a single commodity, in order to avoid too much focus on a single investment area.
  • There may be charges involved in transferring current ISA balances to a commodities fund ISA, so check with your chosen provider.
  • The commodities market is notoriously volatile and is high risk investment area. It's therefore generally better suited to experienced investors. As with all investments, if you're unsure, seek independent financial advice.
Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How can the best 1-year Cash ISA work for me?

19th March 2019

It’s your last chance to get some savings locked away in a Cash ISA for this tax year. But you need to act quickly: some providers need to receive online applications by Thursday 21 March, in order to receive any documents they request from you, and your money, by 28 March.

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us

4.89 Average

36 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

Anonymous

Easy to navigate, all required information was to hand. Professional looking site!

Jessica Esa

ISA.co.uk has a really attractive and simplistic design. I've found it easier to use than other similar comparison sites. The products are simply described, it's informative and the pros and cons are really clear. Great website.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Rob Holden

The website was very useful and informative.

Andrew Johnson

ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs

Crowd2Fund

Excellent website - clear and helpful information about different products - and a trustworthy partner.

Anonymous

Quick and professional service provided

Anonymous

Very insightful and easy to navigate.. would recommend to anyone interested

Helen Belcher

Clear concise information that was easy to understand!

Sue

Easy to use website and up to date. Saved the link on my tablet.

Adam

simple, informative and clear - found what I was looking for straight away. Thank you.

Steve

Really simple to use and all the information was clear with lots of products available. The interest calculator was really handy too. Have bookmarked and will definitely use again.

Marion

Very helpful site for my investment isa

Hannah Gordon

This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Anonymous

If you wish to invest in an ISA this site has it all. A super comprehensive range of simply explained products from all the major companies.

Cristina Iacob

Very knowledgeble company with an extensive range of services, a great website with loads of useful information.

Jessica Morley

Really informative and easy to use site. Information is laid out very clearly and comparisons have all the plus & minuses I'm interested in, so makes me feel like I am making an informed decision. There was also a lot of additional information which would be incredibly helpful to someone completely new to ISAs who wanted to read up on the basics.

Sam H

excellent website, helped me to understand how i can get started with ISA's and helped me to narrow down great deals!

Anonymous

Nice graphics and easy to navigate

Dr Alan Rogan BSc PhD FCIOB FCABE Eur Ing

Good advice and professional approach

Razvan

Very helpful for getting my annual ISA

Oliver

Contemporary, easy to read and up to date.

Jonny Doulton

Clear, concise and very professional outfit with an excellent choice of market leading deals.

Julie

A very informative website, with lots of ideas to help make my choice.

Paul Tissington

ISA.co.uk not only helped narrow down my choices for a Junior ISA but also provided additional practical information that helped demystify the whole process.

Sunil Karadia

Just the site I needed, I have been looking for a suitable ISA for a while, but as there are so many to choose from, find it difficult to find the right one for me.

James Weatheritt

I found the information on ISA.co.uk very helpful and easy to understand. The site is easy to navigate and find what you're looking for.

Lisa Holden

I found ISA.co.uk very insightful and easy to navigate through. The content was useful and helped me make my ISA decision.

Neta Pourhosseini

I thought the information provided was easy to understand and very informative, I would recommend to friends for deffinite.

Emma Caldwell

Found a good isa option for my son.

Robert Murray

Great selection of Isa products, useful information and a very user friendly site

Oliver Roylance-Smith

The place to go for all things ISA related. A great range of ideas for Cash and Investment ISAs. Easy to use.

J Caldwell

Very helpful site. Good range of options for my 2016/17 ISA.