skip to main content
Homepage /

Transfer Cash ISA To Stocks And Shares ISA

Transfer Cash ISA To Stocks And Shares ISA

The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.

Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 0.55%
  • Term: 1 Year
More Info

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 0.56%
  • Term: 2 Year
More Info

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 0.57%
  • Term: 3 Years
More Info Show Details

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Triple Access Cash ISA

from Nationwide

Interest Rate (AER) 0.25%
  • Term: 1 Year, with option to make three free withdrawals
More Info Show Details
  • Make up to three withdrawals during the 12-month term of this account
  • Open with £1 or transfer in existing ISA funds
  • Manage your account online
  • Interest paid at maturity
  • FSCS Protected
  • Must be UK resident and aged 16 or older
  • Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. (variable)
  • Not available in branch

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Transfer Cash ISA To Stocks And Shares ISA

Transferring your Cash ISA to a Stocks and Shares ISA can be done without it affecting your current annual ISA allowance, as long as you don’t withdraw the money yourself and instead follow the correct transfer procedure. The current ISA allowance is £20,000 and your total amount can be split between cash, stocks and shares and innovative finance ISAs.

Why Use a Stocks and Shares ISA?

This is becoming a popular option at a time when interest rates on ISAs and current accounts are at an all-time low. However, if this is an option you’re considering then it’s worth noting the associated risks with opening this kind of ISA.

In your Cash ISA, your money is safe and is guaranteed to incur some form of interest. However, this is not the case with Stocks and Shares ISAs. Unlike cash ISA transfers, stocks and shares ISA transfers aren't just about chasing a better return.

Funds are an easy way to begin investing or simply widening your investment horizons. Alternatively, investors who are willing to take greater risks may see better returns on their savings or see in an increase in their disposable income by buying shares in high earning companies. 

Being aware of the Risks as well as the Rewards

  • The value of investments and the income they provide can go down as well as up and you might not get back what you originally invested. You cannot cut out all risk, but you can find a balance. Just make sure you have a stable financial situation before investing
  • It’s also worth bearing in mind that if you need to access your money in the short term, a full return of capital from any investment cannot be guaranteed and there may be cost implications to sell the investments

Is it Easy to Transfer?

The transfer process has become much simpler and transferring from a cash ISA to a stocks and shares ISA is no different from the transfer process between Cash ISAs. It simply involves a form to fill in from your new provider and they take care of the rest.

Before attempting to transfer, make sure your new ISA has no restrictions on deposits minimums and takes in transfers. Transfers can take between 15-30 days.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Our Top Picks for Technology Stocks and Shares ISAs

19th January 2021

The tech industry has been booming for the past fifteen years; and it seems to be a rollercoaster that only goes up. The tech bubble has yet to burst, with companies coming out with more and more technological developments and consumer demand is certainly not slowing down. So, for the tech-savvy investor who wants to put their pennies behind this strong growing industry, we’ve put together our top three picks for Technology Stocks and Shares ISAs. 

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us

4.74 Average

23 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Rob Holden

The website was very useful and informative.

Andrew Johnson

ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs

Crowd2Fund

Excellent website - clear and helpful information about different products - and a trustworthy partner.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Steve

Really simple to use and all the information was clear with lots of products available. The interest calculator was really handy too. Have bookmarked and will definitely use again.

Hannah Gordon

This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Anonymous

If you wish to invest in an ISA this site has it all. A super comprehensive range of simply explained products from all the major companies.

Cristina Iacob

Very knowledgeble company with an extensive range of services, a great website with loads of useful information.

Anonymous

Nice graphics and easy to navigate

Dr Alan Rogan BSc PhD FCIOB FCABE Eur Ing

Good advice and professional approach

Razvan

Very helpful for getting my annual ISA

Jonny Doulton

Clear, concise and very professional outfit with an excellent choice of market leading deals.

Paul Tissington

ISA.co.uk not only helped narrow down my choices for a Junior ISA but also provided additional practical information that helped demystify the whole process.

Sunil Karadia

Just the site I needed, I have been looking for a suitable ISA for a while, but as there are so many to choose from, find it difficult to find the right one for me.

James Weatheritt

I found the information on ISA.co.uk very helpful and easy to understand. The site is easy to navigate and find what you're looking for.

Lisa Holden

I found ISA.co.uk very insightful and easy to navigate through. The content was useful and helped me make my ISA decision.

Neta Pourhosseini

I thought the information provided was easy to understand and very informative, I would recommend to friends for deffinite.

This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more