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Unit Trust ISAs

Compare selected unit trusts for your 2020-21 ISA
Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Fidelity

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK, plus shares, investment trusts and exchange-traded funds. There’s also expert guidance to help with your investment decisions, which includes a selection of tools and insights from Fidelity’s experts. Capital at risk. Tax and ISA rules apply.
  • Invest From: £25 through regular savings or £1,000 lump sum

Why we like it: Fidelity has lots of investment options, plus an extensive range of guidance tools to help you decide what to invest in. Their award-winning ISA is easy to start and offers great value, their a typical service fee of just 0.35%. Other ongoing charges apply. On top of that, everything is backed by Fidelity’s 50 years of investment experience.

Important: The value of investments can go down as well as up so you may get back less than you invest. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Tax treatment depends on individual circumstances and all tax rules may change in the future.

Stocks & Shares ISA

from Hargreaves Lansdown

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: 2,500+ Funds. UK and overseas shares. Corporate and government bonds. Exchange Traded Funds (ETFs). Investment trusts and much more. Capital at risk.Tax & ISA rules apply
  • Invest From: £25 pm

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2000+ Funds
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds. 

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

What is a Unit Trust ISA?

A unit trust is a type of fund where investors money is pooled to give you a share of a ready made investment portfolio.

Investing in a unit trust can be a good way of gaining exposure to a range of different assets.

When you buy into a unit trust, units are created and the price you pay will depend on the valuation of the underlying assets at the time of purchase. 

With a unit trust assets are priced once a day.

Typically a unit trust will be actively or passively managed. 

With an active managed unit trust fund the investment decisions are made by the fund manager who will operate in line with the fund objectives.

What can unit trusts invest in?

There are over 2,500 unit trusts and open ended investment companies in the UK operating across 30 sectors so there is plenty of choice for investors.

Can I invest in an unit trust within an ISA?

Yes. Most UK unit trusts can be bought and held within an ISA or SIPP. 

To see if a particular investment trust can be bought or held with an ISA or SIPP please view the funds factsheet.

How do I invest in an unit trust ISA?

You can invest in investment trusts via a platform provider.

Platforms include:

  • Interactive Investor - The ii platform allows you to access market leading unit trust funds.
  • Fidelity - Through the Fidelity platform once you set up an investment account you can invest in a wide range of funds.
  • Hargreaves Lansdown - The HL platform Provide a list of popular investment funds their clients are buying at any given time.
  • AJ Bell - With the AJ Bell platform you can use their "Select List" of funds to choose from.

Recommend Fidelity's Stocks & Shares ISA to a friend and you could be rewarded!

Are you an existing Fidelity ISA customer?

If you refer a friend to Fidelity and they open a new Stocks and Shares ISA online with a lump sum of £5,000 or more, you’ll both receive a £50 Amazon Gift Card as a thank you! 

Sign up today to start referring your friends

- Refer multiple friends

- Receive a £50 Amazon gift card for each friend you refer that meets the criteria*

- Online applications only

Both you and your friends will need to register for the offer. Exclusions apply, please read Fidelity's full offer terms and conditions for details.

*The maximum value of rewards which can be received is £1,500

Important information - the value of investments can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

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Stocks and Shares ISAs

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