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Shares ISA

The Very Latest Stocks and Shares ISA rates

Maximise your 2021 stocks and shares ISA allowance. You can invest up to £20,000 per person.

Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Capital at risk.
  • Invest From: £25 pm

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Strong ethical investment proposition with more than 140 investment options. Access to expert independent ideas and analysis. Low cost fees and trading.

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds.

Shares ISA

A Stocks and Shares ISA is becoming a popular alternative to Cash ISAs now that the interest rates offered by banks are at the lowest they’ve ever been.

Generally, the returns on your investment are much higher in a Stocks and Shares ISA but there is an element of risk and there’s no guarantee that you won’t make losses or even withdraw less than you invested.

However, there are some way to minimise risk if you’re worried about investing:

  • Many providers now offer ready-made risk assessed portfolios, you can choose the risk level that you’re comfortable with
  • Many accounts mange your funds for you so you don’t have to
  • Investing in government bonds and property are less risky than investing in the stock market

While there are no guarantees of returns with investment, these are some sure ways to minimise that risk.

How do Stocks and Shares ISAs work?

You are able to invest anything up to the tax threshold for that year and choose to have it spread across a Cash, Stocks and Shares and Innovative Finance ISA or consolidated within one account.

A Stocks and Shares ISA is a tax-efficient way to invest. Despite the name, you can invest in many things besides Stocks and Shares, all with varying levels of risk.

As well as shares you can also invest in:

  • Investment trusts
  • Open Ended Investment Companies (OEICs)
  • Unit trusts
  • Government bonds (Gilts)
  • Corporate bonds
  • A Stocks and Shares ISA can be a good way to put aside some money each month or invest some extra cash. This kind of account not advised if you don’t have any other savings or are in debt because you won’t be able to access your money easily if you need to and you could make losses.

    Choosing an investment ISA

    Making sure you shop around ISA providers before committing to a product is sensible, as you can only open one new ISA of each type each tax year. It may be possible to transfer accounts, however, this could incur charges and leave you with less than you started.

    When looking for an investment ISA you may want to consider things such as minimum investment charges and the range of products it allows you to invest in.

    Use the tables on this website to compare a selection of different types of ISA from a selection of providers. Follow the links to find out more and apply.

    Transferring your ISA

    It has become much easier to transfer your ISA, whether that is in to a Stocks and Shares ISA or simply switching Cash ISAs. Changing ISA providers can take around 30 days if it involves a Stocks and Shares ISA or around 7 days if you’re simply switching Cash ISA providers.

    You are able to move your Stocks and Shares ISA in to a Cash ISA relatively easily, simply fill in the transfer form that your new provider will provide and give details of your assets and they will take charge of selling and transferring them.

    While the process simply involves filling in a form, be careful of penalty charges from your current provider, which could apply.

    5 Shares To Watch In 2021...

    Each December Hargreaves Lansdown pick five shares worth watching in the year ahead.

    Once again, they have selected what they believe are good, profitable companies at reasonable valuations.

    Download this guide to discover the shares. They include:

    • A retail titan trying to build on a thriving in-store business
    • A social media giant eyeing digital dominance
    • A distiller looking to start the party once lockdowns end

    Plus – how to deal shares with HL.

    Get FREE Guide »

    Important Risk Information:

    The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

    High Income ISAs

    High income ISA ideas:

    ISAs Products

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    Stocks & Shares ISAs

    Types of Stocks and Shares ISA include: 

    Stocks and Shares ISAs

    Latest News

    5 Considerations for Your Next Investment ISA

    15th March 2021

    You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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    We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

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