Compare ISA best sellers
View some of our 2020-21 ISA season best ISA platform sellers.
- Protection Scheme: FSCS
- Fund Choice: Choose from 50+ L&G funds including low cost index tracker funds, multi asset, fixed income, property & equity funds. Alternatively let L&G managed your funds for you based on your risk profile.
- Invest From: £20 per month or £100 single
- Protection Scheme: FSCS
- Fund Choice: 2,500+ Funds
- Invest From: £25 pm
- Protection Scheme: FSCS
- Fund Choice: Select from over 4,000 funds. Large selection of UK shares. Investment trusts, ETFs and investment portfolios put together by experts.
- Invest From: £25 per month or lump sum from £1,000
ISA Investment Annual Limit 2020-21
The ISA annual limit is reviewed annually.
- The 2020-21 ISA allowance is £20,000 per person
- You have until 5th April 2021 to make use of it
- HMRC set the allowance every year based on the Consumer Price Index (CPI) as of September.
- The savings limit for Junior ISAs is £9,000
- You can spread your ISA annual allowance between a Cash, Stocks and Shares or Innovative Finance ISA or simply place all your savings in to one of these types of accounts. You can only have one of each.
Are there any ISA Rules?
While ISAs can be straight forward, there are some rules to follow and it’s useful to know before you get started:
- The rules on ISAs have been relaxed since April 2016 and you can now choose how you split your savings
- Some accounts have penalties if you withdraw early, particularly fixed rate accounts. Be careful to check your provider’s rules as you could leave with less than you invested if you close early
- You must use a transfer form if you want to transfer accounts. If you don’t follow the transfer procedure and simply withdraw the money yourself then you lose all tax benefits for that year
- Transferring your ISAs should take no more than 15 days although transferring from a cash ISA to a stocks and shares ISA can take longer
Important Risk Information:
The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.
Stocks & Shares ISAs
Types of Stocks and Shares ISA include:
Stocks and Shares ISAs
Latest News
Our Top Picks for Technology Stocks and Shares ISAs
19th January 2021
The tech industry has been booming for the past fifteen years; and it seems to be a rollercoaster that only goes up. The tech bubble has yet to burst, with companies coming out with more and more technological developments and consumer demand is certainly not slowing down. So, for the tech-savvy investor who wants to put their pennies behind this strong growing industry, we’ve put together our top three picks for Technology Stocks and Shares ISAs.
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