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Transfer Cash ISA To Stocks And Shares ISA

Transfer Cash ISA To Stocks And Shares ISA
Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. Capital at risk.
  • Invest From: £25 pm
Selected ISAs

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low. Capital at risk.
  • Invest From: Min. £500 single

Transfer Cash ISA To Stocks And Shares ISA

Transferring your Cash ISA to a Stocks and Shares ISA can be done without it affecting your current annual ISA allowance, as long as you don’t withdraw the money yourself and instead follow the correct transfer procedure. The current ISA allowance is £20,000 and your total amount can be split between cash, stocks and shares and innovative finance ISAs.

Why Use a Stocks and Shares ISA?

This is becoming a popular option at a time when interest rates on ISAs and current accounts are at an all-time low. However, if this is an option you’re considering then it’s worth noting the associated risks with opening this kind of ISA.

In your Cash ISA, your money is safe and is guaranteed to incur some form of interest. However, this is not the case with Stocks and Shares ISAs. Unlike cash ISA transfers, stocks and shares ISA transfers aren't just about chasing a better return.

Funds are an easy way to begin investing or simply widening your investment horizons. Alternatively, investors who are willing to take greater risks may see better returns on their savings or see in an increase in their disposable income by buying shares in high earning companies. 

Being aware of the Risks as well as the Rewards

  • The value of investments and the income they provide can go down as well as up and you might not get back what you originally invested. You cannot cut out all risk, but you can find a balance. Just make sure you have a stable financial situation before investing
  • It’s also worth bearing in mind that if you need to access your money in the short term, a full return of capital from any investment cannot be guaranteed and there may be cost implications to sell the investments

Is it Easy to Transfer?

The transfer process has become much simpler and transferring from a cash ISA to a stocks and shares ISA is no different from the transfer process between Cash ISAs. It simply involves a form to fill in from your new provider and they take care of the rest.

Before attempting to transfer, make sure your new ISA has no restrictions on deposits minimums and takes in transfers. Transfers can take between 15-30 days.

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Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.


Very informative, find myself a good ISA account with best return in terms of interest.


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ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs