Compare ISA best sellers
View some of our 2021-22 ISA season best ISA platform sellers.
- Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Capital at risk.
- Invest From: £25 pm
- Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
- Invest From: £25 pm
ISA Investment Annual Limit 2021-22
The ISA annual limit is reviewed annually.
- The 2021 - 2022 ISA allowance is £20,000 per person
- You have until 5th April 2022 to make use of it
- HMRC set the allowance every year based on the Consumer Price Index (CPI) as of September.
- The savings limit for Junior ISAs is £9,000
- You can spread your ISA annual allowance between a Cash, Stocks and Shares or Innovative Finance ISA or simply place all your savings in to one of these types of accounts. You can only have one of each.
Are there any ISA Rules?
While ISAs can be straight forward, there are some rules to follow and it’s useful to know before you get started:
- The rules on ISAs have been relaxed since April 2016 and you can now choose how you split your savings
- Some accounts have penalties if you withdraw early, particularly fixed rate accounts. Be careful to check your provider’s rules as you could leave with less than you invested if you close early
- You must use a transfer form if you want to transfer accounts. If you don’t follow the transfer procedure and simply withdraw the money yourself then you lose all tax benefits for that year
- Transferring your ISAs should take no more than 15 days although transferring from a cash ISA to a stocks and shares ISA can take longer
5 Shares For Your 2021 ISA – Free Guide
Investment inspiration for this year’s ISA allowance.
It’s looking more and more likely we’re past the worst of the pandemic.
For five shares that could be worth a look in this context, download a FREE factsheet to discover Hargreaves Lansdown’s experts’ latest picks.
They include:
- One of the world’s largest mining companies
- A social media giant eyeing digital dominance
- An intriguing ‘boring’ stock
Request Hargreaves Lansdown FREE guide »
Important Risk Information:
The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.
Lifetime ISAs
Save for your first home and retirement
Compare Lifetime ISAs
Junior ISAs
Invest for your child’s future
Compare Junior ISAs:
Stocks & Shares ISAs
Invest tax-free in stocks and shares
Compare Stocks and Shares ISAs:
Latest News
5 Considerations for Your Next Investment ISA
15th March 2021
You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply".
Newsletter Signup
Sign up to our Newsletter to get exclusive news and offers direct to your inbox.
About us
ISA.co.uk is a trading style of Fair Investment Company.
We've been comparing and recommending ISAs for many years so you can trust you're in good hands.
About usI found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.
Very informative, find myself a good ISA account with best return in terms of interest.
Easy to use website and up to date. Saved the link on my tablet.
The website was very useful and informative.
ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs